Terrible experience with PMI after 30
years of no problems and good relations with board and HOA. There are common themes to the complaints. I was threatened with a lien against my condo for a $175 charge I disputed and had a plumbing inspection done, showing not only did they not perform the work indicated but left the ring sealant unsealed which would have resulted in leaks. I paid out of pocket to have a master plumber fix their alleged work. I was charged 4 late fees over an eleven day period, resulting in over 100 percent of $175 charge. The automated payment system showing my payment history changed multiple times per day during this period, incorrectly stating charges or changes made to my financial account. When I was kicked off the automated payment portal, I overnighted my payment to the office indicated on the invoice and their web site. The mail was returned 6 weeks later indicating "not at this address". When I contacted PMI I was told their office did not accept payment, even though indicated on their invoice and web site. Another bogus late charge. When our neighbors below had water issues, I let them into the condo 6 times to see if the leak was on our side. We were assured by PMI and the claim adjuster at State Farm and a master plumber that the leak was not on our end and due to neighbors doing renovations, resulting in 3 created leaks on their side. PMI entered the condo 2 additional times , without notice and performed the $175 bogus work without contacting me. My brother, who was extremely disabled and unable to advocate for himself, felt invaded and really uncomfortable when workmen came into the condo unannounced, did not tell him why they were there. When I contacted Michael Menard from PMI he let me know in a very threatening tone that he would enter the condo whenever he wanted and use the governing docs that state they can enter in an emergency, even though all parties involved stated the leaks were from the neighbors doing renovations. From a $175 charge Michael became increasingly aggressive and threatening litigation. I paid all the false late charges and repair that didn't happen and continued to receive late fees on a 0 balance and receiving threats of liens against the condo. This is only a small piece of my experience with PMI but you get the gist and commonalities with other reviews. From my experience, I will never purchase HOA again. You can file a complaint with the Department of Regulatory Agency (DORA) but their site indicates they cannot follow up due to lack of staffing but will collect complaints to be published once per year. It does look like HOA Colorado law is slowly changing , Governor Polis stating "in an effort to stop HOA homeowners from being ripped off"-but they have a long way to go. The 4 late charges in an eleven day period over 100 percent of primary $175 bogus charged indicated above is now illegal, and did not follow the governing docs of only being charged 5 percent over a year period. After my brother's death I sold the condo. PMI did not respond to any really basic requests for information and delayed the closing by two weeks by not supplying governing docs to new owners-we requested closing docs in 3 weeks and after much follow up, received them in 5 weeks. Really petty and punitive. I left a negative review on Google, and even though they were unable to respond to any basic requests for info, in 10 minutes of leaving review, I received a phone call from Michael Menard screaming nonsensical obscenities and threats of legal action. At one point, he indicated the actions were not his responsibility but the HOA. He is correct that the HOA was on all the communication. The HOA did absolutely nothing. I was never represented as an owner. Again, it does look like HOA law in Colorado is very slowly changing and worth keeping up with if you own in a HOA. read more