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    MBM Credit Solutions

    5.0 (40 reviews)
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    2 months ago

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    6 months ago

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    3 years ago

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    2 years ago

    Diego and his team are great! I saw positive changes within 4 weeks of my credit score and the information provided is priceless.

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    2 years ago

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    2 years ago

    They gave me very good service, but sometimes they did take a bit of time to respond back to me.

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    6 years ago

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    5 years ago

    Thank you for your help and knowledge, without your education I would not have received the positive results !!

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    7 years ago

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    Review Highlights - MBM Credit Solutions

    “But to better prepare for our future together we decided to take a course with Diego Merlos.”

    Mentioned in 4 reviews

    Read more highlights

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    Law Office of Terrence Fantauzzi - Attorney Terrence Fantauzzi

    Law Office of Terrence Fantauzzi

    (112 reviews)

    This was my first time filing bankruptcy and Mr. Terrence Fantauzzi and his team was so awesome!…read moreHis assistant Elizabeth was very helpful and respectful at all times. I had no clue what I was doing and really nervous, but Mr. Fantauzzi and his team answered all my questions. I highly recommend Terrence Fantauzzi.

    Such a big thank you to Terrence and Elizabeth for their joint effort in making a difficult time…read moremanageable. Terrence was always so kind and informative from our first consultation. He offered me great advice even before we decided to pursue a bankruptcy filing. He helped take away the shame that clouds bankruptcy and in helping me understand our financial situation, he gave me and my husband true financial freedom. It was worth more than its weight in gold. There were many reasons we got into crippling debt and we were drowning and felt as if there was no hope. I think this is the story of many Americans. My wish and hope and prayer for anyone else who feels like they are floundering in debt is to give this smart man and his law office a consultation call. I believe he will at least help you understand your situation better even if you decide bankruptcy is not the best decision for you. It was for me and my family. We were in over $20,000 worth of debt and for $2,000 we were free of the crushing and crippling creditors and after about six months we were able to start building our credit again. One year later, my score is 700! Terrence has you complete online courses to better help you understand your budget and credit usage and management so it works in your favor. I'm so so grateful. If big companies can shamelessly file bankruptcy to save their businesses, so can the American people!! Sending love and light and promise and hope for better financial days for everyone!!

    Team 800 - Team800

    Team 800

    (88 reviews)

    Where should I begin, for many years I felt so unhappy with my financial status. I had made some…read morereally poor financial choices that affected my credit score. Believe me, it took a lot of courage to pick up the phone and make that appointment. All I knew I needed some kind of outside expert to help me improve my credit score. After reading the reviews on Yelp I did not hesitate to called Brilliant Credit. I had a consultation with Crystal Mayoral. She was amazing!!! THANK you so much. She was so informative and caring. You could tell she really cares about the clients needs. I felt so comfortable and I understood. I also met with another representative from brilliant credit ( sorry I forgot her name) . She was very professional and informative as well. Thank you for your knowledge and expertise. I left brilliant credit feeling so hopeful, confident, and knowledgeable. I cannot wait for this journey to unfold. I know big changes are going to happen. I cannot wait. Thank you Brilliant credit!

    Extremely disappointed in the service. I've been using this company, specifically working with…read morecrystal, for 4 years now for my student loans. I've been calling for the past year trying to get my loans situated and I get no call back. Last week I finally got someone to answer they told me Crystal is not in but they will look at my account and find out what I need to put on my taxes. I told them it was urgent that I got the info that day since my accountant was working on my papers. The lady assured me she would call, leave a voicemessage, abs email me by the end of the day. A week later and not only did I not hear back from them but they are not answering any calls. I loved working with Crystal but the stress I've been under because of the company putting me on the back burner is not even worth it at this point. So sad I have to find another loan advisor.

