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    OneMain Financial

    1.0 (2 reviews)
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    Santa Cruz Tax Debt Relief

    Santa Cruz Tax Debt Relief

    5.0
    (2 reviews)

    No one wants to be the target of the IRS, but if you find yourself in their cross-hairs as I did,…read moreno one should be without Patricia Beckwith CPA "Trish" of Santa Cruz Tax Debt Relief at their side. Trish is easy to work with, gets right to the heart of the matter and tenaciously works as your ally until every last "i" is dotted and "t" is crossed. My family and I were able to rest easy throughout our ordeal knowing that Trish was working with us. In the end, the results were much better than I could have ever expected. To earn 5 stars you better deliver exceptional services and expertise, and that was absolutely my experience with Santa Cruz Tax Debt Relief and Trish.

    Five stars aren't enough for my endorsement of Trish Beckwith and Santa Cruz Tax Debt Relief. When…read moreI walked into her office with literally a box full of paperwork spanning 6 years of unpaid taxes I had inherited from an incapacitated famIly member, I was discouraged and overwhelmed. The problems seemed insurmountable. From our first meeting, I knew she was the right choice! It was so complicated - powers of attorney, investment accounts that had been closEd & had to be reopened, poor record-keeping, so many loose threads. She was amazing, and I began to "Breathe" again. Trish guided me thru the process, step by step, always available to answer every question, calm every fear, give expert advice. Intelligent, warm-hearted and witty, she absolutely knows her stuff. She took all those loose threads and wove them into a tapestry that was organized and legible. The resolution was more than I had hoped for, to say the least. Five stars aren't enough, she is a lighthouse!

    Blue Water Credit

    Blue Water Credit

    4.7
    (9 reviews)

    I was recommended by my loan officer which I no longer have. They try to reMove as much as possible…read morethat can affect your credit but as soon as you stop using it it all comes back so they technically never removed it . They offer services that you can do on your own. I felt like I wasted my money using them. I used them for about 7 to 8 months. I decided to take matters into my own hands and I have to say that my credit has gone up drastically since I stopped using blue credit. At the end no I would not recommend them. You can easily get letters online and send them or dispute online .

    I was assigned to Ger Yang, and couldn't be happier. The situation itself is already stressful, but…read morealso looking for a provider is also very overwhelming. So it was very crucial for me to find someone I can trust to listen, communicate, be honest, not push but guide, and pull through with the work he is doing when handling my unusual complicated case. When dealing with financial institutions, I feel it is more common that the providers approach clients apathetically. However, this was not the case with Ger. I was pleasantly surprised to feel that I was working with someone that was genuine and cared about my situation, resolved issues in my best interest, communicated easily, and gave me options depending on the scenario.There were no surprises and I knew what to expect. I am so glad I was able to work with Ger, and I really would recommend him to anyone who I know needs this service.

    Better Credit Service USA

    Better Credit Service USA

    5.0
    (5 reviews)

    Selecting a reputable credit repair service and company is a treacherous endeavor. The internet is…read moreriddled with unscrupulous companies that promise quality work but fail to deliver quality results. As you imagine I had a healthy dose of skepticism when I first spoke with Zulfiya from Better Credit USA. The positive reviews from her clients is what prompted me to reach out to obtain her services but writing this review is based on the exceptional work and results Zulfiya and her team had done. Initially Zulfiya provided a credit repair analysis based on my credit standing which was an absolute disaster due to unemployment a few years back during the financial crisis. The analysis indicated that my credit can be raise to 688, 692, 664(Equifax, TU, Experian) but with no guarantees which was understandable. I would have been happy with this goal but in a short few months30-60days I was beginning to see their results as my score increased through MYFICO website.(beware scores will vary if you check Credit Karma or other credit reporting services due to different algorithms) Don't be alarm by this, it's all part of the process. Within 5 months Zulfiya and her team cleaned up my negative reporting, payment history, inquiries, derogs, and most significantly public records. I received a final email from the company indicating their work was finalized so I pulled my credit and was absolutely shocked to see the scores at 717, 724, and 754 ! (Equifax, TU, Experian) I went through the details in my credit report and was throughly impress of the clean slate. I can not fully express how ecstatic and jubilant I am today to be in this situation! Thank you so much Zulfiya and your team for all the hard work and expertise you have provided. You and your team have unquestionably provided world-class service that deserve to be recognize, simply amazing ! Kind regards, Charles

    Better Credit Sevice USA is an excellent company...trustworthy and true to their word. My wife and…read moreI worked with Zulfiya at their The Alameda office in San Jose and accomplished the results we were hoping for. Zulfiya is one excellent person who addressed our issues very positively with all 3 credit bureaus. Bottom line.... both our FICO scores moved up by at least +30 points.

    OneMain Financial - installmentloans - Updated July 2026

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