1. Mark 1 Mortgage - Sandra Baughman

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Orange, CA

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Mark 1 Mortgage - Sandra Baughman

5.0 (7 reviews)
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Mortgage refinancing

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OC Mortgage Solutions

OC Mortgage Solutions

(168 reviews)

OC Mortgage Solution definitely deserves 5 stars, and I can honestly say that every 5-star review…read morehere is true. I normally don't write reviews on Yelp, but I really wanted to take the time to write this one because I hope it can help someone who is looking for a mortgage team they can truly trust and have a wonderful experience with, just like I did! Pam and Tai are beyond amazing. Purchasing a home is one of the biggest and most important decisions in life, and working with them made the entire process so much easier and less stressful for me. They were always on top of everything, kept me updated, and were always there whenever I had questions. Pam even answered my calls at night when I needed help. That really showed me how much they genuinely care about their clients. I never felt like I was bothering them or had to figure things out on my own. No matter what came up, I always felt like they had everything under control. Buying a house can be overwhelming, especially when there are so many things you don't understand about the process. But with Pam and Tai, I always felt safe and confident that I was in good hands. They were patient, responsive, knowledgeable, and truly went above and beyond for me. I'm so grateful that I found them and had them by my side throughout my home-buying journey. I honestly don't think I could have asked for a better team. If you're looking for a mortgage team you can trust, I highly recommend Pam and Tai. You won't regret working with them! Thank you so much, Pam and Tai, for everything you did for me!

I recently purchased a home and used OC Mortgage Solutions services. As a first time home owner,…read morePam worked with me and provided amazing service and high quality of work. She was able to answer every question I had and helped make the most of my money. Even a month after closing, she still answered any other questions or concerns I had. 10/10 would recommend

New American Funding

New American Funding

(647 reviews)

It's been 2 months and once I think they have everything they need they come up with another and…read moreanother and another. One at a time. Loan processor doesn't know how to read bank statements and keep questioning a credit that she thought was a debt. I had a hard time making the processor understand. Then they changed their tune and said ' we need to know this so we now you are not laundering money' . The highest credit was $68. If I was laundering money I wouldn't need a home refinance. They come up with some 'problem' everyday. A lot don't make sense. I have refinanced and had a home loan couple of times before and never had a bunch of issues that weren't issues and the lack of training is a whole other story. Don't use go with someone else. And if you live on East coast expect late phone calls.

George went from licensed agent to advisor and then to friend in one phone call. I am a first time…read morehome buyer. I initially went online to get a second opinion and ended up finding the specialist who helped me into my first home. George helped me iron out a few wrinkles from the first lender I spoke with. He then helped me secure my pre-approval that connected me with the house we wanted. Through the underwriting process he ensured I understood what the loan processors needed and then made sure everything was aligned for a smooth close. George was always responsive to my questions and was great. I know that in the future, if I have any questions, he will be able to assist.

Aragon Lending Team - Meet our crew and see how we make amazing happen for our clients (and have fun doing it!)

Aragon Lending Team

(228 reviews)

Downtown

We recently had the pleasure of closing a transaction with Julie and the Aragon Lending Team, and…read moreit was a great experience from start to finish! Julie was professional, responsive, and on top of everything throughout the entire transaction. Communication between lending and escrow was excellent, and whenever we needed an update or had a question, she was quick to respond and kept everything moving forward. As an Escrow Officer, I truly appreciate working with a lender who understands the importance of communication, timing, and teamwork. Having a lending partner who stays engaged and works closely with escrow makes such a difference in getting everyone to a smooth and successful closing. Julie and the Aragon Lending Team were wonderful to work with, and I would absolutely recommend them. I look forward to working together again on many more transactions! Thank you, Julie, for being such a great lending partner!

Julie and her team kick a$$! Mike helped us with a HELOC and I'm glad to say from the moment we…read moreconnected it was a wrap. Not only was the process made easy to understand, it was completed from the comfort of our home and our schedule.The team is flexible, quick, knowledgeable and most importantly explained it in a way that made sense to us. Our HELOC closed in a little over a week. Mike was in communication with us which felt like 24/7. If anyone is looking for a reputable lending team look no further.

Julie Miller - Broadview Home Loans Tustin - Julie Miller - Licensed Mortgage Professional NMLS# 256448

Julie Miller - Broadview Home Loans Tustin

(7 reviews)

Julie and her team have been fantastic! She is great at explaining the entire loan process and…read morehelping you figure out what you can afford; she makes things easy to understand even to a financial dunce like me! She and her team make the loan process as painless as possible. Julie's positive, upbeat personality takes the stress out of the whole process and puts your mind at ease. She was very patient with our myriad of questions that would drive any normal person to madness. The loan estimate we received was broken down so it was easy to understand the usage of every penny that was being paid. Her staff are very efficient and committed to getting the necessary reams of paperwork completed before your closing date. The superb customer service we got here makes it a no-brainer for me to recommend them for obtaining your mortgage loan.