    Creative Recovery Concept

    Creative Recovery Concept

    (6 reviews)

    CAUGHT IN A WEB OF USURY LAW: Warning to Consumers OR…read morePotential Clients: This agency presents itself as a "professional" California debt collection company, but our experience exposed serious problems that every consumer or potential client should know: * Zombie Debt Purchases: Creative Recovery Concepts, Inc. pursue dead, or expired debts that were already sold off multiple times -- sometimes years after the original creditor closed which makes summons illegal. * No Notices or Disclosures: Before demanding money, they failed to provide proper notices, disclosures, or validation of the debt. * Threats Without Authority: Non-attorney staff made intimidating legal threats over the phone, including inflated balances that were never explained and violation of privacy. * Usury Concerns: In California, charging above the legal interest rate is prohibited. Yet they referenced rates far exceeding state law caps. * Unlawful Practices: Instead of following consumer protection laws, they relied on pressure tactics, misstatements, and misrepresentations. A truly professional agency would validate debts, follow the Fair Debt Collection Practices Act, and comply with California usury limits. Instead, this outfit appears to exploit confusion and fear. Consumers should be cautious. Always demand written proof, check your credit reports, and confirm court filings directly with the courthouse before responding to any demand. Good luck we look forward to taking them to court and you should to, use your resources to research and question anything they do. Especially if they took your money without notice. Red Flags in CRC's Website Statement "Although taking legal action is always a last resort, it is oftentimes necessary. We will only sue after we first obtain your written authorization." If they sued in 2022/2023 without the true creditor's ownership or proper standing, this is fraud. Claiming they only sue with "authorization" is contradicted by your case, where Grassy Sprain had already sold the debt in 2021. "CRC pays all Court Costs and Attorney's Fees." This suggests they finance litigation for their clients -- champerty (illegal in some jurisdictions if they don't have ownership). If they're filing lawsuits without standing, they're essentially fronting costs to create fraudulent judgments. "Our 'Large Balance' collectors specialize in legal collections... each collector has more legal experience than most Legal Collection Managers." Debt collectors are not lawyers. If they are holding themselves out as having "legal experience" but aren't licensed attorneys, that's unauthorized practice of law (UPL). That is illegal under California law. "Customers are hiding, hoping not to be found... not eager to pay us for the amounts they owe." This is hostile, derogatory, and prejudicial language toward consumers. Suggests intent to intimidate rather than negotiate in compliance with FDCPA/California Rosenthal Act. "Our staff specializes in locating assets (real estate, bank accounts, wages, autos, etc.)." This reads like they're boasting about skip-tracing and asset-hunting, but that's only lawful after a valid judgment. If the judgment itself is void, then any asset-hunting is invasion of privacy and unlawful enrichment. "Legal Collections is an art, and our collectors are artists in their craft." They literally admit their business model is built on litigation and intimidation -- not on fair collection practices AND creatively UNDERHANDED.

    I have placed a large portfolio of accounts with CRC and I have seen consistent and ongoing…read moreresults. This is a highly organized and well experienced staff of professionals by my personal experience, and my portfolio of debt has shown a faster turnaround than I initially expected. Needless to say, I am very pleased that I placed my portfolio of debt with CRC and based on what I have experienced, I will be assigning additional collection accounts wit them.

    Wadhwani & Shanfeld - Attorney Wadhwani

    Wadhwani & Shanfeld

    (18 reviews)

    I was super stressed & worried after being scammed 12 yrs ago & this came back to haunt me. The 1st…read moreatty. I went to had a worried look when she heard my case & didn't give me a clear plan. So we got the advice to yelp for a good atty & found Greg Shanfeld. We saw a lot of great reviews & took the risk to believe them. From the moment I spoke with Greg I felt like he can do the job. He has so many yrs of experience & he knew right away how to handle my case. The previous atty told me I was making more than what was allowed to file for the ch-7 BK & everything I read in google supported that. But Greg knew another way that was specific to my case. That's why its so important to hire a professional with tons of experience & knows what he's doing, because I could have never figured it out & nothing I read online even mentioned his plan. Greg was my last hope & he guided me throughout the process in a calm & reassuring way. I knew I was in good hands the whole time. I never felt worried that my case would be jeopardized because he handled it with integrity & at the same time looking out for my best interest. Finally my case has been discharged! The NiGHTMARE is ALL OVER thanks to Greg. Greg is my angel I thank him so much! Thanks also to the team they were all reassuring & very helpful from beginning to the end of the process. I am forever grateful!

    Attorney Raj T. Wadhwani was a great Bankruptcy attorney. If you need help with your bankruptcy,…read moreplease reach out to this law firm and believe me they are great.

    MBM Credit Solutions - financialadvising - Updated October 2026

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