I found Steve Craig two years ago when we were dealing with $36,000 of Credit Card debt from…read moremultiple companies. Steve was very upfront about what he could do, and couldn't do. Some companies will not negotiate, Steve let us know which ones where more apt to settle. The process is not fast, it takes time. On average, we settled about 40 cents on the dollar. Steve does have a fee, that is explained up front. He does not work for free, nor should he. There are also tax implications that you need to understand. He is very flexible with payment arrangements. There is no magic bullet that will make your debts go away, but there is a strategy that will help make some of them less of a mountain. You also need to work with budget planner to help make sure you don't repeat the patterns that got your into the mess in the first place. Today, we are negotiating settlement on the final account. Within 12 months, $36,000 of debt will be gone. That's a big weight off our backs.

Steve helped me with a debt where the company involved was very hardline other than taking the…read moreinterest off the debt. Negotiating for me Steve saved me a couple of hundred dollars, which helped. Thanks again Steve

Thank you to my fantastic team of George, Erik, Randi, Jeannine, Joe, and Veronica for their…read moreexpertise in helping me protest my tax assessment, which was a complex issue involving 2 states and 10 years. I appreciate how professional and most importantly, effective, they were in handling my case to a successful resolution. Extremely grateful for their services and would recommend to anyone. Thank you!

What a great experience! I really can't say enough about how…read moregreat it has been to have Adam and Jordan in my corner! I had some significant IRS issues I needed to clean up and Timberline made it very easy on me! From the first phone consultation I had with them, I felt like a heavy and intimidating burden had been taken off of my shoulders. Great communication and excellent follow through! They did everything they said they would and they we always quick to respond, no matter how many questions I threw at them. Dealing with tax issues is never pleasurable, but these guys made it a very positive experience! -Steve

I honestly cannot recommend anyone more than the Law Office of Clark Dray. I've always been a…read morefinancially responsible individual, however, due to a series of unfortunate events and extenuating circumstances, I felt myself drowning in debt that seemed impossible to pull myself out of. I was so embarrassed to be in the situation I was in, but I knew I needed help. From the initial consultation, I immediately knew I was in right hands. Clark and his legal team removed all the stigma of bankruptcy, provided clear and concise council, and gave me the tools I needed to eliminate debts and regain financial stability. Five months later from start to finish, I'm already back on track to rebuilding my credit and I finally feel like I can breathe again. If you're finding yourself in a similar position, don't hesitate to call the Law Office of Clark Daniel Drey!

Clark Daniel and his assistant Reyna were absolutely amazing to work with. From start to finish,…read morethey made a very stressful situation feel manageable and straightforward. Clark explained everything clearly, answered all my questions with patience, and made sure I fully understood every step of the process. Reyna was incredibly organized, responsive, and kind, always quick to return calls and keep me updated. Their professionalism, compassion, and attention to detail truly stood out. I'm so grateful for their help and highly recommend them.

Peter Mullison was an attentive, thorough, and knowledgeable bankruptcy attorney, who was able to…read morenavigate through multiple options and determine which would be the best fit for myself. He was clear and honest ever step of the way with possible outcomes. Any inquiries of mine, as minute as they may have been, he answered with the same urgency as any other. I would recommend Peter Mullison's services for anyone that understands the seriousness of their situation, however, doesn't want to feel overwhelmed and intimidated throughout the process.

Peter is kind and compassionate. He handled my chapter 7 case with complete competence. He made…read morehimself available any time I had a question. He was always clear, prompt, and courteous with all information, steps, and procedures I had to follow. He got me through one of the toughest things I never thought I'd have to face in my life. I highly recommend Peter Mullison as an attorney.

Have know Joe for 20+ years. I have always used Turbo Tax to file my taxes…read more I finally decided to go with Joe. I am a sports official and a private contractor. His knowledge and guidance helped me file my taxes properly. I am one that has a high level of integrity and Joe helped me maintain that commitment. He also was able to guide me and maximize my return. Turbo Tax is okay but Joe's attention to detail allowed me to find the additional deduction Turbo Tax did not. I didn't have to guess what was right or wrong! Thanks Joe!

I have been so unsatisfied with the service and support I have NOT received. I was Expecting to…read morereceive expert service that is in my best interest and have received literally nothing and have paid $2800. I communicate in the portal and wait weeks for a response. The one time I got a call regarding my taxes they wanted me to pay $4000 more dollars. When I asked what the difference was from the original contract I wasn't given a response. I'm in a worse position than I started because I've lost 4 months. At this point I'm ready to take my losses and go elsewhere.

