I came to Trident with over $90,000 of credit card debt. Several factors attracted me to the firm. I researched dozens of firms before selecting Trident to help me with my problem debt. Most other firms wanted their fee up front without any guaranteed results. Even firms that had a mixture of fixed and results-driven fees wanted several thousand dollars up front. Trident was the only debt settlement company that derived all of their fees based on the amount of savings they negotiated. In addition to the fair and favorable fee structure, Trident is run by an experienced bankruptcy attorney who takes every situation and advises the best possible solution. Another important factor in my decision was that the firm was local and had offices in the Denver and Boulder area. Even the settlement amount was a significant amount of money and I wanted to meet Stephen Craig and his staff in person before writing any checks. The meetings were very informative. Even though they occurred during the busiest time right before the bankruptcy laws changed, Stephen spent a lot of time explaining debt settlement, bankruptcies, various other possible solutions, and even the tax implications of settled debt. Once I borrowed some money for Trident to start the negotiations, the whole process went very smoothly. Both Stephen and Alex were easily accessible to provide updates and the latest offers. In the end the negotiated amounts were better than I expected and I was able to settle all credit card debt very quickly. In just a few months after the settlement my credit score went up over 100 points and is getting very close to being in the 'good' range again. I want to recommend Trident to anyone with excessive credit card debt. The firm delivered on everything they promised and exceeded my expectations. read more

I want to take the time to provide an honest review of Trident Debt Solutions. About eight years ago my personal debt had become totally out of control. I initially tried one of those debt relief businesses. They were polite but a little hard to deal with. It took a very long time for them to settle one card account. That is when I learned that should a court appearance was required, they did not have attorneys to support me. That made me nervous, so I was out of there. I searched again and found Trident Debt Solutioins. I called and spoke directly to Steve Craig. I had an appointment within 2-3 days. All I had to bring was a list if my credit card debt. I met with Steve, turned over my mess, with an agreement that "he would take it from there", which he did. I was always kept updated on the status of each negotiation. It was clear what he needed from me and when. All cards were settled except one. They claimed I owed money that I did not. The ball was in the credit card company's court for quite some time. Steve checked in with me quite often. Alex was the additional person working on my account. The last phone call I received from Steve was an incredible surprise. That last card company ran out of time to collect anything. That was a huge relief, but the amazing thing was what Steve said next. He was sending me a check for the balance of the money I had sent to settle that account. It was a huge check. In summary......Trident Debt Solutions, Steve Craig, was extremely professional, informative, communicative, extreme negotiation skills, HONEST and just a real nice man. I will not get myself into that kind of debt again....however, I have Steve Craig's contact information on my permanent contact list. Thanks Linda Haas read more

I would like to take a moment to thank you, and your staff at Trident Debt Solutions, for helping to close the door on a very trying time for my business and for myself personally. Without the help of your services this past 18 months, I do not believe I could have stood up to the incessant hounding and demands of my creditors without being forced into bankruptcy. Your recommendation to ride this out with the assistance of your company rather than prematurely file for bankruptcy protection was certainly the right course to take. I would also like to applaud your ability to deliver on your promises. Given my tenuous financial condition at the start of this process I must admit that I was initially quite apprehensive about turning over such large sums of money for Trident to hold in a trust. My initial fears were unfounded. You personally had a calming and reassuring manner throughout this process which I found allowed me to "stand at arm's length" and make reasoned decisions based on your recommendations. I also found that you were not only responsive to my calls but more importantly initiated the communication each time we faced an important decision point in the process. And in the final accounting Trident had not only met, but exceeded, all of your initial settlement projections. If past performance is any indication of future results, and I believe it is, I can say without reservation that I would recommend your service to anyone in need of legal counsel and debt negotiation services. read more

