RATING is SOLEY based on EDDIE ROSALES…read more My husband and I have been blessed with having been introduced to Eddie Rosales. Eddie is beyond a professional gentleman. Eddie is so knowledgeable. My husband and I had met with three previous people within the past ten years and they did not come close or live up to anything to the service that was provided to us by Eddie. Eddie is driven to help others achieve goals and dreams. He is passionate and knows all of the tricks of the trade. There are not enough great words in this world to explain what a great man Eddie is. Any future buys.... He will continue to be our go-to. Believe me when I say that he works miracles. Eddie is open and honest, professional, knowledgeable and efficient..... quick....ohhhmaaayyygaaawwwwsshh so quick lol Eddie is the go to person for everything. He is just that personable, impressionable, helpful, friendly and family orientated that he knows so many people as well as has a whole team full of awesomeness. He knows his work and his passion for getting the job done speaks volumes. There are not many people who will give you straight honest answers and help you through the process. Eddie answered all questions and played no games. I cannot stop to express how easy going that Eddie made this process. It has now been two years since Eddie ran the show and got us into our house....OUR HOUSE, our very own home. My husband and I are extremely blessed and ooooh so happy. We have continued to use him for other services and he has come through 100000 percent. He strives to make dreams come true. He is passionate about his job and it shows. Service he provided was beyond A1. The value was epic. We couldn't ask for a more professional real estate EVERY THING.... Thank you Eddie.

Lauren was an absolute nightmare to deal with. She spoke with total confidence while giving…read moreinformation that was either misleading, flat-out wrong, or clearly designed to corner me into a worse refinance deal. She acted like bad terms like paying points were unavoidable, insisted this was "just how the market works,"when later, another loan officer gave me better terms with no points. Every question I asked was met with more sales pressure instead of honest guidance. It felt less like working with a loan officer and more like being trapped in a conversation with someone who had already decided her commission mattered more than my finances.

Huge thanks to Mina for being so patient and keeping me updated every step of the way. She made a…read morecomplex process run incredibly smoothly!

Mina was absolutely amazing to work with. We were referred to her by our agent, which turned out to…read morebe one of the best decisions we made. From our very first call, we were extremely impressed with her knowledge and professionalism. She took the time to truly get to know us and understand our homebuying goals. As first-time homebuyers, the process was entirely new and, at times, overwhelming. However, Mina has a calming and reassuring presence that helped alleviate many of our concerns. She was able to help us close on a very tight timeline, which made our offer stand out. She also turned around mortgage scenarios quickly for multiple properties we were interested in, with varying financing options--sometimes even multiple times in a single day. Every time we spoke with her, she was transparent about the process and clearly communicated next steps. Thanks to her diligence, she was able to lock in our rate just before they increased significantly, which we are very grateful for. She was always available when we needed her, and we truly could not have asked for a better lending partner. We look forward to maintaining our relationship in the years ahead as we settle into our new home.

Seth and his entire team were absolutely amazing to work with. Just really top-notch people…read more We explored several options, and Seth was incredibly patient the entire time-helping me run numbers more than once, compare different scenarios, and think through what would actually make the most sense for our situation. I never felt pressured, and he always took time to answer questions and explain things clearly. What stood out most to me was how accessible and responsive he was. No matter how many questions I had, he was always willing to help. Even when he was going on vacation, he reached out beforehand to let me know, made sure I had another point of contact if needed, and even said he'd still be checking messages while away. That level of communication and follow-through is rare. I'd genuinely recommend Seth and his entire team to anyone looking for someone knowledgeable, patient, and invested in helping people find the best fit-not just get you a loan. I wouldn't hesitate to work with Seth and his team again or recommend them to friends and family.

The only mortgage lender I would use from here on out. Seth is honest, knowledgeable, and truly…read morecares for his customers. He spoke to me about some concerns about the deal to make sure I was aware, and I don't think any other lender would have done that because they would just want the deal. They have competitive interest rates and even matched the fees I quoted. His team, Summer and Bernie, were organized, communicative, and so quick that we were able to close in 21 days. Can't thank them enough.

Helen is an incredible loan officer, we have had the pleasure of working with her on many…read morerefinances and purchases over the last 10 years. She is incredibly knowledgeable and hardworking. The loan process can be very tedious, but with Helen by our side the process is much smoother. She doesn't allow minor details to fall through the cracks. If you are in search for a refinance or a new loan then give Helen a call. Besides our multiple loans, we have sent many family members and friends her way. They all agree, Helen is the best.

Helen and her team go above and beyond. Helen is very responsive and honest. She was patient,…read moresupportive and understanding of our unique situation. We met about 13 years ago, she helped us get our house for the 1st time. We reconnect just last month and fortunate and happy we did. We are happy with the outcome and will continue to do business with her. Thank Helen! Blessings!

Pamela Herrera 1 review * 1 photo…read morestarstarstarstarstar 7 weeks ago As a first-time homebuyer, the process can feel overwhelming and even intimidating--but working with Carlos Medina at Vision One Mortgage made all the difference. From the very beginning, Carlos was patient, professional, and genuinely supportive. His warm personality made me feel completely comfortable asking any questions I had along the way, no matter how big or small. Carlos was always more than happy to explain everything in detail and guide me through each step of the process. He made sure I felt informed and confident throughout the entire experience. I truly appreciate his dedication, responsiveness, and the care he showed during such an important time in my life. I'm incredibly thankful for Carlos and the service he provided. I highly recommend him to anyone looking for a trustworthy, knowledgeable, and kind mortgage professional. Adolfo Aguirre (Adolfo Realtor) 6 reviews * 0 photos starstarstarstarstar 8 weeks ago Carlos Medina is an outstanding lender and a true professional. He guides you through the entire loan and mortgage... View full review Emmanuel Alatorre 1 review * 0 photos starstarstarstarstar 10 weeks ago Working with Carlos M. was such a blessing! He answered all of our questions no matter how small and really went the... re- view

Exceptional service, I'm a very busy person they got everything done for me! Hit me into my new…read morehome within 30days! Thank you hector and vision one!

