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    MJ Credit Solutions

    4.6 (11 reviews)
    Closed 9:00 am - 2:00 pm

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    Review Highlights - MJ Credit Solutions

    Maurice is getting tha job done, within weeks I've already had accounts that two other Agencys could not clear.

    Mentioned in 7 reviews

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    Speedy Credit Repair - Speedy Credit Repair Inc.

    Speedy Credit Repair

    (100 reviews)

    Chris is Awesome. His personality and knowledge are excellent. He is patient and always available…read moreto answer questions. I would recommend to communicate with him more than you think is reasonable just to get updates, discuss strategy and to figure out what will happen. Often times, when we are low on money is when we need a service like what Chris provides. And that's also when emotions will run high. So please communicate with him often to not only manage your emotions but also to chime into logic. Definitely would recommend Chris and Speedy Credit Repair. Just communicate and everything will be good. He and I are talking still to this day and plan on working together on different projects moving forward. Thank you Chris for your continued support, knowledge and patience. Much love and respect!

    I urge everyone to please do NOT go through with Speedy Credit Repair…read more They are scammers. Do not believe the fake reviews. We enrolled with them for 6 months. We understand coming into this it's a possibly our credit issue may not be fixed. We know this will take time. But one thing this company lacks is integrity. They are not true to their word. If you say something such as "I will call you back", please carry out your promise. All I asked for was communication. During this entire process, I only spoke with Chris 2 times. I called, no one answered I texted, no one answered You email Chris, no response He has an assistant Laurie who will respond to emails. She mentioned in my last email " Yes, Chris knows you are expecting a call" guess what? He never called me back!!! Chris said he will contact his lawyer associate and stated " I will call you back and give you an update" guess what? He never called back. They have you enrolled in a credit monitoring program which you have an additional fee. They probably get some sort of incentive. I can go on and on... there's has been so many occasions. Honestly, don't waste your time and money!!!!!!

    Infinite Financial Firm

    Infinite Financial Firm

    (149 reviews)

    Westwood

    Solid company. Straightforward, responsive, and organized. They helped clean up issues and put a…read moreplan in place to get my credit where it should be.

    I signed up with Infinite Financial Firm Credit Doc to help remove several late payments from my…read morecredit report because I needed my credit fixed quickly in order to buy a house. From February 23 to April 21, I trusted the process and was very clear from the beginning that money was not the problem. I even told them I was willing to pay extra if they could work faster and actually get results. At first, they told me I did not need to pay off my credit cards or balances for the process to work. Later on, they changed their advice and told me that if I paid off the accounts, the disputes would move faster and have a better chance of success. I followed their recommendation and paid off the accounts hoping to finally see results, but even after doing that, I still did not receive any meaningful improvement. Instead of offering a faster or more effective solution, they placed me into a monthly payment program and kept telling me to wait. Communication was also very slow, especially from the owner, who would take a long time to respond to my messages and concerns. During the entire process, they claimed they filed disputes multiple times, but I never saw any positive results. In fact, my credit situation became worse instead of improving. After almost two months of waiting, I was eventually told that I should just cancel the service because they were not getting results.I feel disappointed because I spent time, money, and trusted their promises during an important time when I needed my credit fixed urgently. Based on my experience, there was a lack of urgency, communication, and effective dispute strategy. I would strongly recommend others ask for clear proof of work, realistic expectations, and actual progress before signing up.

    Second Chance Financial

    Second Chance Financial

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    would like to take a moment to write an honest, sincere, and genuine review about Second Chance…read moreFinancial. Back in 1998, when I was trying to purchase a house, I needed help repairing and improving my credit. That's when I met an incredible team at Second Chance Financial -- John, Karen, and Wayne. From the very beginning, they treated me with kindness, honesty, professionalism, and genuine care. Thanks to their help and guidance, I was able to buy my home back in 1998. Now, 28 years later, I find myself reaching out to them again for assistance, and to my surprise and gratitude, Karen and Wayne are still there. That alone says so much about the dignity, integrity, and stability of this company. It shows not only how they value their clients, but also how they treat and respect their employees. What always made them different is that they never treated me like "just another client." Over the years, they would occasionally call simply to check on me and see how I was doing. That level of humanity and compassion is very rare today. If anyone needs honest and trustworthy help with their credit, I truly recommend Second Chance Financial. These are good people who genuinely care about helping others rebuild and move forward in life. Thank you, Karen. Thank you, Wayne. And may God bless the memory of John, who is no longer with us. Your kindness and help will never be forgotten.

