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    OneMain Financial

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    Santa Cruz Tax Debt Relief - Patricia A. Beckwith, CPA

    Santa Cruz Tax Debt Relief

    (2 reviews)

    No one wants to be the target of the IRS, but if you find yourself in their cross-hairs as I did,…read moreno one should be without Patricia Beckwith CPA "Trish" of Santa Cruz Tax Debt Relief at their side. Trish is easy to work with, gets right to the heart of the matter and tenaciously works as your ally until every last "i" is dotted and "t" is crossed. My family and I were able to rest easy throughout our ordeal knowing that Trish was working with us. In the end, the results were much better than I could have ever expected. To earn 5 stars you better deliver exceptional services and expertise, and that was absolutely my experience with Santa Cruz Tax Debt Relief and Trish.

    Five stars aren't enough for my endorsement of Trish Beckwith and Santa Cruz Tax Debt Relief. When…read moreI walked into her office with literally a box full of paperwork spanning 6 years of unpaid taxes I had inherited from an incapacitated famIly member, I was discouraged and overwhelmed. The problems seemed insurmountable. From our first meeting, I knew she was the right choice! It was so complicated - powers of attorney, investment accounts that had been closEd & had to be reopened, poor record-keeping, so many loose threads. She was amazing, and I began to "Breathe" again. Trish guided me thru the process, step by step, always available to answer every question, calm every fear, give expert advice. Intelligent, warm-hearted and witty, she absolutely knows her stuff. She took all those loose threads and wove them into a tapestry that was organized and legible. The resolution was more than I had hoped for, to say the least. Five stars aren't enough, she is a lighthouse!

    Blue Water Credit - Legal and Ethical Credit Repair

    Blue Water Credit

    (9 reviews)

    Downtown

    I was recommended by my loan officer which I no longer have. They try to reMove as much as possible…read morethat can affect your credit but as soon as you stop using it it all comes back so they technically never removed it . They offer services that you can do on your own. I felt like I wasted my money using them. I used them for about 7 to 8 months. I decided to take matters into my own hands and I have to say that my credit has gone up drastically since I stopped using blue credit. At the end no I would not recommend them. You can easily get letters online and send them or dispute online .

    I was assigned to Ger Yang, and couldn't be happier. The situation itself is already stressful, but…read morealso looking for a provider is also very overwhelming. So it was very crucial for me to find someone I can trust to listen, communicate, be honest, not push but guide, and pull through with the work he is doing when handling my unusual complicated case. When dealing with financial institutions, I feel it is more common that the providers approach clients apathetically. However, this was not the case with Ger. I was pleasantly surprised to feel that I was working with someone that was genuine and cared about my situation, resolved issues in my best interest, communicated easily, and gave me options depending on the scenario.There were no surprises and I knew what to expect. I am so glad I was able to work with Ger, and I really would recommend him to anyone who I know needs this service.

    Better Credit Service USA - NHORA regional conference #bettercreditservice a proud sponsor of NHORA #zulfiyakarinova hosting our table.

    Better Credit Service USA

    (5 reviews)

    Rose Garden

    Selecting a reputable credit repair service and company is a treacherous endeavor. The internet is…read moreriddled with unscrupulous companies that promise quality work but fail to deliver quality results. As you imagine I had a healthy dose of skepticism when I first spoke with Zulfiya from Better Credit USA. The positive reviews from her clients is what prompted me to reach out to obtain her services but writing this review is based on the exceptional work and results Zulfiya and her team had done. Initially Zulfiya provided a credit repair analysis based on my credit standing which was an absolute disaster due to unemployment a few years back during the financial crisis. The analysis indicated that my credit can be raise to 688, 692, 664(Equifax, TU, Experian) but with no guarantees which was understandable. I would have been happy with this goal but in a short few months30-60days I was beginning to see their results as my score increased through MYFICO website.(beware scores will vary if you check Credit Karma or other credit reporting services due to different algorithms) Don't be alarm by this, it's all part of the process. Within 5 months Zulfiya and her team cleaned up my negative reporting, payment history, inquiries, derogs, and most significantly public records. I received a final email from the company indicating their work was finalized so I pulled my credit and was absolutely shocked to see the scores at 717, 724, and 754 ! (Equifax, TU, Experian) I went through the details in my credit report and was throughly impress of the clean slate. I can not fully express how ecstatic and jubilant I am today to be in this situation! Thank you so much Zulfiya and your team for all the hard work and expertise you have provided. You and your team have unquestionably provided world-class service that deserve to be recognize, simply amazing ! Kind regards, Charles

