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6 months ago

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First Choice Financial - *Follow us on Facebook *** www.facebook.com/FirstChoiceFinancialInc *Follow us on Instagram *** www.instagram.com/firstchoicefinancialinc/

First Choice Financial

(45 reviews)

We had a great experience with First Choice Financial. Julie was excellent and the process was…read morecompletely seamless and easy. It was very much no stress all the way. As far as numbers go, First Choice offered us the best deal, much better than what we found at traditional banks. And the loan process was a breeze. Whenever something came up, Julie made sure to quickly communicate what to do or send. She was easy to reach and always there for questions. Julie treated us with the utmost respect and professionalism. You could plainly tell that not only was she a seasoned pro, but that she also had our best interests at heart. Huge plus. There is no comparison between First Choice Financial and major banks. It was such a better process than I am used to, I am really kicking myself for not using them sooner. I would highly recommend.

We can't say enough wonderful things about Julie at First Choice Financial! From the very…read morebeginning, she made a stressful process feel smooth and manageable. Julie was always patient, kind, and incredibly responsive. No question was ever too small, and she took the time to explain everything in a way that made sense. What really stood out was how much she genuinely cared about helping us reach our goal. She went above and beyond to make sure every detail was handled and kept us informed every step of the way. It honestly felt like we were working with a trusted friend rather than just a lender. Thanks to Julie's hard work and guidance, our experience was smooth, positive, and even exciting. We're so grateful for her support and can't recommend her highly enough to anyone buying a home!

Phil Ganz Next Wave Mortgage

Phil Ganz Next Wave Mortgage

(62 reviews)

Phil is an amazing mortgage person. I keep going back to him for advice, with questions. I…read moreusually text him and get a near instantaneous response. I bought my first home with him and he literally can beat anyone. I also refinanced with Phil. Phil is also super friendly and is happy to answer endless questions. I bought my home in 2017, and am now in the market again. For gods sake, don't do one of these robodialer companies that calls you back with some idiot that knows nothing.

I couldn't be happier with the experience I had working with Phil Ganz on my DSCR loan for my…read moreAirbnb property! I needed a cash-out refinance on an investment property and Phil made the entire process incredibly smooth, fast, and stress-free. From the very first call, Phil demonstrated deep expertise in DSCR loans, investment property financing, and short-term rental mortgages. He walked me through exactly how the debt service coverage ratio would qualify the property based on its Airbnb income instead of my personal W-2s -- something most traditional lenders won't touch. His knowledge of non-QM lending and cash-out refinance options for real estate investors was exactly what I needed. Phil handled every detail with professionalism and transparency. The application was simple, the communication was constant, and he pushed the file through closing well ahead of schedule. I was able to pull significant equity out of my Airbnb while keeping my personal debt-to-income ratio completely out of the picture. If you're a real estate investor looking for a DSCR loan, Airbnb financing, investment property cash-out refinance, or any non-QM mortgage solution, Phil Ganz is the mortgage broker you want on your side. He's responsive, knowledgeable, and truly delivers results. I've already referred two other investor friends and will continue to do so. Thank you, Phil -- you made a complicated process feel effortless! Highly recommend to anyone needing DSCR loans or investment property financing. 10/10!

Premier Lending - Holiday card from PLC

Premier Lending

(24 reviews)

This was me and my wife's first experience in buying a home. Our move came sudden due to a school…read morerelocation and it's the first time we've left the county we both grew up in and have our family in. I heard of premier lending group and Manny through my Realator. Not only did Manny do what other mortgage brokers said wasn't possible but he was also always there either in phone call, text, email and or open office doors to answer any question any time of the day or night with patience and true knowledge of the real-estate world, that we all know can be a shark infested environment. He kept it honest and gave us his opinion as if we were his family or long known friends. Buying our first place wouldn't be possible if it wasn't for him and team. We'll always be thankful and definitely will use him again when we're ready to grow our family tree and look for a bigger place. We definitely recommend him and his team for anyone looking to buy a home. Thank you Premier lending for your excellent and speedy work. Alan and Sarah

The after-sales service truly remains greater than 5 stars because even years after we closed on…read morethe house, they stay keeping you informed through emails on the housing market, loans education, and sweet holiday messages and cards to remind you of the best purchase you made with their help. Thanks again for your help and happy holidays PLC! Highly recommend Alexis Vanlandingham as your mortgage broker, super reliable and communicative, will guide you thoroughly throughout the process and find you the best deals in the market for you! Compared to other interest rates in the markets I truly feel like I got the best deal at that time and I'm sure she continues to find best deals for her clients!

The Maxout Group - President & CEO Wil Saint Jean

The Maxout Group

(1 review)

Whew ‍ where do i begin... This has been a very long stressful journey but with my loan processor…read moreby my side every step of the way reminding me how rewarding the outcome will be was remarkable . I want to say thank you Ms Debra, for blessing our big family of 5 babies to leave them with a legacy of a brand new construction home!!! This was my top priority.. I told my fiancée I'm getting a house for my kids and I meant that! We did it !! Your hard work paid off baby !! and my persistence as usual We're First time home owners.!! .. Thru so much obstacles I'm so glad God was working (oh man was he working!!) because he had other plans.. my last mortgage broker was incompetent .... but God !! Had plans to have me run into Debra and Wil (the mortgage broker of MaxOut Funding ) they really want to see our people be great and accomplish getting their dream homes... Debra kept telling me "my purpose of getting into this business is to help OUR people " and she meant every word. She has became apart of the family the way we spoke late nights , early mornings, on and off the clock even if it was just for motivational purposes. Here's your flowers Debra we love you and thank you

From the owner: Our Services The…read moreteam deals with SBA 7(A) Loans, USDA Residential & Commercial Loans, Rental Loans, Fix and Flip Loans, New Construction Loans, Business Lines of Credit, Hard Money Loans, and Investor Loans. With proper licensing, every member is the epitome of professionalism and reliability. The firm ensures communication and project management at the highest level, with every client being delivered excellent services. Real Estate sell & Buy services. Whether a client is a real estate investor, business professional, or a new/experienced entrepreneur, the lending services of MaxOut Funding apply to anyone and everyone. By channelizing your funds in the best way possible, putting out relevant information, and executing loans, every aspect of your loan process is made straightforward.

Michael J DuBois - mortgagebrokers - Updated October 2026

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