So we'd used Julie (and the world famous Miller Team: Melissa, Ivette and Alison) roughly 14-years…read moreago on a small condo purchase in Fullerton. At the time, she'd been referred to us by our real estate agent and she and her team did a terrific job with our loan. As it was our first real estate purchase, we didn't know what to expect and also figured every lender we'd ever use would be a competent and professional as Julie. When we sold our condo, 3-years later, we opted to use a personal friend who was also in the lending industry but did not have the same level of experience as Julie. This ended up being a very costly (both literally and figuratively) mistake. We landed ourselves in a 3-year ARM, in 2006, just before the crash. Year 4, our mortgage jumped up 35% virtually overnight. We thought we would lose our home. Our house that was supposed to be our 3-5 year starter house ended up being our 12-year home. (We love our home, but we did outgrow it some time ago.) Nearly two years ago, my wife and I were starting think about looking for a bigger house for our family. My first call was to Julie. Over the course of the last two-years, Julie has literally spent HOURS - both on the phone and in-person - consulting and helping me strategize on how to be in the absolute best position to buy when ready. She referred me to a terrific credit specialist to make sure everything was A-OK with our credit. She's taken countless phone calls from me with every question you can think of. AND, even though she's a well-known pro in her field, she's never (ever) made me feel like I was asking a dumb question or wasting her time. I've always appreciated that. Two-months ago, we found our dream home. Thanks to Julie, we were ready to pounce on it. As prepared as we were, we hit several roadblocks during underwriting which required Julie to find several creative solutions, and quickly! Her team executed with precision and drove the entire process home for our family. Just a few hours ago, we closed on our new home purchase and my wife and I are on total cloud-nine. We're literally in shock and we owe it all to Julie and her team. Seriously, please take my word for it and CALL JULIE FIRST, even if you've got a lender you know. Give her 10 minutes on the phone. I would give 10 stars if I could. Thank you Julie & team!!!

Meridox Real Estate and Mortgage - Linh Tran - Broker

Meridox Real Estate and Mortgage

(126 reviews)

I thought I would never end up buying a house...so when I found my dream home just randomly driving…read moreby one day, I realized I didn't have any knowledge of how the process work. While my parents introduced me to a family friend who was a real estate agent, I had no idea how to go about finding a loan officer! After digging through Yelp/Google, I stumbled upon Meridox Mortgage that had stellar reviews and took a chance. I called Meridox and was put in touch with Trung Tran. I let him know that I didn't have any knowledge of how the house-buying process works, but he was incredibly supportive and assured me he would walk me through every step. Shortly after we finished talking on the phone, he sent me a list of items to provide for the pre-approval letter. Trung's turnaround was quick. I sent him my information in the evening and got the letter the next morning. My real estate agent used this letter to draft the offer...it was accepted! After my offer was accepted, the rest of the process was somewhat nebulous, but my real estate agent worked closely with Trung to help me through. Trung was with me every step of the way. He patiently explained how my monthly mortgage payment and closing costs were calculated and even helped me negotiate a home insurance offer. He even kept a close eye on the market and advised me when I should lock in the rate. I thought home buying would be more stressful, but it wasn't as bad as I thought because Trung made every step clear and was very on top of deadlines. From pre-approval to loan closing, it took just one month! Thank you Trung for being so diligent and patient in helping me secure my dream home! Trung was also very proactive in reaching out to me a few months later when interest rates dropped by about 1%. I had the honor of working with Trung again for my refinance, and it was also efficient and painless! I recommended Trung to my coworker recently when she was looking to buy a condo. Highly recommended to anyone who is in a market for a house to look into Meridox!! Thanks again for your hard work, Trung!!!

I cannot recommend them enough. Linh is an amazing service provider, and she will meet you at your…read morelevel. A little background: I did 2 house purchases, and 1 house sale by myself without a realtor before engaging Meridox. I didn't need handholding, because I was not a first-time buyer. I wanted an advisor who can give me an honest opinion as to pricing, knows the neighborhoods, and can negotiate with the seller's agent. Linh was so on top of things. She understood that I was busy and scheduled multiple showings for me on weekends. She mapped out our route, so we can be efficient with time. She never asked me to consider any property that was outside my price range or not what I was looking for. I was able to knock out many home viewings with her, and we put in a couple of offers. I saw a house that fell out of escrow. I messaged her, and she was immediately on it. She showed me the house, called the seller's agent, and basically convinced the seller to take my offer that was a tad below listing that either that same day or the next. (OC is a hot market, so this was an incredible deal! My other offers all sold above listing.) She was incredibly responsive, super sharp, and very easy to work with. I used Meridox as my mortgage broker as well and used them again to refinance a year later. Very seamless and easy transaction. Forget all the agents who claim to "treat you like family." Choose Meridox: the true professionals.

Namy

Namy

(21 reviews)

Wow, is all i can say! Namy kicks a$$! We literally just closed escrow on the selling of our house…read moreand the buying of my wife's dream home... all in less than 30 days! 26 days to be exact -omg! Kelvin pulled late hours; called us on updates during the weekends; probably skipped morning coffee.., to make this happen for us. We're at a lost for words on how appreciative and grateful we are. This is our 4th transaction with Kelvin and his Namy Team, and there's a reason why we always come back. Kelvin always breaks down the process to us and always finds the right solution for what we need. Just tell him and his team what you need, and Namy Inc will execute it flawlessly. A friend gave me Namy's info almost a decade ago, and it's been the best referral I've ever gotten!

Kelvin Thai, David Bui, and the rest of the Namy team, are the epitome of care and professionalism…read more My wife and her mom had the unfortunate task of handling the final affairs of a beloved family member. Kelvin and David showed empathy and patience while guiding our family through each step of the process. They answered all questions clearly and the communication was consistent and effective. We are very grateful for their assistance during a difficult time. We are looking forward to continuing to work with the good people at Namy Inc. as they assist our family with purchasing a home. I would highly recommend this dedicated company to anyone looking to buy or sell a home. Thank you for everything!

Mark 1 Mortgage - Sandra Baughman - mortgagebrokers - Updated October 2026

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