I have refinanced my home twice with the help from Bobby and his team and have had great experiences on both occasions. When I did my first refinance with Bobby he was able to consolidate my two loans into one with a lower monthly payment which was my desire. When we closed he said he would keep on eye on the market and let me know when/if it might be helpful to refinance a second time. He got in touch with me recently with news that rates had dropped more and I could lower my monthly payments even more PLUS get a better interest rate on my loan. I went ahead with the second refinance and now I'm sitting pretty with a low monthly payment on a low-rate mortgage! Exactly what I wanted to accomplish! Bobby was fantastic throughout both transactions. He is quick to respond to all forms of communication and guided me through the processes very easily and painlessly. I will continue to go back to Bobby for all of my financial needs as I'm very happy with the results. You will be too! read more

When we first met Bobby at First Place Home Loans INC. He had advised us on the current problematic LOAN (ELOC) we had that was giving us a HUGE headaches and not only we were so close to fall out and loose our home. I want to take the time to Thank you so very much for all of your help in securing our loan by saving us both homes here at Lake Forest. He is very knowledgeable and he was the only one who took care of the LOAN after consulting with 2 different places that couldn't help. He did know how to help us and he is very organized & thorough & professional, as well as kind which also made all of the difference in our first meeting with him, we felt very confident on helping us. We put all our trust in his hands and Bobby most definitely came through for us. Thank you for your patience as well as treating us as people rather than just home loan customers. You truly stand above the rest. and for all of those readers looking to find BEST and Loaners he will be the one, highly recommended. read more

I was contacted by Bobbie Rivers of First Place Home Loans in regards to refinancing options on our Mobile home in Aug. I responded to him that every other lender has denied us because of the fact we own an older mobile home, He said he thought he had some options for us and was willing to take the time to look into for us. I admitted I was skeptical but saw no reason not to see what he brought to the table. He promptly responded with a first offer of dropping our interest rate by 1.25% and saving us over 250.00 a month We moved forward and I have to say I was a bit skeptical, dealing with someone strictly over the phone, but Bobby was extremely professional and very knowledgeable, while also taking the time to explain everything thoroughly. Bobby closed getting our interest rate down another .25% bringing our payment down 300.00!! Cant say enough about what a positive experience this has been! So glad I answered that call!! Will be referring anyone I know looking to refinance!! read more

I just completed a refinance with First Place Home Loans Inc. I have to say that I had a very complicated situation. I had previously worked with two loan officers. Needless to say, after several months of calls, two out of pocket appraisals, and tones of paperwork, the terms I was offered did not benefit my family and I had to decline/cancel the refinance process. I had heard about Bobby through a friend who had purchased a home some months back. I had lost hope but decided to give Bobby a call. To my surprise, Bobby was very knowledgeable and professional. Not only did he take the time to review my situation but also gave me preliminary terms that were very close to the terms I was given when we completed our refinance. Bobby is quick to respond to calls and I would not think twice to recommend him to my family and friends. I will be calling him back to start the process on a refinance for my rental property. read more

Bobby is the best in the business!! He has helped us with previous refinance transactions in the past but most recently helped my family and I get into our forever home. He was able to get us preapproved and issued a prequal letter all in the same day which played a huge factor into getting our offer accepted. Bobby understood our unique situation, worked closely with our agent and escrow officer, and helped us close our loan on time with very minimal conditions. AND his pricing was WAY better than any other lender. Bobby takes pride in his work and truly cares for his clients. My family will forever be grateful for Bobby and we look forward to refinancing with him in the near future. read more

Bobby, at First Place Home Loans is the most professional and thorough loan manager I could ever imagine working with. His dedication, honesty and sacrifice is rarely experienced in the home mortgage industry. He diminished my fears and reluctance and gave me confidence in the process, all in record closing time. He patiently guided me through the entire process from beginning to end. I marvel at the knowledge and perseverance he possesses and realize that he is a gift to those of us uneasy about home refinancing because of past experiences. Bobby's successful effort is unquestionably "As Good As It Gets". Most Highly Recommend!!! Raleigh J. read more

Bobby Rivers and First Place Home Loans did an outstanding job from start to finish. Never has a refi been done so quickly and so seamlessly. I can honestly say it was the best and most simple refi I have ever had done. And the entire process was done in less than two weeks. Bobby and his team are outstanding and worked hard to find the best solutions no matter the issues. Truly top notch service, attention to detail and followed through at every turn. I highly recommend Bobby Rivers and his team. Thank you for making something that is usually so painful so easy. read more

