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    Pinnacle Mortgage Solutions

    4.3 (9 reviews)
    Closed • 8:30 am - 7:00 pm

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    6 years ago

    Dave did a great job finding a competitive mortgage for us. He was responsive and knowledgeable. Choose Pinnacle for your mortgage needs.

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    Franco Manueli - Envoy Mortgage - Branch Manager | Loan Officer - Franco Manueli

    Franco Manueli - Envoy Mortgage

    (119 reviews)

    I've known Franco for over 20 years he is reliable dependable and very articulate…read more I have used his services on countless properties that I've owned in the past and my recent purchase here in Florida. With that being said he has closed my homes from Vegas to Florida. My own mother uses his services as well and she always has been satisfied from beginning to end he is very professional. I believe he takes away the stress of the buying process or investing process by explaining things in detail. If you need a mortgage I highly recommend him five stars is not enough . Thank you JamesZito.com

    I chose this loan officer specifically because of the strong reviews and because I wanted…read moretransparency on rates and costs. That's not what I got. Early in the process, I was given the clear impression my rate would fall in a certain range. When the actual disclosures arrived near closing, the zero-point rate was substantially higher, nearly a full point above what I'd understood, and the version I received had thousands of dollars in discount points built in that were never discussed with me. When I raised the discrepancy, I was told it was "the market" and given explanations about what online rate averages "really mean." None of that held up when I checked published data myself. To be fair, the file was handled competently and closed on schedule. But I had to push, repeatedly, before I was shown the full range of rate, point, and credit combinations available to me. My advice to anyone shopping here or anywhere: 1. On day one, ask for the full rate sheet in writing: every rate paired with its exact points or lender credit. Not a verbal quote. Email or PDF. 2. Any time someone quotes a rate, ask if it includes points, and how many, and get the answer in writing. 3.Take that written sheet and shop it with at least two other lenders or brokers. If someone won't put pricing on paper, that tells you everything. 4. Never sign a fee disclosure with points you didn't explicitly agree to. You can decline and restructure at the zero-point rate. I did, and it saved me thousands in cash at closing. Good ratings don't mean you can skip the paper trail. Get everything in writing.

    Stanford Capital

    Stanford Capital

    (12 reviews)

    I am highly satisfied with Sanford Capital. For two months I was looking to refinance my home. Of…read moresix companies, only one person returned my call; Dawn Conder of Stanford Capital. Since day one, Dawn made the process easy and painless. She has been a true professional. She made it a mission to earn my business. Dawn said to me a month and a half ago; "Mr. Martinez, we'll get this done." She had given me a date of when we would close and it happened. My loan is now with Village Capital. Today I received a discrepancy about my home owners insurance. I sent a text to Dawn about it. Dawn could've easily and rightfully told me to call Village Capital because she is no longer a part of my loan. She did the complete opposite. Within five minutes of my text, she called me with concern. She told me to call Village Capital and if they were not to handle the discrepancy, she would it handle it personally. This proves to me that Dawn truly cares about her clients even after business was complete. I saw a couple of bad reviews of Dawn and her company. To those who wrote the bad reviews, grow up and get a life. Don't bash people that are good hearted professionals that truly try to help you just because you have mommy and daddy issues. God Bless you Dawn and thank you. Daniel M

    We've turned to Dawn @ Stanford Capital many times over the years and she never disappoints. Dawn…read moreis a hard worker and will strategize to find the best possible deal for you. She was always available to us 24/7 and is so helpful, extremely knowledgeable and so pleasant to work with. I can't say enough good words but highly recommend her and her team.

    Pinnacle Mortgage Solutions - mortgagebrokers - Updated October 2026

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