We had a great experience with Daniel Romero at JMJ Financial. This was our first home and after…read moretalking through the loan process with our credit union we were left really overwhelmed. We thought we wouldn't qualify and were out of options. Luckily, we were connected to JMJ and Daniel was able to explain all of our options and let us know the best loans we qualified for. We were then able to make an educated decision. He made the process as smooth and seamless as possible. JMJ even went the extra step to cover some unexpected costs that were going to prevent our loan from going through - a.k.a. they saved us when it looked like it was going to go south. Daniel was also quick to answer all of our texts and calls, anytime of day. I really feel like we received great service and I would't hesitate to recommend Daniel to anybody looking for a home loan.

Excellent service! We recently purchase our home .JMJ…read moreFinancial made it possible,Ryan Hrisca was so kind & professional, walked us thru the entire process with such ease .He made us feel comfortable and was on hand to answer all of our questions, worked with us to make sure we were financed in time to obtain our dream home. Definitely would recommend them to anyone looking to buy a house! Thank you Ryan!

Just bought a home and Alex answered every single question I had - He was very patient with me…read more Alex has a good team and lots of experience with loans. Once Alessandra started helping out with the underwriting process and started to have direct communication with her - everything flowed so easily. I am happy to recommend them 100%

It was amazing experience working with Alex. I had other issues with another lender and Alex came…read morein and literally saved the deal. He was professional, responsive, walked me through the entire process. I was able to close my loan earlier than expected. I highly recommend Alex to anyone who is in need of a lender.

My wife and I recently applied for a home mortgage loan with Alpine Mortgage. Our realtor…read morerecommended this place as a viable alternative to Chase Bank (we had just applied for a mortgage with Chase Bank). We wanted to get pre-approved for a home loan in order to start shopping! We submitted our application with Chase in early April. We waited and waited and yet there was no response and no pre-approval letter. At the end of April we decided to give the realtor's recommendation a chance and we contacted Chris Fenoglio at Alpine Mortgage. Within two days of sending him our paper work (I kid you not) we were pre-approved for a loan and we were ready to start shopping for a home! Little unbeknown to me was Chris Fenoglio's strong reputation in the real estate community - the man is known for moving forward on home purchases and closing deals for his clients. In fact, after talking to the listing agent, it was made clear to my wife and I that our offer was accepted primarily because we were working with Chris Fenoglio at Alpine Mortgage and because the listing agent was aware of his work and reputation! I am so grateful to Chris Fenoglio and all of his staff at Alpine Mortgage (especially Jennifer Ribertelli). They answered all my questions (even the dumb ones) and took the time to explain all of our options thoroughly. The people at Alpine Mortgage in Seal Beach are consummate professionals! If you are thinking of getting a home loan than Chris Fengolio should be your first point of contact! I highly recommend this mortgage company!! Thanks again to Chris and Jennifer!!

I realized that buying a house was within reach by talking to Ron Harden from Alpine Mortgage…read morePlanning. When we had our first conversation, he was very helpful and answered all of my 20 million questions which put us on a good path, or so I thought. In the same conversation, he learned that I worked for Lamborghini Beverly Hills and told me he was considering buying one (which to me spoke volumes about how much he was making off of people). My belief in him faltered. After speaking with Ron, I decided to call a guy that I had sold a car to a couple of years ago that owns a Realty Group, Christian Ehlers. When selling him a car, he was a fearless negotiator and asked for anything and everything under the sun. I knew he would do the same for me if I bought a house with him. When speaking with Christian, I explained what my pre-approval was for (according to Ron's calculations) and where I was looking to buy. He instantly started asking me questions about my pre-approval I didn't know the answers to, so I put him in contact with Ron. Only a few days later, I get the following verbatim email from Ron: Hello Sherice, I hope your house hunting goes well. You are more than welcome to work with any lender you choose, as I will not be working on your file anymore. I wish you the best and I hope you find the house of your dreams. I was dumbfounded. Did he really just drop me? So I asked who else I can work with at Alpine, since he didn't seem to want my business anymore, and received NO RESPONSE. Until, I got this email from him 3 months later: Hello Sherice, I am following up to see how your home purchase is going. We discussed your home purchase in July and I have not heard from you lately. Please feel free to contact me. Seriously? SERIOUSLY? So I responded in kind: You gave up on me so I went with another company and made my purchase. Happy Holidays... And do you know what he responded to me? What belittling and dismissive response he sent to me: I am sorry you felt I gave up on you. Congratulations on your home purchase and enjoy the holidays! Oh man. That response just tipped me off. So I sent this in response to him and Cc'd everyone I could find who worked with him: Ron, Your latest response was rude and dismissive. Below was the last email you sent to me before today where you said you were "checking in" to see if I was still looking to purchase a home. I also responded to you asking who I should work with instead at Alpine, and you NEVER RESPONDED. I didn't "feel" like you gave up on me, you DID give up on me. Take responsibility for your actions and don't try to pawn it off onto something I was "feeling". Now that you have reminded me of how terrible of a spot you left me in and how you left me hanging, I will definitely remember to leave you a review. Thank you again. I can't believe the nerve of this guy. I was so excited to be buying my first house and he just he left me out to dry because he didn't want to give the honest answers my real estate agent was asking him for. Total crook. Don't do business with Ron Harden or Alpine Mortgage for employing someone like him.