One year ago my wife and I were struggling to meet our financial obligations. Because I had been laid off, we had fallen behind, and some of our credit card interest rates were almost 30% due to late payments. We were in a negative cash-flow situation and pretty desperate. Today, $31,980 of credit card debt has been settled for $20,042, including all fees. We saved $12,025, and we're in a positive cash-flow situation again. Before we contacted Trident Debt Solutions, I did some research on companies offering consumer debt services and found that there are many charlatans offering "help." We were very hesitant when we finally contacted Trident. It helped immensely when we spoke to Steve. As an attorney, he gave us a thorough analysis of our situation, and outlined the course of action we could take. We were able to make an informed decision, and today we are able to plan for our financial future with confidence. Trident Debt Solutions is a completely professional company that worked with us and for us to get back on our feet financially. I recommend their services without reservation. read more

I found Stephen Craig off the internet after weighing my options on how to financially proceed. We discussed my matters and he agreed that he could help me so we came up with the terms. I needed very much to consolidate my debt it was either that or claim bankruptcy. Consolidating seem to be a better way to go and Stephen did exactly what he said he could do. I'm not sure about the exact ratio of my debt consolidation,. but it was a pretty favorable to me. I'm still paying on the consolidation loan. But I'm still in my house and I didn't have to claim bankruptcy. I feel this is the best way to go and I feel Stephen will not lie to you he will upfront with everything that he can do for you. I've not looked at my credit score I suppose I should but I'm just starting to see the light at the end of the tunnel. this year I'll probably check my scores I'm sure they'll be better than what claiming a bankruptcy would do. I wouldn't hesitate to recommend Stephen Craig to anybody help me out a bunch. without him I would have lost my house. THANKS read more

An old debt that I had tried to settle on multiple occasions came back to haunt me when a collection company transferred a judgment from another state. My wages were garnished for the maximum of 25% to not only pay off the debt, but to pay for over $6,000 in legal/collection fees. I found Steve Craig online and asked via email to meet with him. He responded within 4 hours! We met and Steve explained to me the options I had available and what I should do. During that very first meeting, Steve had the collection company on the phone and let them know that I could file bankruptcy and dismiss their garnishment. He then negotiated a settlement that was less than the original debt and set up a reasonable (less than 8% of my wages) payment plan that lasted only 4 months. Amazing work by Steve! read more

I came to Trident with over $90,000 of credit card debt. Several factors attracted me to the firm. I researched dozens of firms before selecting Trident to help me with my problem debt. Most other firms wanted their fee upfront without any guaranteed results. Even firms that had a mixture of fixed and results driven fees wanted several thousand dollars upfront. Trident was the only debt settlement company that derived all of their fees based on the amount of savings the negotiated. In addition to their fair and favorable fee structure, Trident is run by an experienced bankruptcy attorney who takes every situation and advises the best possible solution. The firm delivered on everything they promised and exceeded my expectations. read more

Stephen Craig and his associate Alex Collins helped me to resolve over $45,000 of unsecured debt in approximately two years' time. All in all, I paid approximately half of that amount - which, if not for Trident Debt Solutions, I would have sunk into paying monthly minimums without any significant alleviation of my total indebtedness. Steve is sympathetic and understanding, and extremely capable at what he does. My credit score actually increased by over 120 points during this 2-year period, and should now return to the "good" range in the not too distant future. My feet are on the ground financially, and I'm free of a huge burden. Highly recommended, with no reservations whatsoever. read more

Steve Craig settled our problem with a collection agency swiftly and with great understanding and respect. My son was saddled with a debt from a roommate that skipped out of the lease, leaving damages which the apartment management company tried to collect. The collection agency was very disrespectful and rude. The collection agency was unwilling to discuss any settlement UNTIL Steve contacted them. Steve worked out a resonable settlement with the collection agency. The entire matter was taken care of in short order and Steve's respect and honesty is a rare find in this day and age. I highly recommend Steve Craig for any debt solution problems. Thanks - read more

pending Judgment that I was about to get from the American Express attorneys (who are known to be ruthless). Even though I had worked out a payment arrangement with them to be paid over the course of four years, they were still seeking to get a judgment (just in-case). Steve Craig took over and represented me before the court date. He got them to agree to not only re-working the agreement (where we settled for $6000 less than what I owed), but was able to stop the judgment (provided I pay according to the agreed amount over the course of 12 months). I'm extremely thankful to him, and I HIGHLY recommend him! read more

