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    neo home loans

    5.0 (1 review)

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    4 years ago

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    Synergy One Lending

    Synergy One Lending

    (8 reviews)

    NEVER AGAIN!!! Big disappointment!…read more At first Cory was all friendly like "How can I earn you business?" So, I took a chance with them and they did lock in a decent rate. They gave us a long list of financial info they needed. We gave it ALL to them way ahead because I know, once we're in the middle of packing, moving, changing addresses, scheduling closings, driving etc, I don't want to have to worry with those details. Then Mann Mortgage - Michelle and the underwriters - USED the closing deadline to leverage demanding more and more information, trivial crap, all items WAY BEYOND what they originally said they needed. And here's the thing, my wife and I have a strong income, a long history of success, and high credit score!!! They actually called my wife's employer THREE TIMES (to her employer's disbelief) to confirm she worked there and her salary. REALLY? Oh, but it gets worse... Mann Mortgage then did what all the shady mortgage companies do: We were almost at closing, we're immersed in all the demands of moving, staying in a hotel before closing, driving long distances, and suddenly Michelle is like, "Oh, we need one more thing!" Ugh. So we got it to them. Then, "No, we need one MORE thing." So, again we deliver. Then, "Oh, we need one more thing!" Yet again, I deliver taking time away from helping my wife with moving details and I confirmed with Michelle, "OK...this is ALL YOU NEED, RIGHT? After this it's done, right?" And Michelle said, "Definitely, that's it." Then she comes back AGAIN demanding something else!!! And worse, she used the "It's not me, it's the underwriters" BS, piss-poor excuse, just like used car salesmen blaming the sales manager when really they're all on the same team and know exactly what they're doing. Mann Mortgage didn't "serve" us, they "played" us. Michelle, Cory and the whole company made this process a distressing, painful, frustrating experience and trust me, they knew EXACTLY what they were doing the whole time. It's dishonest. It's bad business. And it's part of their plan. And to top everything off, as Michelle was making all these FURTHER demands I finally reached out to Cory, their "kind" salesperson explaining what was happening, expressing my disappointment and asking for some help and his exact and complete response was a text saying, "Thank you for your feedback." In other words, "F-you." (He has some personal work to do). If my review can save ANYONE the pain and hassle of working with Mann Mortgage, the time I've taken to explain this will not be in vain. DO NOT HIRE MANN MORTGAGE. If they approach do not walk away, RUN!!! .

    Honesty, the mortgage process did not go very well at all. It seemed like every day another issue…read morewould come up to hinder my wife and I from getting our mortgage approved. At one time I was about to give up and just cancel the purchase of our new "Home of our dreams" Luckily when all seemed lost, Ryan Howard (The Branch manager) Stepped in. I do not know what we would have done without Ryan. The issues that were preventing us from securing our mortgage were not due to problems from Mann Mortgage, but from errors from credit bureaus and title companies. Ryan solved the problems, saved the day, and my wife and I are now the owners of the most beautiful home in Las Vegas that we probably never would have owned if not for Ryan. He even sent a basket of fruit to welcome us into our new home. I would recommend Mann mortgage to anyone applying for a mortgage.

    Jorge Montoya- Guild Mortgage

    Jorge Montoya- Guild Mortgage

    (9 reviews)

    Amazing!!!! Jorge, lulu, and the rest of his team are seriously the best!…read moreWhen we bought our first home in 2021 (with a different mortgage lender) they totally failed us. We were honestly scarred and traumatized after the whole situation and we really were worried about ever going through it again. Come 2024, we were ready for purchase our next home and I found Jorge from some googling and decided to give him a call - and boy are we glad that we did!! From the beginning, Jorge was so knowledgeable about the market and addressed all of our concerns and answered all of our questions. Honestly not sure when this man sleeps because he was available to us at all times through all of the crazy questions that sprung into our minds. He sat us down and worked through every single scenario for our journey. Showed us numbers and helped us work out a plan that made sense for us. I wish we had Jorge the first time around. Jorge is kind, attentive, quick, personable, but most importantly..... fair!! And honest!! Which is worth gold in the world of buying a home. Never felt like he was taking advantage of us or just trying to make money off of us. He was involved and cared and hyped us up from day one. Now we are about to close and we couldn't do it without guild mortgage.

    We had a phenomenal experience with Jorge Montoya's team! Jackson, Lulu and Debbie were informative…read moreand quick to answer any questions we had. This was our first home purchase and Guild Mortgage beat other lenders by far - not just with their rate, but their customer service! We closed on time and had ZERO issues during the approval and contracting process. Guild Mortgage was upfront about prices/fees - no surprises, and we received some money back at closing. We will refer this team to our friends and family, and we plan to have a long relationship with them too!

    neo home loans - mortgagelenders - Updated August 2026

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