Great service, handling all items that they said they would. Will use again in the future if we…read moreneed it!

They are the best of the best!!! They are knowledgeable…read moregreat customer service and they go above and beyond. Sandra helped me increase my credit score almost 200pts!!!!! Thank you to this team!!! Highly recommend

OakTree Law helped me through my Chapter 13, which is a long, serious, and honestly scary process…read more They made it clear, steady, and manageable. Gus was the MVP -- responsive, patient, and great at explaining things. Julie V. M. was hands-on the entire way, which says a lot about this team. Ask questions. Communicate. This is legal stuff -- they can't read minds, but they do listen. Fast, reliable, professional. Strong like an oak tree -- exactly who you want handling serious business. Highly recommend

My experience with this law firm was short, yet stressful. I'm a young girl with debt that I so…read moredesperately want to get out of. I found OakTree and decided to take the leap and book a consultation. I ended up getting connected with Gus Gomez whom I met with in person. I was told I'd be qualified and to start the filing process I had to pay a certain amount of money up front. I ended up paying the full amount for Chapter 7 bankruptcy ($1,923) to get the process started as quickly as possible. After that, I proceeded to submit my tax returns, bank statements, and pay stubs prior to booking my "1-Hour Intake" (that only lasted 20 minutes by the way) where Gus just ends up telling me that I'm no longer qualified for Chapter 7. He told me my only options were to wait 2-3 years to file Chapter 7, try for Chapter 13 and dish out another $2,000, or back out of the bankruptcy all together. I took a day to think about it, then reached out to Gus to let him know I wanted to back out (he told me if I backed out, I would be refunded my money) because they didn't get far into the process. Never heard from him again. Ignored my calls, texts, and emails. Had my boyfriend call him as a "potential client" and Gus answered his call. This a-hole was completely dodging me. Over a week later I finally ended up getting an email from Ed Pitts agreeing to issue me a partial refund of only $1,423, charging me $500 for a phone call that was performed by a Bankruptcy Department Manager (Gus), not even an attorney. Said his services are considered "administrative duties" and that $500 is their fee for those duties. They failed to be transparent about this "fee" in my consultation and contract. I will be seeking resolution through the State Bar's Mandatory Fee Arbitration Program and filing a State Bar complaint regarding the handling of my case and the supervision of non-attorney staff. Do not recommend this place, this was not a pleasant experience would give 0 stars if Yelp allowed it.

I urge everyone to please do NOT go through with Speedy Credit Repair…read more They are scammers. Do not believe the fake reviews. We enrolled with them for 6 months. We understand coming into this it's a possibly our credit issue may not be fixed. We know this will take time. But one thing this company lacks is integrity. They are not true to their word. If you say something such as "I will call you back", please carry out your promise. All I asked for was communication. During this entire process, I only spoke with Chris 2 times. I called, no one answered I texted, no one answered You email Chris, no response He has an assistant Laurie who will respond to emails. She mentioned in my last email " Yes, Chris knows you are expecting a call" guess what? He never called me back!!! Chris said he will contact his lawyer associate and stated " I will call you back and give you an update" guess what? He never called back. They have you enrolled in a credit monitoring program which you have an additional fee. They probably get some sort of incentive. I can go on and on... there's has been so many occasions. Honestly, don't waste your time and money!!!!!!

Before I hired this company, Mr. Chris L. gave me a call fairly quickly when I requested a free…read moreconsultation. Phone call nearly lasted an hour, explains to me his story, how everyone has slip ups with credit, how he knows how to repair credit ethically and properly. Gave me his story how he initiated his company, when I asked to proceed he asked for a $200 fee up front and after that $199 a month for 6 month contract. He also sent me documents to sign, nearly a dozen, all stating ways for him to stay covered from legal troubles and so I don't ask for a refund and it's a non refundable deposit. I was not asking for a miracle with my credit score, I was aware how I messed up my credit but I didn't know how to tackle it to get it better, Mr. Chris highly recommended not to worry that he will help me that that's why I hired him, he'll tackle these companies to try and get rid of them from my credit score, 3 months pass by and I ask for a update of how the situation is going, no response. I called and emailed his assistant Laurie, no response, when I did get a response it was for me to set up an appointment, in which I did, come to the date of? No call, no text no email. 2.5 more months passed by, I reached out again, Mr. Chris said, "I'll call you in a bit" ....... No call no text. I reached out to assistant...... no call no text no email. Come to 3 days before contract is up, $1,200 later, I ask for another update, well I never received one before but you know what i mean, Mr. Chris told me that he wants to talk to me and give me a refresh on my credit score, and discuss next steps, told him great I'm available anytime to just give me a call. Never heard from him again. In summary, did they help my credit score? No. Did they remove anything from my credit report? Yes, 2 things that were $50 each additional cost, so total price : $1,300. Before they take your money Mr. Chris is so talkative and transparent and communicative , after though? No a single word, no communication, out of the work they did, hardly any, hardly any improvement was made but that's why they send a lot of documentation for you to sign so you don't later on try and get your money back for not being satisfied.

