1. OneMain Financial

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Lawndale, CA

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OneMain Financial

2.0 (4 reviews)
Closed • 9:00 am - 5:30 pm

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Kinecta Federal Credit Union - Manhattan Beach Rosecrans

Kinecta Federal Credit Union - Manhattan Beach Rosecrans

(433 reviews)

Great Credit Union responsive to their members. We had a disagreement about something and they were…read morewilling to accommodate me.

We wrote a check for $3,183 that was stolen and cashed by someone named Deja Woods-Vargas, and…read moreKinecta said "it was determined that no error occurred" because of "untimely notice". So it is our fault for this fraud, and Kinecta will not help us get our money back. We wrote a check for $3,183 to pay our tax to the United States Treasury in June 2025. Someone by the name Deja Woods-Vargas stole it, altered it, then cashed it at a US Bank on 07/11/25. Kinecta did not catch this fraud. When we checked our Kinecta app, it showed the check was cleared but no imaging of the check was available at that time, so we did not know the check was stolen. It was not until we did our tax return, and found out this fraud on Saturday 2/21/2026. We went to Kinecta as soon as it opened on Monday 2/23/2026 to report this. The Kinecta people at the branch were very nice and helped us complete the paper work. One person told us not to worry, the evidence was convincing because we had the copy of the original check that clearly was altered later. We were told it would take 3 months for this to resolve, and we would get our money back. Three months passed, and we heard nothing from Kinecta, so we called Kinecta, and was told the case has been resolved, and a letter had been sent to us. We did not receive the letter, so we went to the Kinecta Branch the same day to get a copy of this letter. We took a photo of this letter and attached to this review here. This letter does not mention that Kinecta had tried to contact US Bank. It just said that it had determined that no error occurred because of untimely notice. The Kinecta person at the branch told me "untimely" because the check was cashed on 7/11/25, and we did not notice Kinecta until 2/23/26, which was over 6 months after the fraud occurred. So it is our fault and Kinecta will not do anything to help us. At that time, we left the Kinecta branch and file a police report as well as reported this to the FTC (Federal Trade Commission). After that I called Kinecta back, and was told by the Kinecta representative that since we had filed a report with the police and the FTC, the case is worth to be reopened and reconsidered again. We did not hear anything back from Kinecta for three weeks, so today I called Kinecta back, and was told the case had been closed, and the fault is ours because of the "untimely" notice. We asked Kinecta representative why Kinecta did not even try to contact US Bank to recover our stolen money. She replied that Kinecta had contacted US Bank, but US Bank denied the claim. We asked her for Kinecta to send us something in writing that Kinecta actually had contacted US Bank for us, and the Kinecta representative replied "there is nothing there regarding this to send us", so Kinecta can not send us anything in writing that shows Kinecta had actually contacted US Bank to help us recover our stolen money. So we paid #3,183 for this lesion. We hope that this will also help other people to know that Kinecta as a bank puts Kinecta first, and not members first. We will be taking our money somewhere else where we can trust. There are good people working for Kinecta that we will miss, and we truly wish these wonderful people well. Many of these people work hard and want to help people. We will leave Kinecta because Kinecta as a bank does not need us. It just wants people's money with no caring. We also no longer use checks for payments if possible. Now we paid our taxes and other payment online with traceable account transactions.

Citibank

Citibank

(26 reviews)

