This was the best mortgage loan process we have been involved in during g our 33 years of home…read morebuying. Kyra Bertch was fantastic to work with. Professional, encouraging & organized. She kept things moving, got us a great interest rate and allayed any concerns by working with us. Her response time and attention were so good that if we didn't know better we would think we were her only clients! Dylan was also very professional and great to work with. I want to reiterate this was the best mortgage loan process we have ever been a part of. Highly recommend Agave Home Loans.

ZERO STARS IS MORE ACCURATE I am writing this to warn…read moreothers about the incredibly poor experience I had with Agave Mortgage Brokers. Their performance throughout the entire process was utterly pathetic. They seemingly cannot read basic financial documents--specifically Shareworks statements. They saw and requested the exact same documents on over 10 separate occasions. Then, finally, on the 11th time, they actually decided to look at them and ask questions about the accounts and statements. This absolute incompetence caused a massive, last-minute pivot and wasted 2 entire months of my time just to get to that point. Combined with horrible communication along the way, it was an incredibly stressful and unprofessional experience. Save yourself the headache and take your business to a broker that actually values your time, communicates transparently, and knows how to review basic paperwork. Avoid them at all costs.

This bank has helped change my life for the better.. the service feels like family? Almost as if…read morewe've known eachother for years!

Desert Financial treated me like a mobster would treat someone who owes them money…read more I owe roughly $2,000, and I understand that I am responsible for the debt. But I already gave Desert Financial $997 -- essentially my entire Social Security check -- toward what I owed them. Despite that, they reported me to ChexSystems, and now I'm having a very difficult time opening a checking account anywhere else. This is what makes me extremely angry. I'm not saying I don't owe the money. I'm saying there should be a reasonable and humane way to resolve a $2,000 debt without making it difficult for someone to access basic banking services. The way Desert Financial handled this feels less like a credit union working with a member and more like mobsters collecting a debt: pay us, or we'll make your financial life miserable. I will remember this experience for a very long time, and I hope other people think carefully about how this credit union handles members when they fall behind. $2,000 does not justify treating a person like a criminal. My name is Alban ramadani 4806866595

My wife and I were looking to purchase our first home in May 2020 and had been shopping several…read morelenders. We were referred to Stan Wang at Brightside Mortgage by a friend of ours and reaching out to him was the best decision we could have made. Being our first mortgage, we had a general idea of rates and costs but hadn't had someone sit down and talk to us about not only our short term goals with choosing a mortgage but which one could benefit us long term as well. Stan talked us through all of this and it was obvious he had our best interest in mind. He has been in the mortgage industry for a long time and took the time to educate us, find us the best rate, break down the costs and work with us in order to help close on a home we love. He was also available throughout the entire process to help me when I didn't understand something or just wanted to go over things a second time to make sure I had a clear understanding of things. I have since referred friends to Stan because I know they are in good hands with him.

Stan is excellent! We began working with Stan when we bought our first home, and have worked with…read morehim on five or six mortgages since. We have always received outstanding service and trustworthy guidance from Stan and team. I recommend Stan to everyone I know who's looking for a broker, which is the most honest testament to his competence, trustworthiness, and customer service.

What stood out to me was the personalized service. I never felt like just another client; they…read moretruly cared about my financial goals and helped me find the best mortgage solution tailored to my needs.

They were very efficient. If I moved fast they were right beside me getting it done. We didn't need…read moreto talk much because this wasn't my first rodeo but I appreciated how fast it was done and how quickly they communicated when something was needed. They also sent me texts to alert of an email....my favorite part because I don't have my email on 24/7. Thank you Dave, Jamie and the behind the scenes team for a fantastic job.

I met Jordan at Affinity Mortgage Inc. after I started having problems with my current broker. He…read moreanswered the questions that I had and was able to offer me a better rate. It's really satisfying knowing that I got a better rate and I didn't have to give my business to the builder's broker. I would recommend Affinity Mortgage Inc. again to anyone. If I ever need to refi I will call them again without hesitation.