would like to take a moment to write an honest, sincere, and genuine review about Second Chance…read moreFinancial. Back in 1998, when I was trying to purchase a house, I needed help repairing and improving my credit. That's when I met an incredible team at Second Chance Financial -- John, Karen, and Wayne. From the very beginning, they treated me with kindness, honesty, professionalism, and genuine care. Thanks to their help and guidance, I was able to buy my home back in 1998. Now, 28 years later, I find myself reaching out to them again for assistance, and to my surprise and gratitude, Karen and Wayne are still there. That alone says so much about the dignity, integrity, and stability of this company. It shows not only how they value their clients, but also how they treat and respect their employees. What always made them different is that they never treated me like "just another client." Over the years, they would occasionally call simply to check on me and see how I was doing. That level of humanity and compassion is very rare today. If anyone needs honest and trustworthy help with their credit, I truly recommend Second Chance Financial. These are good people who genuinely care about helping others rebuild and move forward in life. Thank you, Karen. Thank you, Wayne. And may God bless the memory of John, who is no longer with us. Your kindness and help will never be forgotten.

I had the BEST experience with Karen Molina! So kind, so patient with me and responded to any of my…read moreconcerns, questions right away!!! Very sweet!!! My credit score went up tremendously thanks to Karen and the Second Chance team!!! Amazing to work with you!!! Highly recommend!

Thanks Made the process easy and simple…read moreGreat service I highly recommend them to anyone looking for a bankruptcy lawyer

I took a while to process my bankruptcy, Once I gathered…read moreall my important documents I paid extra to make the process faster. The lawyer and Tammy helped a great tons. After the hearing I waited for the call that everything went well and a weight off my shoulders was finally lifted. Thank you guys for taking care of this!! I really appreciate it!! I value your patience with each question I had, the time it took to finally process this bankruptcy!! So worth it!! Starting fresh!

Credit was always a conversation I never wanted to partake in bc mine was so bad after some…read moreignorant decisions I made when I was 18. I was always hesitant to have my credit repaired too because of how embarrassing I thought my file would be but because of how important I realized credit is, I recently decided to have a TRUSTED credit specialist look through my file. JayR does free consultations and so I had him take a look at mine. I know a few people who actually got their credit fixed by him so I knew I was going to the right place. We started my file ONLY less than 2 months ago and my credit has already shot up by more than 150 points! I was honestly mind blown especially because I calculated that I'd be able to reach the 700s by next year (2023) the earliest. As a matter of course, trusting JayR to repair my credit was the best decision I've made thus far. Might I add, my credit is still expected to increase in the upcoming few months. Yes, everyone's file is going to be different however, the sooner you start, the better! As I mentioned before, I was embarrassed to ever speak on credit because I had a couple of collections accounts which are now deleted! This is the perfect way to start off my 2022 thanks to JayR. I highly recommend! Certainly referring all of my friends & family to him.

Prior to contacting jayr, I applied for a loan to get a house and that's when I realized how bad -…read morenot great credit was.. fast forward to a couple of months later, I came across his post on social media about credit repairs and man am I glad I contacted him! No, it's not an instant result, it took a couple of months and him educating me about my credit cards, but it was worth it. I just recently applied for a loan again and it is sooo much better ! Thank you for helping me and my family!

Very happy and I didn't think the company will get my score up this high. From 529 to 801. Took 4…read moremonths but that was unreal. The debts he did for me were pretty big and I didn't even ask them to do it. Great credit repair company will recommend for sure I think they are honest and a fair price.

Wow I'm impressed! After having a company ruin me Edward and the girls really got me up to 786 in 7…read moremonths and saved me so much money. I thought was going to get sued but I'm so happy he took care of it and my credit report and scores all at once. The amount of money saved was around 17000. Very happy and recommended

Man lemme say this in real time!! Maurice is getting tha job done, within weeks I've already had…read moreaccounts that two other Agencys could not clear. GONE!!! Bad information reports are being disputed and coming off and my Credit has jumped 75 points since I started the process!! I can't wait for more to drop and I can update a new report!!! Thank You MJ -Maurice for getting me right again!!!

I paid in May to get a collection disputed before it affected my credit score. They told me it…read morewould be a max two letter dispute but now I'm still getting letters of collection from the same company in May and no response from them.