By far the best firm I've ever worked with in a long time. My mother recommended Diego and has…read morehelped her and my uncle's on several loans. Diego went above and beyond to help me buy the property I was looking for. I was told by others that because of the difficulty of finding a property that matched all my requirements and the challenges in funding such a loan, I should be looking at SFR and Duplex properties. Diego from the beginning gave me the confidence that I would get what I wanted and that there would be no issues in funding it. Another point to note is that he was fundamental in getting offers accepted. Before dealing with Diego my offers seemed to be getting ignored. I was competing with investors on the properties I wanted. Diego suggested a few changes to my offers. After those changes were made I felt like we were in the drivers seat. It's amazing how much of a difference the experience can make. Only thing I regret was not coming to Diego sooner. I travel a lot for business and thought this would delay the process in some way shape or form. But, being able to view docs and sign them online was great and kept us on track. If you're in the real estate business, are looking for your first home, or are having difficulties getting a loan don't hesitate in calling Camerra Capital you won't regret it.

Second time working with Camerra Capital, and I highly recommend them for any loan needs. Did a…read morehome buy and a refi, and they got the job done. There's always issues, but they help you navigate through all the complications. I previously used a big bank for a home purchase, and it was a nightmare...never again. Where others will fail, they just get it done!! Highly recommended. Thanks Diego and JR!

Steve Hill did a great job on my loan. This was the first time I worked with him.. He's always…read moreavailable, a nice guy and did a great job at clearly answering my questions about the confusing parts of the mortgage process. He also explained the possible loan options and the pros and cons of each. My transaction was a tough one since my income for the past couple of years was inconsistent, but he was able to work around that and use the strong parts of my profile to get my loan approved. The loan process is always nerve wracking but Steve was awesome at keeping the process calm and focused. I definitely plan on working with Steve in the future!

Bryan and Michelle are understanding, hard working, and step in to help when everyone else says no…read more They are very personable, easy to speak with, and very efficient at finding reasonable answers money issues. I strongly recommend them to help you!

My realtor and sibling recommended Jason Wang of Equify lending because they said he was the most…read morehelpful, humble, and hardworking lender I would find. Plus, he responds usually same day or and always communicates with you to let you know what's happening via email, phone, text. After this experience during the craziest market ever, I have to agree he was and is the best choice. When starting my home buying experience I had NO idea what was going on, super newbie. That coupled with COVID19 and a crazy market caused me a lot of stress. Another lender I tried to get a quote from (because they say to get 3 online, right?) was just AWFUL. She took weeks to get back to me with the most basic of information and another few weeks for a inferior loan estimate and higher interest rates than Jason did. Just getting her on the phone was difficult! I felt like because I was not rich enough to her she did not make me a priority. I got quotes from Bankrate or other online sites but it was all very confusing. Working with Jason Wang was truly like night and day from that experience! It is like working with a responsive, experienced friend who is there to help you almost 24/7. He is extremely knowledgeable about the market, loan process, you can tell he is cares despite being busy, and helped me and my boyfriend understand what was going on in a volatile market. He got us the lowest rate possible, explained everything I could possibly ask (which is a lot), explained how to get the most credit or what would be the most beneficial in the long run with first time home buyers loans vs standard loan, PMI/HOI and closing costs giving us tons of options. He never changed his attitude when we fell out of escrow for a bad house and took another few months to get into escrow again. He was understanding and able to help me change my down payment when we did not meet the loan appraisal. He followed up more than escrow did when there were missing documents. I highly recommend Jason Wang. If your lender is not responding quickly, same day, or you have to follow up with THEM? Then you need to call Jason. It should not be a stressful process. I mean, its still going to be stressful but having the best people on your team helps to make it so much better.

I had a very good experience refinancing with Jason at Equify. His knowledge in the mortgage market…read moreis unparalleled and the process was seamless. He was reachable at all times and very communicative. He made a tedious and daunting process simple and headache-free. I would recommend him to friends and family.

I have been with Vatrini for many years. Joel and his team work tirelessly to get the job done. I…read morejust love working with Joel and Vivian these two work so hard to get the job done. The main reason I will never use another Mortgage Company is because the other companies will promise you the moon and not deliver. Joel will tell you straight up if he can do the loan or not. He does not sugar coat anything. I'd Joel says he can make it happen by god he always delivers. When any of my family or friends are looking to buy or refi, there's only one person I recommend and that is Joel Kellner. Tony Graham

We highly recommend working with Joel...he has the passion and initiative we needed to successfully…read morerefi our condo and he worked tirelessly with our HOA and lender to consolidate both our mortgages into one as well as bring our mortgage payment down over $1k! He's responsive, concise and a master at his craft. We wouldn't trust anyone else with our real estate needs - thanks again and talk soon, Joel!

Alex has represented me in over 12 loans from purchases, refinances and now a home equity line of…read morecredit! He has the ability , fortitude and integrity plus market savvy to get the job done! Communication is excellent and follows through plus updates consistently! I've referred him to all my clients and family members knowing that he is absolutely trustworthy and hardworking! He knows his stuff to be blunt. Thanks Alex! Always finds the best rates possible!

Alex Zelada always delivers, 100% since year 2020!!!…read more Outstanding Experience with Alex Zelada and Red White and Blue Lending Working with Alex Zelada and Red White and Blue Lending has been exceptional every single time. Alex recently assisted us with refinancing to lower our mortgage interest rate, and--just like with our previous 2 refinances on our first property and the financing to purchase our second property--he delivered outstanding results. Every time we do business with Alex, we feel confident and well-guided. He is incredibly knowledgeable, honest, and transparent, always taking the time to explain the best possible strategy based on our financial situation. His patience, clear communication, and genuine commitment to his clients set him apart in this industry. We will continue consulting him for all our real estate, refinancing, and property strategy needs. We highly recommend Alex to anyone looking for a trustworthy, expert lending professional. -ROBBY AND BERN G.