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    Pinnacle Lending Group

    1.0 (4 reviews)

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    Mortgage services

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    Shannon Gray - LifeSource Mortgage

    Shannon Gray - LifeSource Mortgage

    (62 reviews)

    My wife and I were referred to Shannon and LifeSource Mortgage by a family member, and we are very…read moreglad that we worked with him! We were looking for our first home, so we were coming from a place of minimal experience with mortgages and the processes around them. From the very beginning, Shannon was friendly and full of information, filling us in on different things to do at different steps of the process. He provided information about important topics like property taxes, homeowner's insurance, the escrow and closing process, and more. He was also very transparent about how we would be working together, and what would be good for me to read up on for my own growth and understanding of the process. We very much felt like we were on a team. Each of the things that we needed from Shannon were delivered in a timely manner, with clear and direct communication, like a pre-approval letter, appraisal coordination, and a good rate on our mortgage. When we finally went into escrow for a home, we ended up with a small window of two weeks to close. Shannon let me know that if we all hustled, we could make it work. Everyone on his team was on top of things throughout that period, reaching out whenever they needed something, and handling the rest cleanly. We were able to close on time, which was a huge relief! From there, Shannon offered to keep an eye out for opportunities for refinances down the road, and we intend to continue staying in touch with him and his team. We will definitely be recommending him to others!

    We have had Shannon take care of our loan on 2 separate occasions and he has always been super…read morehelpful, and thorough! We planned on using him a 3rd time when we relocated to a new house and he suggested that we look into obtaining a loan from the builder of our new home to see if they had any incentives. We ended up sharing the numbers and details of the other loan with Shannon and he told us that we would be crazy not to take the other offer. This meant that he was going to lose out on our business and it just goes to show that Shannon is a man of integrity!!! Hard to find people that do the right thing no matter the cost nowadays! Go with Shannon and Life Source if you are looking for someone you can trust!

    American Funding - Vance M. Luedtke, Owner/Broker

    American Funding

    (8 reviews)

    Don't recall how I found this site but i ventured. Turns out that they are nowhere near competitive…read morein financing terms. Not much else I can add....

    THE WORST AND MOST EXPENSIVE MISTAKE I MADE WAS TO TRUST VANCE! Absolutely true account and all…read moredocumented in emails...After giving several of my loans to Vance, in spite of the fact that his prior mortgage company had very poor reviews (Might be why he changed his company name from Legendary Funding). I told vance I wanted to consolidate my loans into one loan, and pull some cash out for a total loan of approx. 3.3M. I would go with a private loan until I cleaned up some banking statements and then refinance later at a better rate. All good so far. Vance told me he got me a loan for one year at a specific rate that I agreed to. He touted the loan as being perfect for me and that I should take it for the meantime until he could get me into a lower rate. He gave me the terms, so I thought, and I agreed. When the notary showed up with the large stack of documents, I went through them fairly quickly rather than to read each page. I just looked for the highlighted terms as most people do. After all, I trusted Vance to tell me if there was anything unusual, or detrimental to me about the loan before having me sign it. So the loan funded and I made my payments. In the last few months of the loan, vance's office and I worked to get me a new institutional loan. In short, it didn't happen in time and my loan came due. I am not blaming Vance for not getting me approved in time, for that was not within his control. I am blaming Vance for not warning me that there was a 10% Late fee on the total balance of 3.3M if I didn't pay the balloon in time. And if you were to see where it states this, and how un-emphasized and ambiguous it appears, you would be shocked. So YES, I had to pay approx. 330k in penalty for being 15 days late on paying the balloon. The lender was Athas Capital and I suggest you stay far away from them. I was horrified and angry. This is the guy (Vance) that always says to me "don't worry, Im here for you" or "I got your back". Tell me this then Vance... How are you helping me if you didn't tell me about this $330k penalty? Did you not know about the penalty? And if not, then you should probably know your loans better that you do. Im sure your clients would need and want to know about such enormous penalties. Or was it that you knew and didn't want to tell me and lose the loan? Either way, you come out looking either deceitful or careless in protecting your clients. I blame myself as well for not reading each page. In all the years before I never had a problem. After dealing with Vance, I will forever reach each page. Im surprised that he had any good reviews after his last company profile which you research. However, Im not going to say anything about his other dealings, for thats not my place nor would it be factual. But in my case, I have all the evidence that he failed to disclose material items to me that ended up costing me hundreds of thousands. And to most that makes him someone you can't trust. If interested, take a moment to read about these excessive balloon payment penalties and the numerous complaints about them, similar to mine. This is when you'd expect your broker to know enough about these hazards, to make sure you weren't walking into one. Feel free to contact me if needed. Update: It appears they may have had "Legendary Funding" removed from Yelp. Most likely due to the bad reviews

    Pinnacle Lending Group - mortgagelenders - Updated May 2026

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