The worst. Negative, strange person. When she walked up our walkway on our re-scheduled appraisal (at *her* request, not mine) on a Sunday afternoon, I heard a neighbor's dog barking loudly. I opened the door and greeted her and told her the dog she heard wasn't ours so she wouldn't worry that we had an aggressive dog. She said to me "it isn't going to affect your appraisal". I told her I didn't mention it because of our appraisal, I mentioned it as a courtesy in case she didn't like dogs.
She also said as she walked in, "if you cleaned, it won't matter. You cleaned for no reason. It won't affect the appraisal". I told her, "you'll see I didn't break my back cleaning...lol" because I had some dishes in the sink and a few other untidy areas, but nothing glaring.
She went upstairs and I will admit, our master bedroom carpet is hideous due to our new puppy's romp in the mud last winter...he got our off-white carpet a brownish-greyish-black. I told her "btw we are putting down new laminate in 2 weeks in this room", she practically knelt down to take a CLOSE UP of the carpet. I mean she FOCUSED IN on the stained carpet with her camera. She incorrectly stated on the appraisal report that the other rooms had original carpet and she mentioned that the carpet in the master bedroom "could benefit from cleaning". Well which is it Yvonne...either cleaning doesn't matter or it does.
And since when did carpeting make a difference on an appraisal? Isn't that cosmetic anyway? She took a closeup of our grill in the backyard with the cover partly blown off (windy day). THAT was her take on our 1/5 acre manicured professionally landscaped yard. *the grill cover* was her takeaway.
She under appraised our home by $20K to the best of my estimate. She used comps of houses that are smaller in square feet, smaller lot size, on busy streets, etc. and yet sold for more than what she values our home at.
We may have to scrap our re-fi and start over. That means another $800 to a new appraiser and our loan guy initiating a new loan process because she is incompetent.
STAY AWAY from this appraiser. read more