I am extremely and forever grateful to Chad Campbell from CRE. Last year my family and I were so…read moreclose to being homeless, and It wasn't because we couldn't afford it, it was because I had horrible credit. In Oct. 2016, I answered a call from an unknown number and this guy Chad was talking to me about fixing my credit I usually hang up because I don't trust these type of calls. I listened to Chad and I signed up. He did exactly was he promised me he would do, he helped me fix my credit and I am happy to say that on Aug. 11, 2017 my husband and I closed on our home. Not even a year!! The investment was beyond worth it. Because of Chad Campbell I am now more credit knowledgeable, and my life has changed for the better.

This was written before the outcome of the case to keep the integrity of my review with been,…read morehowever, we got exactly what we hoped for. A dismissal! Louis is an ethical and thorough individual that you can trust. When looking for a lawyer my biggest concern was cost & trust. How do we know if this is someone that has our best interest in mind? I know I may not know you, but I hope you can believe me when I say that Louis is someone you can trust. He will tell you if this case is in your favor, if things aren't looking too good, and anything in between. He is extremely thorough in telling you about the many outcomes that can happen, your options, and the laws that may affect your case. And with all the information he gives you he charges things fairly. Louis truly has your best intentions at heart. One thing he told me was to not worry in between legal appearances. He understood that this case could change my life, but he wanted me to keep me calm as we pushed through our case. Another big benefit of Louis is that he has an extensive network of the best professionals I could've asked for. He had me connected to other legal counsel and expert witnesses that truly pushed through my unjust persecution of careless driving. If you are looking for someone you can trust Louis is your guy.

I hired Louis Underbakke to help me fight a careless driving ticket, which he successfully got…read moredismissed by the court. Louis was incredibly communicative and helpful throughout the process, making sure I understood everything and that all my questions were answered. The quality research and preparation that he and his team did were instrumental in getting my case dismissed.

Great service, worth the money. I starting using it in July 2018 and my credit score has risen over…read more100 points. You do have to follow up if you want your moneys worth but other than that there are no complaints. Id recommend using them if you have poor credit (below 620) and you are trying to purchase a house, or if have a lot of charge-offs that need to be deleted. Cristina Salgado is my rep and she has been really helpful.

I started with 360 Credit Consulting in February and I am so glad that I did. I worked with Rey…read moreReyes and he really helped me fix my credit. He assisted me all the way through the process, answering questions and giving me monthly updates. When I was in the process of getting my mortgage he even sent them a letter explaining why I had a fraudulent power bill on my account and this helped get my mortgage approved. I am happy to say I now own my home and land and it's all because of Rey and 360 Credit Consulting. This is the best Christmas gift I could ever get. Thank you so much Rey and 360 Credit Consulting for helping me get my credit repaired. If it was not for your help I know I would still be renting my apartment today. So if you are on the fence about this company I urge you not to and let them work their magic for you too.

An absolute horrible business practice. This company doesn't inform you of anything through a call…read moreor letter. They send a text. They add insane interest to a balance so payments barely cover anything on a payment.

unpleasant way to collect a medical bill - had only one letter sent & then got a judgement served…read moreto me. Ridiculous

Very honest. Gave me advice over the phone (for free) and didn't try to charge me for things I did…read morenot need.

From the owner: Having to choose bankruptcy is sometimes a hard pill to swallow. We want you to know that it is not…read moreas bad as you think it might be. Not only does it wipe out most debt, it gets you on the path to revitalizing your credit as soon as your bankruptcy is filed. You will have a better chance of recovering a good credit score much sooner than you would by remaining for years in a sea of debt or by participating in a debt consolidation program. As long as you stay struggling to make those monthly payments, your credit has no chance to rebuild. Bankruptcy gives you a fresh start. Nonetheless, at The Law Offices of Sylvia R. Lovisone, we will never recommend a bankruptcy for you if we believe that it is not in your best interest. If bankruptcy is not right for you, we will counsel and assist you to try to find the best solution to your financial problems. In certain instances, you may have valuable property that you would lose by filing bankruptcy. It is our promise to you that we will always put your interests first and will use our specialized knowledge and experience to help guide you to the most appropriate and beneficial debt solution.