Worst experience with a bank. Deposited a check on 03/29./24. Was told check funds would be…read moreavailable by Tuesday. 04/02/24. Found out on Tuesday that check was still in fraud prevention. Went into branch at 12710 Hawthorne Blvd, Hawthorne CA. Asked for manager he sent teller to tell us that an additional hold was being extended. We insisted on talking to the Manager that's when we met Jose Lopez (manager) he told us the check was fraudulent and the checking account would be closed.He also said it would effect future ability to open an account because fraud alert would be placed on records with check system. He went on to say we said that wreceive a legal document to take to another bank and we could present that document to a new bank but it wouldn't be the actual check. Called the Attorney that issued the check and she said check was cleared on 03/29.24. Called back to Citi bank and talked to Timothy in fraud prevention and did conference call with Attorney. The attorney verified with Timothy (city bank) fraud prevention that she issued check and the check was cashed on 03/29/24. Timothy then said he had to call her directly and he would call us back never heard from him. Called back a 2nd time and talked to Noel. He started entire process over. He put us on hold alleging he tried to call lawyer back but He couldn't reach her. He kept putting us on hold. While on hold I called Attorney office and got her Assistance immediately who stated no one was calling. When Noel finally came back and I told him that I had just talked to the office he informed me the account would be closed in 3 days for fraud. We asked fot a Supervisor got Jem she said she would call the attorney in thf morning .3/3/24 Talked to Gabriel he can't confirm check with Lawyer. We were told at branch to call and ask for someone in USA. Everyone we spoke to refused to transfer us. Finally today we got USA and was told phone system doesn't allow representatives to reach attorney with a 213 area code. So everyone was lying. We have a number to call in USA now. So at last we talked to Sade a representative at CITI bank in USA. She verified validity of check with attorney and has taken steps to take account and debit card out of fraudulent closer status and reinstate account. But it takes up to 2 weeks for this process even though check cleared same night it was deposited into Citi bank. This has been humiliating. We were told by branch manager in front of customers that it was fraudulent activity. We have hooked to at least a dozen people who blue smoke up our butts. And last thing we have been told is too wait Talked to Mart today. He first said stated that account was being Finally Clearec

Loyal customer for 20 years. They claim I was five days late on my payment once and charged me…read moreover $500 in interest.

Wells Fargo Bank - The most ridiculous wall. Can't see tellers on right when standing in line

Wells Fargo Bank

(35 reviews)

North Torrance

I went to this bank today with my dad because we were hoping to open a new bank account. When we…read morearrived, there weren't many people waiting, so we thought we would be attended to fairly quickly. We did not have an appointment because a few days earlier, we had spoken with a banker at the El Segundo location who told us that an appointment was not necessary to open a new account, although there could be a short wait. Unfortunately, our experience at the Torrance Sartori location was not very welcoming. I'm not sure if the gentleman assisting customers was the manager, but his customer service did not leave the best impression. He seemed very overwhelmed and, in my opinion, was not very friendly or approachable. At one point, several customers went to let him know that the ATMs inside were not working, and his responses did not sound very polite. I even noticed one woman walk away rolling her eyes and shaking her head after speaking with him, which made me feel like we weren't the only ones who were having an unpleasant experience. Around noon, he came over to "update" us and explained that we most likely would not be seen because customers with appointments had priority. We completely understand that appointments take priority, and we were willing to wait. However, he then continued explaining that he needed to take his lunch and that he was booked for the rest of the day. At that point, we decided to leave and went to a different branch in Hawthorne. Thankfully, our experience there was completely different. We were helped right away by Ms. Cindi Valdivia, who was extremely kind, welcoming, and helpful. She went out of her way to make my dad feel comfortable while helping him open his new account. She even offered my toddler crayons and drawing paper to keep him entertained while she assisted us, which I thought was incredibly thoughtful. Afterward, another banker at the Hawthorne branch asked me how my day was going. I explained what had happened at the Torrance Sartori location, and they told me that, from their understanding, someone trying to open a brand-new bank account should generally be given priority and that they weren't sure why we had been treated that way. Overall, I really appreciate the wonderful customer service we received from Ms. Cindi Valdivia and the other staff at the Hawthorne branch. Unfortunately, I cannot say the same about the Torrance Sartori location. The experience felt very unwelcoming and frustrating, especially when we were simply trying to open a new account. Thank you Cindi for your help you definitely deserve a raise!

The service is had here was okay; nothing to rave about. I usually use the only 2 atm machines the…read morehave outside to deposit my checks and/or withdraw money.

OneMain Financial - debtrelief - Updated October 2026

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