I have seen and heard a lot of things about credit repair services and I can only go by my…read moreexperience. In all my years as an adult, I have never really learned anything from the multiple credit services that I connected with, it was always about money and even still after I paid, I didnt learn anything of value. But since I have been working with Ray and his team, I have learned soooooooo much. Been with him for a couple years now, and my credit is now close to 750. I had 2 little secured credit cards when I started and now those cards are gone and I now have 8 personal credit cards and one Amex Business Gold. Honestly, it's not just what Ray can do for us, it's how we manage our credit, discipline our selves, pay by due dates, knowing when each card reports to the bureaus, etc, etc, etc......and its really not easy!!!! and Ray spends hours and hours teaching us the basic fundamentals of good credit along with building corporate credit as well if we want. I see people writing stuff that's not nice about Ray but we honestly have to do our part and so what if we have to pay (is he supposed to hand wisdom over for free? NO!) .....learning how to be patient.....listen to his LIVE workshops over and over is what we are SUPPOSED TO DO if we want to learn!!!!!! This world is so microwave and wants things immediately when thats not what he is trying to teach us!! Im learning that this is not an overnight process. Ray says the mind needs to hear something over and over to change. And that's so true because im a Therapist and in order to change a behavior, we have to recondition our mind which takes time. We have bad credit because we don't have the discipline to keep our credit in good standing!! So changing my behavior concerning my credit has been a job within itself. I also have a Corporation now and a Non-profit that's growing as well. I especially want to thank Ray for the FREE entry to his 3 day summit AND working with me with other classes as well as being a part of his Express Credit program. I look forward to learning more and partnering with him for Auto Income and I plan on supporting his company because I truly see how he supports us!! I'm Grateful! Thank you Ray!! Thank you Santos!! And thank you Brandy!!! And Nicholas!! The teamwork is Dynamic!!!! I truly understand that im a part of something big that will definitely change the world!!! From TiTwan.

Ray Reynolds Financial Solutions made a lot of promises but delivered very little. Every concern or…read morequestion was met with another excuse, misleading explanation, or questionable "solution" that didn't feel legal or ethical. I felt pressured, misled, and completely disappointed with the results after spending my money. One thing that really bothered me was how often they referenced God and faith to make themselves appear trustworthy and honest, while their actions showed the opposite. Using religion to gain people's trust while failing to deliver real results is wrong. I would strongly caution anyone considering doing business with this company. Do your research carefully before giving them your money or personal information.

$300,000.00+ invested thur Joe Pratte. Now I can't locate him. No dividens/payments coming into my…read morebank account. Office & personal phone are "ring no answer" & home phone is out of order. Last contact with Joe was in March of 2025. Joe, if you read this please call me & send my my payments.

I and my family have been associated with Joseph Pratte for over 30 years. Joe is the BEST…read moreFinancial Planner I have ever worked with. We trust and respect him completely. Pratte & Associates give true financial advice and guidance. He takes your "whole" finances into consideration and provides you with the right tools to help you achieve your financial goals. Joe has a plethora of knowledge in investments, retirement and many saving options; he uses this knowledge to help guide you in your financial goals. Most financial planners sell you a product; not Joe, he plans according to the goal YOU want to achieve! Joe is a humble man with a heart of gold! He puts his "whole self" into his work, always going above and beyond! He is a caring man and a wonderful family man who takes joy in helping others. We have been blessed to have Joe Pratte in our lives not only as our financial planner but as our dear Friend!

We went to Spencer in 2023 with our personal taxes after my husband's parents died, and at first,…read morehe was easy to work with, answered our questions, and agreed to do our taxes and file. Then a few months in, he just stopped answering our calls and messages, with no explanation. My husband called his secretary one time, and she said he was available. Suddenly my husband heard Spencer's voice in the background asking who it was, and told her he was not available to us. We have no idea why, still, because no one ever reached out to us--we were just ghosted. I could not believe how unprofessional Spencer was. We were referred by a good friend in the financial services industry, so we were surprised, and by this point, baffled and enraged.

These services are the best Spencer I've working with him years honest and knowledgeable I loved…read morereturning to leivas and I also refer alot of friends and associates to them they rock.

This place use to be amazing. A few years ago new management took over but I decided to continue my…read moreloyalty to them regardless of the hiccups that occurred. I figured it was just an adjustment period and things would get better. However it just continued to declined. Scheduled phone calls were not happening, communication was not there and overall friendliness slipped. Its so unfortunate that Herbie is no longer here. His kindness and dedication really is unmatched and I will have to look elsewhere where for future services.

I have been coming here for 3 years now to do my taxes…read more The staff here is super friendly, and everyone is always there to help. Not to mention there are always cookies and candies there for the taking. :) Veneranda is my CPA, and she always does a smashing job. As long as i am in the area, I will continue to go here to do my taxes.

I needed help filing my taxes and fixing filings from a previous year when I lived overseas. Dana…read moreHopkins was wonderful and made the process a breeze. I highly recommend Trimble & Co.

Tried to call about getting Buisness and personal taxes done. The lady on the phone was very rude…read moreand didn't give me the time of day. I guess I will have to reach out to another company

Mr. Fresh is very amicable and knowledgeable about finances. He has helped us deal with inheritance…read moreissues, when to connect with our tax person and helped us gear up for retirement. He is unbiased and even-handed, which is very good to know, because you don't want to be dealing with someone who has a hidden agenda. Edward Jones Financial offices are hard to come by in So. Cal. It's great that one of the few is manned by Allen Fresh.

From the owner: During these uncertain times, we're here for you - ready to listen, support and navigate this…read moretogether. We care about your physical health and your financial health. Please reach out and see how we can help you. Edward Jones is an investment firm that believes your financial goals deserve a face to face conversation. We can help you prepare for retirement, save for education and be a tax-smart investor.

Office not very professional or proficient in modern communications. CPA doesn't return messages in…read morea timely manner nor provide backup copies to clients. Moreover, CPA can't get a basic tax return completed accurately. When I called the IRS to find out problem with tax return, they explained the errors on the tax return created an underpayment. They also informed me about some forms that were submitted, which the CPA never copied the client on. This firm and their rude staff seem behind the times and marginal. #GoElsewhere

I've used Tim for my personal and business needs for nearly 20 years. He does a great job. The…read moreprevious reviewer that never actually had an appointment with Tim should not be allowed to leave a review. You won't be disappointed with Tim's knowledge and willingness to help you get the best result.