    Wayne is very knowledgeable and responsive. He managed and cleaned up our FICO as if they were…read morehis. He improved our scores beyond what we need to refinance and save money. Thank you, Wayne,

    Brown's Financial Services - Professional Experts

    Brown's Financial Services

    (9 reviews)

    I was referred to Brown's Financial Services back in June 2025. At that time, I was completely open…read moreand honest about my needs and wants, including my spouse's which involved removing inquiries; for myself, I needed Brown Financial Services to remove inquiries, a charged-off bankruptcy, and building corporate credit for a newly formed LLC and my personal score. The correspondence was great for a short while. However, things took a turn for the worse in late July when the credit bureaus finally started reporting a purchase made before I became under contract with Brown's Financial Services. At that point, Mrs. Brown felt it was appropriate to reach out and admonish me instead of trying to see what might have happened, claiming that I had violated our agreement and that I was not serious about improving my credit. Mind you, I had already paid approximately $2,350.00 as a testament to my seriousness about handling business. Despite this payment, she did not make any attempts at removing the inquiries from my wife's account until several months later. There was no communication in what to expect, what to report back to her, nothing. My wife received some emails via Experian and she reported receiving those emails to Mrs. Brown and she promised to look at the communications. The communication my wife received after reporting receiving the emails was Mrs. Brown asking for the password to Experian so that she could look at the emails and then stating that the information was no longer valid, accusing my wife of not reporting receiving the emails in a timely manner, when indeed she did even though Mrs. Brown did not tell her that she needed to look out for communication from the credit reporting bureaus.Things began to come to a head in October. We corresponded at this time, and I expressed my disappointment because my personal credit had not improved in all that time. She was only able to establish one net 30 account for my business, and my wife had not received any correspondence from Mrs. Brown or the credit bureaus. My wife reached out again, asking for status and Mrs. Brown stated she was submitting some information to the credit reporting bureaus and to look for letters from them. Well, my wife received one letter and informed Mrs. Brown of the letter and her response was that the bureaus were using tactics not to investigate the disputes and that they were using legal jargon and that the letter was unacceptable. The next communication from Mrs. Brown after that was to check our email for important messages which was in December. The important messages she was referring to was her asking for us to pay more money and she even made threats that if we didn't pay, she would open a collection account with the credit bureaus, despite the fact that we had not seen any results. Funny, how she was willing to make that happen quick, fast and in a hurry. In the end, I am out $3,570.00 because I had faith in the person I was referred to, and it appears that to this person, I was nothing more than a blank check. She should be ashamed at the way she treated us and possibly others. That's not the way you treat people, especially when your business depends on referrals. Hopefully, others will read this review and not fall victim to the same situation as I did. Look elsewhere for more respectable representation; don't waste your money, or time. In addition to the loss of money and time we now have to keep an eye on our credit card accounts because we're not sure if this was some elaborate scheme or something.

    Amazing customer service. The service I recieved was very informative and precise for my business.read more

    Credit Replenish - What bad credit is costing you?

    Credit Replenish

    (3 reviews)

    Credit was always a conversation I never wanted to partake in bc mine was so bad after some…read moreignorant decisions I made when I was 18. I was always hesitant to have my credit repaired too because of how embarrassing I thought my file would be but because of how important I realized credit is, I recently decided to have a TRUSTED credit specialist look through my file. JayR does free consultations and so I had him take a look at mine. I know a few people who actually got their credit fixed by him so I knew I was going to the right place. We started my file ONLY less than 2 months ago and my credit has already shot up by more than 150 points! I was honestly mind blown especially because I calculated that I'd be able to reach the 700s by next year (2023) the earliest. As a matter of course, trusting JayR to repair my credit was the best decision I've made thus far. Might I add, my credit is still expected to increase in the upcoming few months. Yes, everyone's file is going to be different however, the sooner you start, the better! As I mentioned before, I was embarrassed to ever speak on credit because I had a couple of collections accounts which are now deleted! This is the perfect way to start off my 2022 thanks to JayR. I highly recommend! Certainly referring all of my friends & family to him.

    Prior to contacting jayr, I applied for a loan to get a house and that's when I realized how bad -…read morenot great credit was.. fast forward to a couple of months later, I came across his post on social media about credit repairs and man am I glad I contacted him! No, it's not an instant result, it took a couple of months and him educating me about my credit cards, but it was worth it. I just recently applied for a loan again and it is sooo much better ! Thank you for helping me and my family!

    Surf City Lawyers - We're on the 9th Floor

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    Christine is a pleasure to talk to. She genuinely cares about you, and is on your side. Initially,…read moreshe referred me to the pro-bono center for free assistance. My intuition has been guiding me towards her, and I am trusting it. .

    I cannot express my gratitude for Christine. I first met her in 2017 regarding my massive student…read moreloan debt and she gave me the best advice. I wasn't totally ready to file for bankruptcy then and I don't even know if I would have been able to get it then. Cut to 2022. I'm pretty much at rock bottom in life. I contacted Christine again and she spoke to me like family. This woman is powerful. She just gets it and she got me. She knows everything you need to know about student loan debt and she has advised me to go a different route for now, which might save me money and having to file for bankruptcy. She easily could have just pushed for me to hire her, but she didn't because she cares. Her time is so valuable and she sat with me on the phone while I was balling my eyes out and gave me some incredible loan and life advice. I'm going to do more research in the route she suggested, but I know that if I end up having to hire Christine than she would fight like hell for me. She reminds me of Brienne of Tarth from Game of Thrones. She's honorable, an oath keeper. Thank you Christine for all your time and energy. Thank you for fighting for us with crippling student loan debt. The weight is too heavy to bare alone.

    MJ Credit Solutions - debtrelief - Updated May 2026

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