My husband and I were in debt for an overwelming amount of money. We didn't know where to turn, we found Trident and Stephen Craig on the BBB website. We saw he had good reviews and so engaged his services. 18 months later we are free of debt due to his guidance and support. A few words to sum up his service and personality: integrity, honesty and competence. We highly highly recommend his competent support and communication during a very difficult time for us. We are indebted to him. We can now move on with our lives free of debt. Don't think twice about using him for any legal or debt needs. read more

Thank you for assisting me in finding a solution to my substantial credit card indebtedness. I sincerely believe your knowledge and efforts enabled me to avoid personal bankruptcy. I particularly appreciate the level of friendly professionalism you provided to me at what I now see as a very reasonable fee under the circumstances. I will not hesitate to refer other people in credit difficulty to you because of the quality of the service you and Trident Debt Solutions provided during my debt restructuring and settlement efforts. Thanks again for a rewarding experience. read more

Words do not begin to express how grateful I am to Steve Craig for helping settle and resolve debt in lightning speed. I began the process in August and my goals were reached by year-end 2014. Steve is extremely knowledgeable. He and his colleague, Alex, were always kind, understanding, respectful and professional during a difficult time. While I now work to clear my credit report in 2015, I look forward to the New Year! It is a New Day! My hard work and Trident's has changed my life. Thank you Steve and Alex from the bottom of my heart. I highly recommend Trident. read more

Steve Craig was Awesome! I was dealing with a collection agency that would not work with me and was pulling some pretty sneaky stuff.As a single mother of two i was overwhelmed and honestly scared of what the settlement would do to my family. I found Steve and he spoke to me and calmed my nerves he went right to work and started negotiations. Soon after Steve came back to me with a settlement out of this world. We took care of the debt and will we visit my financial situation soon to see what debt solutions we can come up with. He cares and I trust him! read more

Thank you Alex, Steve and Trident Debt Solutions! Your help to my family and my business in a time of financial crisis was lifesaving. I was relieved to find a firm able to understand our unique situation and to find us a way out without filing for bankruptcy. Your negotiations with creditors and collection law firms were handled expertly. It's nice to have you on our side. Thanks for exceeding my expectations and for making this experience as painless as possible given the circumstances! read more

After trying to workout a payment plan with Am Ex which failed we reached out to Trident solutions for a consultation inorder to find out our best options. I was able to meet with Stephen Craig fairly quickly and knew almost immediately that this is who I wanted to represent me. The professionalism and kind regard for us as people and his knowledge was unsurpassed. I would recommend Stephen's services to anyone that is looking for the best in the business. Thanks for a Great Job!!!!! read more

There are no words to express how grateful we are to Steve for helping us in a time that we could not come up with financial solutions ourselves. Because of Steve and his professional advise and negotiation skills, we are able to turn our lives around and turn an unmanagable situation into a new beginning. The best part was we maintined our self respect , integrity and dignity as well as our home and business. We have alot to be grateful for- thanks Steve! read more

I have been a client of Steve's for the past 3 years. Steve was great to work with and did exactly what he said he would do. I paid other companies money up front and then got scammed and I explained that to Steve. He was clear about his charges and what he would do for us and he did it. He never charged me anymore than was expected. We have most of our debt settled now and are very grateful to Steve for his help. Good guy doing good business! read more

In an ugly situation where I was doing everything I could to not declare bankruptcy, Steve Craig was pleasant and easy to deal with on the issue. He negotiated a settlement that worked with my limited resources and I was cleared of a very large credit card debt in less than a year. This was even after debt collection lawyers had already filed a lawsuit and were being extremely disagreeable. I would highly suggest talking with these guys. read more