Always great working with this company. They are definitely strait shooters.. everything was…read moreexplained well and the whole process was nice and easy.. Closed 1 day early..

Reached out based on a mailer to get a rate/fee quote. Worked with Ashlee Kinney. Quoted a rate…read morebut would not quote a fee. After a week of back and forth, she runs my credit without my authorization and then quotes me an origination fee of almost 3%. When I questioned her, she claims it was an error. When asked why she ran my credit without my approval, she stated I should have known when I asked for an initial disclosure, even though she ran my credit three days before I asked about the initial disclosure. Now I get 70+ calls a day because the credit bureau sold my information. Highly do not recommend.

The whole team was very helpful in making our first time home buying experience very smoothly with…read moretheir knowledge

Santiago Financial Services is Fabulous! Cindi and her team are professional, helpful,…read moreknowledgeable, and great to work with.

I was referred to Walter by our real estate agent and had a great experience working with him. We…read morehad several different scenarios in mind for our loan needs and Walter helped us understand how our monthly payments might look in each case. The process to get prequalified was pretty easy and really helped us to know what budget we should set in our home search. I would recommend Walter for your mortgage lending needs!

We were recommended to Walter through a friend & if you're thinking about purchasing a home, please…read moredo yourself a favor and start with him! From our first conversation, we knew we were in excellent hands. As first time home buyers, we had A TON of questions, and Walter was extremely patient while answering every single one of them. He really took great care of us through the entire process & kept us informed through every step of the way; there were absolutely no surprises. He guided us through the pre-approval process & once we actually started finding homes we were interested in, even helped strengthen our offers by getting us pre-approved all the way through one of his team's underwriters. We changed real estate agents midway through the process & Walter made time to meet with them to ensure that the transition was a smooth one. He was so responsive & also managed to get us locked in at an excellent rate (during a time where rates were definitely getting worse). I can't recommend him/his team highly enough & really appreciate everything he's done for us. And, as a final note, we picked up the keys to our new home this weekend! WOOO!

I recently purchased a home and used OC Mortgage Solutions services. As a first time home owner,…read morePam worked with me and provided amazing service and high quality of work. She was able to answer every question I had and helped make the most of my money. Even a month after closing, she still answered any other questions or concerns I had. 10/10 would recommend

I was referred to Pam at OC Mortgage Solutions by a friend to help my daughter and I get into her…read morefirst house. Pam was very professional and and genuinely a very nice woman. From the first time we spoke she was very thorough and professional . Even though this is not my first experience with a lender, she was by far the best. Communicated every day on interest rates so we would know the best time to lock the rate. Quickly responds to questions and made this seamless for us. I appreciate her help and will use her again when it's time to refinance.

Julie and her team have been fantastic! She is great at explaining the entire loan process and…read morehelping you figure out what you can afford; she makes things easy to understand even to a financial dunce like me! She and her team make the loan process as painless as possible. Julie's positive, upbeat personality takes the stress out of the whole process and puts your mind at ease. She was very patient with our myriad of questions that would drive any normal person to madness. The loan estimate we received was broken down so it was easy to understand the usage of every penny that was being paid. Her staff are very efficient and committed to getting the necessary reams of paperwork completed before your closing date. The superb customer service we got here makes it a no-brainer for me to recommend them for obtaining your mortgage loan.

So we'd used Julie (and the world famous Miller Team: Melissa, Ivette and Alison) roughly 14-years…read moreago on a small condo purchase in Fullerton. At the time, she'd been referred to us by our real estate agent and she and her team did a terrific job with our loan. As it was our first real estate purchase, we didn't know what to expect and also figured every lender we'd ever use would be a competent and professional as Julie. When we sold our condo, 3-years later, we opted to use a personal friend who was also in the lending industry but did not have the same level of experience as Julie. This ended up being a very costly (both literally and figuratively) mistake. We landed ourselves in a 3-year ARM, in 2006, just before the crash. Year 4, our mortgage jumped up 35% virtually overnight. We thought we would lose our home. Our house that was supposed to be our 3-5 year starter house ended up being our 12-year home. (We love our home, but we did outgrow it some time ago.) Nearly two years ago, my wife and I were starting think about looking for a bigger house for our family. My first call was to Julie. Over the course of the last two-years, Julie has literally spent HOURS - both on the phone and in-person - consulting and helping me strategize on how to be in the absolute best position to buy when ready. She referred me to a terrific credit specialist to make sure everything was A-OK with our credit. She's taken countless phone calls from me with every question you can think of. AND, even though she's a well-known pro in her field, she's never (ever) made me feel like I was asking a dumb question or wasting her time. I've always appreciated that. Two-months ago, we found our dream home. Thanks to Julie, we were ready to pounce on it. As prepared as we were, we hit several roadblocks during underwriting which required Julie to find several creative solutions, and quickly! Her team executed with precision and drove the entire process home for our family. Just a few hours ago, we closed on our new home purchase and my wife and I are on total cloud-nine. We're literally in shock and we owe it all to Julie and her team. Seriously, please take my word for it and CALL JULIE FIRST, even if you've got a lender you know. Give her 10 minutes on the phone. I would give 10 stars if I could. Thank you Julie & team!!!