    Better Credit Sevice USA is an excellent company...trustworthy and true to their word. My wife and…read moreI worked with Zulfiya at their The Alameda office in San Jose and accomplished the results we were hoping for. Zulfiya is one excellent person who addressed our issues very positively with all 3 credit bureaus. Bottom line.... both our FICO scores moved up by at least +30 points.

    Teh Financial Coaching

    Teh Financial Coaching

    (101 reviews)

    I have met with Christine Teh three times now. As a math teacher and professional, I have always…read morefelt a bit of shame and embarrassment about not being able to get a handle on taxes and finances. Christine was so encouraging. She took the mystery out of all the mess and gave me the confidence to take ownership of my finances. I always felt safe to ask any question, and she always answered in a way I could understand. This coaching experience has been life-changing! I cannot speak highly enough of Christine Teh and the invaluable financial guidance she has provided.

    Christine is unlike anyone I've ever worked with. I'm 71…read moreyears old and have worked with many financial professionals throughout my life--including tax professionals, advisors, and planners--but Christine is truly in a league of her own. Her level of knowledge is unmatched, but what stands out even more is the heart she brings into every interaction. You can feel her care. She's not just doing a job--she's devoted. Devoted to your clarity, your security, your peace of mind. With Christine, I feel both grounded and supported. She holds a rare blend of precision, presence, and genuine dedication to your well-being. I wholeheartedly recommend her to anyone seeking more than just financial expertise. With Christine, you're not just hiring a professional--you're inviting in someone who truly cares about you. Thank you, Christine, for always showing up with such love, compassion, and integrity.

    The Car Lot - Purchased this beautiful 2015 Audi from The Car lot this is our 2nd Vehicle from them.

    The Car Lot

    (20 reviews)

    I am currently on the hunt for a new car , me and my wife decided to stop by on there labor day…read moresale at the Northridge mall parking lot. I was greeted by a awesome sales man but don't remember his name at the moment. He let me test drive a impala 2008 , which I did not like so he offered a little something different and we took a 2010 Honda accord and I was sold by this one. It was the best car I have driven the past months . One problem it had 112,000 miles and we want something under 50,000 so he showed us a 2009 with close miles to what we wanted . It was getting late and my son was with the babysitter so we had to leave. I left really happy with the service . I did not get pressured by the sales man like other lots around town where they want you to just drive off or go in the office to soon. I will be looking for a Honda accord 2008 & up with under 50,000 miles and be purchasing it . I hope the car lot can get one soon , I will definitely be returning if I find a matching car to my needs . Sorry I can't release his name wish I got a business card but was so busy test driving all there awesome cars. I forgot to add . The man that helped me out also offered me a quick approximate of what I would pay with a car worth (xx) amount and he said a guy has gotten one and took it 5 years around 270 a month. Which of course is just a estimate . But most other places I go that I ask always want me to go in there office , which I do not like at all .

    DO NOT purchase a car or trade in a car from this place. This is an auto fraud dealership. I have…read moretraded in my vehicle with this company and it has been a nightmare. They put the outstanding balance on my new car loan and have not sent the check in to pay off the Toyota RAV4 that I purchased from them. I am currently in touch with an lawyer, please save the headache and don't make the same mistake I did and purchase from them. My credit score is now poor and I have 2 car loans of 60,000 on my name. Save yourself the headache and DO NOT GO HERE!

    OneMain Financial - installmentloans - Updated May 2026

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