SAVE YOURSELF!!!! RUN, don't walk, AWAY from this business. Whatever do you, DO NOT open a line of credit!!! After a mix up with the payment method, I called customer service, who then assured me that the entire $40 late fee had been waived and I was left with a balance of $0 after paying off my card. Imagine my surprise when I opened a subsequent statement and there was a balance for the late fee and late fees for the late fee! What??? So I called CS again who at first told me there was nothing they could do, but then later in the call told me they could waive only $15 of the $31 fee. I said fine, I would like to pay that off now. Oh wait, they said, it is a $9 fee to pay it over the phone. Hold my beer while I pay it online I said. So I pay the new fee online, but the credit won't show for three days, and I tell them to cancel my card. She says she cancelled it but I see no confirmation of that in the account and she refuses to send me a confirmation email. Protocol, she says, is I have to just believe her and the confirmation will be coming by snail mail in 7-10 days. Will this headache ever end??? Seriously. Save yourselves!!! This has been a PSA. read more