I hate to have to do this, because as a person I really liked my loan officer- but I feel like I…read moreneed to warn others. This company gave us a full bait and switch. They use high pressure sales tactics to convince you they're giving you the best deal when the jig is up, and will feed you many things they think you want to hear just to agree to what they're offering. When we began the preapproval process with them, we only ever talked about a single DPA program where the down payment is forgiven. Never once were any other options discussed or offered, and our preapproval paperwork was for the primary loan only. Once we were under contract we found out that they had actually gotten us a high interest second loan for the downpayment- NOT what had in mind. They proceeded to go back and forth on several things, including whether or not my interest rate was locked, what the interest rate would actually be, price of closing costs, etc. Never was anything straight forward. I was continually asked to sign paperwork that was significantly different than what my LO was telling me my loan would look like, and that it would be changed later. They advertise as a no fee lender, but they either add in a $5000 broker fee to closing costs OR 1.5% on your loan (which equates to tens of thousands of dollars). Worst was, when I found another lender, I was subject to high pressure sales techniques sprinkled with contradictions and blatant inaccuracies. I'll spare you the detail, but I cannot not even tell you how many misrepresentations, coercions, and outright lies were used in my dealings here. Again, I thought my LO was a nice person and probably just trying to make it. However, this company is predatory. Don't walk, run. At the very least, do your OWN research, be skeptical and ask for ALL the details every step of the way, and compare your options with another lender. Once I worked with another lender I realized how straightforward and matter of fact they were, I realized how much stress trying to work with this lender was.

I first spoke wth Kimmer O'Brien about arranging a $900,000 bridge loan in order to buy a smaller…read more home before I sold my $1.5M home. I had been contacted by several lenders, but when the going got rough Kimmer stuck with me. I retired 20 years ago. My home has been paid for for many years, and I do not owe anyone anything. I pay cash for things like new cars ($50,000) and have a good retirement investment amount. I do not trade stocks as I carefully selected my portfolio, (bonds and stock mutuals), and they have served me well. So I was shocked when I received my "fair" credit report from only one of the three credit agencies. The others would not report as I did not have enough open accounts! I expressed my frustration to Kimmer who has now helped me get it sorted out with the three agencies. As we were getting it straightened out, my son, an ex-pro football player who just sold his Fortune 500 company found out my situation and wired me $1M to buy the house with no interest. Kimmer gave me a lot of help at a time it would have been easier to just walk away from it as the others had. I respect Kimmer greatly as he is certainly a man of integrity. Michael Moore Morgan Hill, Ca

If you are finding the economy in 2023 is making it impossible for you to make ends meet, live…read morecomfortably on your fixed income AND you love your home and neighbors AND you have equity in your home then please give Taylor Coulton and Federal First and let him explain the benefits of a Reverse Mortgage. We are 84 and 75 with no children to inherit. In our home since 1986 with a ton of equity just sitting there. I called Federal First Lending and got a recording, so I hung up, leaving no message. In just a few minutes, a nice young man called our number and said he had had a hang up on his line, he introduced himself and offered to help us. That was the beginning of our relationship with Taylor Coulton and Federal First Lending. They are a small mortgage brokerage firm, but extremely knowledgeable and very pleasant to do business with. I did a fair amount of research prior to calling them about a Reverse Mortgage, but they made sure I knew all of the ins and outs of the Reverse Mortgage rules. We completed our Counseling Program, Real Estate Appraisal, and Loan Approval process in 3 weeks and we closed on our Reverse MTG. We are in Florida and they are in AZ, we signed some papers on line and some, a mobile notary came to our home for us to sign. We can now plan for big expenditures, like a roof and new windows with out going into debt on our fixed income. Taylor has changed our lives and we are so grateful to him. Best wishes to you, your fiancee and business partner. We know you will be extremely successful! Kindest regards!

Griffin Funding Does Not Disappoint!. This is my second deal, both with not so straight forward…read moreresolutions. Josh and Andromeda took care of me and helped (sometimes drove) me navigate the extenuating circumstances. If you're an investor, you need Griffin Funding on your side!

A massive thank you to Mallorie, Malik, and Nick for their exceptional service. Throughout my…read morerecent transaction, they displayed a level of professionalism and empathy that is rare to find. Even when the logistics got tough, they remained accessible, patient, and focused on getting me to the finish line. Their support was genuine, and their expertise was evident every step of the way. Truly a top-tier team!

I met Kurt McClearen through my Amazing Realtor. Well it turns out successful people work in the…read moresame circles! Kurt helped us through a couple of tough home loans (doing 2 different properties at the same time). The attention to detail, honesty in which loan and rate to choose, and just overall personality and friendliness of staff helped us get a great rate and close both deals. If you want someone you can trust, great honest rates, investor friendly/homeowner friendly Kurt's team is the way to go!! We closed on time and got by far the best rate! David

Kurt is very knowledgeable in the home loan world. I would highly recommend him if you are looking…read morefor any type of home loan. He also has a great staff who is very helpful. He is my go to for home loans.

Been a member since 1994. Since that time have not even remotely considered any other…read morebanking/financial institution. Great staff and customer support.

I switched banks last year and chose this local credit union due to a recommendation from a friend…read more They don't have as many locations as the big banks, but this one is a few miles from home and is convenient to visit. I've always had good experiences here, specifically with changing my atm pin and withdrawing money. I like that you can get small bills versus $20+ from an atm. Service was friendly and efficient and I haven't had any issues here. I recommend banking with a credit union!