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    AZ Home Loans

    3.3 (7 reviews)
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    Federal First Lending

    Federal First Lending

    (3 reviews)

    I walked in thinking I was mortgage-ready... my paperwork said otherwise…read more BUT instead of shutting me down, Federal 1st Lending (shoutout to Fernanda ) actually took the time to explain why I wasn't approved and what I needed to do about it. Fernanda broke everything down without judgment, without confusing lender talk, and without making me feel like I should delete my banking app. She gave me a clear, realistic plan and somehow made the whole process feel way less intimidating than I expected. I'm officially in the "working on it" phase now, and thanks to Fernanda's guidance, I actually know what I'm doing. If you're not quite there yet but want someone who'll coach you instead of ghost you, Federal 1st Lending is it.

    I first spoke wth Kimmer O'Brien about arranging a $900,000 bridge loan in order to buy a smaller…read more home before I sold my $1.5M home. I had been contacted by several lenders, but when the going got rough Kimmer stuck with me. I retired 20 years ago. My home has been paid for for many years, and I do not owe anyone anything. I pay cash for things like new cars ($50,000) and have a good retirement investment amount. I do not trade stocks as I carefully selected my portfolio, (bonds and stock mutuals), and they have served me well. So I was shocked when I received my "fair" credit report from only one of the three credit agencies. The others would not report as I did not have enough open accounts! I expressed my frustration to Kimmer who has now helped me get it sorted out with the three agencies. As we were getting it straightened out, my son, an ex-pro football player who just sold his Fortune 500 company found out my situation and wired me $1M to buy the house with no interest. Kimmer gave me a lot of help at a time it would have been easier to just walk away from it as the others had. I respect Kimmer greatly as he is certainly a man of integrity. Michael Moore Morgan Hill, Ca

    Momentum Real Estate Group - Giving back at a local boys and girls club

    Momentum Real Estate Group

    (34 reviews)

    This review is long overdue but let's start with the facts:…read more On 3/20/23 my husband and I prequal'ed for a home. At this time, we already decided to hire Momentum RE Group and continued to submit a buyer orientation form via their web. Side Note: it took less than 5-10 minutes to fill this out; I commend a business that is organized in this area-- quick and straight to the point. The questionnaire they have is a great tool to communicate desired/undesired locations, wants vs. needs, price point, monthly maximum, etc. The following day was our Buyer Consult Meeting. Kelly contacted us to go over the house hunting necessities: FlexMLS setup, a scheduler, etc.. We then signed some papers and watched a quick informative video of the home owner buying process. Kelly made sure we understood everything and made herself available to answer every question and concern we had. We were comfortable moving forward and Boom! Done! On the 25th, we were on the hunt for our first home together. 3/29/23: We found our home! By the way, the Showing Specialist, Jill, is SUCH a delight to work with. 4/1/23: We put down the earnest funds to secure the home and were officially in escrow 4/28/23: We closed and got the keys! 4/29/23: Packed up the Uhaul and moved on in Needless to say, this team is organized, fast-acting, ***knowledgeable and communicative. Kelly and Jill are amazing to work with and are such an asset to the Real Estate World. You NEED to have these women on your side. Thank you for everything, Momentum Real Estate Group!

    We used Momentum to sell a home. Kelly and her team were fantastic. They are very responsive with…read morequestions and concerns. They are quick to help resolve issues as they arise. They are great about weekly updates and what to expect next. We sold our house quickly and for what we wanted. We will definitely use Kelly and her team again

    AZ Home Loans - mortgagelenders - Updated May 2026

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