My experience with First Place Home Loan, Shayne Long, in refinancing my home was simple as 123. I would highly recommend him. Shayne and First Place Homes Loans were outstanding from beginning to end. The total process of Refinancing was totally done in about two weeks. Shayne, he is so professional, very knowledgeable in this business and extremely helpful. If there is a way he will find it and provide some excellent suggestions. I would refer him to anyone of my friends and family. I am so THANKFUL to Shayne Long, for all his hard work. Veronica Sepulveda read more

Bobby was the consummate professional. I had the most pleasant, quick and hassle free experience refinancing my home. I will be a repeat customer and use First Place for all my future financing needs and I highly recommend First Place to anyone and I don't say that lightly. From beginning to end Bobby kept me in the loop and made everything go so smoothly and seamlessly. I can't thank you enough for helping me save thousands on my home mortgage. I appreciate you and all your efforts and I look forward to working with you again and referring future clients. read more

We couldn't have asked for a better partner than First Place Homes and our exceptional realtor, Bobby Rios. The entire process was marked by professionalism, expertise, and a genuine commitment to our success. Bobby's guidance and support were invaluable throughout the journey. His deep knowledge of the real estate market and strategic insights helped us position our home for optimal success. From the initial consultation to the final closing, Bobby was by our side, offering clear communication and expert advice every step of the way. read more

First Place Home Loans has made the home buying process seamless. We worked with Bobby for the purchase of our first home and he made us feel comfortable and assured with each step. Once we found the home we wanted he made sure to seal the deal and within 30 days escrow was closed. It has been 8 months and we were already able to refinance and get a lower monthly mortgage, so we couldn't be happier! He always lets us know the next move that would be in our best interest. I highly recommend First Place Home Loans! read more

Once again Bobby has proved to be at the top of his game. He went above and beyond the call of duty to make sure I was taken care of. He provided me with the best option for me. His knowledge and experience made for a stress free experience. He walked me through the whole process and explained everything to me in precise detail. I highly recommend Bobby to anyone in the process of buying a home and/or refinancing their home. Great service from start to finish. THANK YOU BOBBY!!! read more

My family and I are so grateful for the care that First Place Home Loans took with my family and I to refinance. Bobby went above and beyond to ensure my family and I received the absolute best rates. Process was easy, quick and simple. He took the time to explain the process and answered all of our questions when we did not understand something. Thank you for treating us like family. Definitely would recommend First Place Home Loans to anyone looking to purchase or refinance. read more

Shayne at First Place Home Loans was so awesome to work with!  You hear of all the horror story's about buying a new house, but Shayne was very helpful and kept us informed every step of the way!  My realtor said this was one of the easy mortgage company to work with and she is a top realtor. On top of the great service, we close two weeks early. I was recommended by two of my family member and I recommend Shayne and his team to all my friends who are buying a house. read more

Excellent service. Bobby Rivers consistently helps us manage our mortgage. He called us to offer a way for our money to work better for us, with no cost to us and the process was simple. Bobby is a professional and always has our best interests at heart. Bobby is responsive and honest, guiding us through the process every step of the way. Thank you, Bobby for your assistance and for the annual savings too! You're simply the best at what you do. read more

I would highly recommend Bobby from First Place Home Loans. Bobby exceeded all expectations. He is professional and is always engaged in his work. He goes beyond his duty by seeking out better rates and follows through. He always had a positive attitude, easy to communicate, and completed tasks in a timely manner. I plan to definitely use Bobby from First Place Home Loans again in the future to refinance my home again. read more

Mr. Rivers was straightforward, told me ahead of time what he estimated the costs to me would be, was patient with me and responded timely to my questions and concerns. He also exhibited a great deal of integrity when, because an unanticipated wrinkle in my situation resulted in the closing costs being more than he estimated, he still honored his estimate. I have recommended him to friends and will continue to do so. read more

Shayne at First Place Home Loans was wonderful to work with! Buying a house is so stressful, but Shayne was very helpful and kept us informed every step of the way! He offered us loan where we only had to put 1% percent down and we saved so much. Because of his hard work, we were able to close escrow a week sooner than expected. I recommend Shayne Long to anyone looking for a loan or to refinance. Give him a call! read more

Bobby is the BEST!!! He helped us refinance, lower our rate and payment! He is diligent, throughout and professional. He watches out for us, that's a service that can't be beat by anyone else!!! I love how upfront he is about all the facts and details. I regularly refer my friends and family to Bobby and HIGHLY Recommend him!!!! Thank you Bobby and Team for being our GO TO LENDER!!!!!! read more