Eric was fantastic to work with for two home purchases. He looked out for my husband and me by proactively reaching out about a refinance opportunity at a lower interest rate. His expertise really stood out, he predicted that rates would drop at the end of 2025 and advised us that they likely wouldn't change for another year and a half. As of today (3/18), that has proven to be exactly right. We're so grateful for his guidance and highly recommend him to anyone looking for a knowledgeable, trustworthy loan officer! read more

I would first like to apologize to Rosella for taking so long to write this review, but we have been so busy working on our new house that you were so helpful in getting us, we haven't had time. Rosella was just the best "Mortgage Mom" anybody could ask for. She did everything in her power to get us the best first-time program and best rate we could. she made sure to put us on the right track to save so we would have the money we would need for closing. I'm not sure what other reviewers are talking about, but my wife and I had a million questions and every single one was answered in a timely manner with pinpoint accuracy. This is a very important factor as a first time home buyer and Rosella made us feel really comfortable with the entire process. And lets not forget Paul at the front desk. He has to be the nicest guy I have ever met. He made sure that if Rosella was with another client, he would get her our question or concern or message right away and have an answer for us in what seemed to be minutes. If or when we decide to purchase another home, Rosella will be our first call. Thank you for everything.................. read more

I had a great experience working with Rosella and her assistant Paul in the South End office. I cannot say enough about how organized and helpful they were through the entire process! Taking out a mortgage is not fun, but they make it easier and less intimidating. If I had to do it again I would chose Mortgage Master. I give it a grade A ++!!! read more

Rosella, Chris and Paul are great to work with! They helped me purchase my condo in 2014 and more recently a house in 2017 with my boyfriend. Very responsive and knowledgeable team who recommends the best loan/rates. I highly recommend this team to anybody looking for a mortgage or to refinance. read more

As a first time home buyer, naturally I was very nervous and lost in the ways of Mortgages. Luckily I was referred to Yauvan Kumar who had helped a friend immensely. Yauvan answered every single one of my newbie questions (multiple times) and was there every step of the way to make sure I got the best possible deal and to make sure i was 100% clear on all the aspects of my mortgage. His professionalism and willingness to explain every minute detail was extremely reassuring during my first home purchase, and made everything seamless and crystal clear. If you are a 1st time home buyer or a 5 time home buyer Yauvan is the guy to go to, I will definitely be reaching out to him on my next real estate purchase! read more

I have worked with Eric Heinrich for over 10 years with Loan Depot/Mortgage Masters. There is no one I trust more with my mortgage and financial needs then Eric. He is one of the most knowledgeable, responsive and professional people I have worked with. I work for one of the top 10 G-SIFI's in the world and have recommended him to all my friends, co-workers and family. Eric is truly exceptional. read more

I was referred to Eric Heinrich by a friend and am very happy that I got the introduction! It's tough finding a mortgage broker who you can trust (and I'm a very skeptical person...). There are so many mortgage brokers out there and I just want someone who can have my best interest in mind. I need them to be smart, but not pushy. I need them on a drop of a dime because of the competitive market in Boston and also need them to be a good communicator. Eric is all of that and much more. Buying my first home was an intimidating process and having a sounding board who can think through the process strategically can help to ease the anxiety! We went through a few offers with Eric and one offer in particular demonstrates how good Eric is. A long story short, part of a condo didn't have permits on an addition that the sellers did 2 years ago. Eric helped my wife and I sort our thoughts out and the potential risks involved. He walked through the pros/cons so that we were well informed and could help to make the appropriate decision. We ended up not putting a bid on the condo because the cons far out weighed the pros. I was glad that I had Eric. He ended up stepping in and advise something against his own personal incentives. It was not only the right thing to do but he earned my trust and this review. (and I don't write that many yelp reviews!) Having someone in the business who can offer their candid thoughts on when to pull the trigger is so important in todays competitive market. I would highly recommend Eric to anyone looking for someone who is smart, strategic, forward thinking, and a good communicator (it helps too that he has a tremendous network with the real estate agents as well.) Eric will walk you through the financial end of buying and will ensure you learn and understand the process and opportunities of different mortgage vehicles. Thanks a ton Eric for all of the help! read more

These guys are in it for themselves, not for the customer. As a first time home buyer, I had a lot of questions, but throughout the process my voice mails were never returned (I assume because my loan wasn't big enough for him to waste his time). I literally had to walk into the office and hope the broker was there in order to get answers to my questions. When he was, I will admit, he would spend a good amount of time with me, although the conversation always seemed a bit contrived and sale-sy. Every conversations ended with a shameless plug - 'hey, if you know of anyone looking to buy a home, don't hesitate to send them our way. Word of mouth is our greatest form of advertisement!'. I understand the importance of recommendation, but you have to earn the right to ask someone to recommend you, which they never did. Looking back, I got a crappy rate, had a lot of unanswered questions and feel like I got taken advantage of by a man who is looking to sell as many loans as possible at the highest rate he can get away with. I would not recommend them, especially if you are a first time homebuyer. read more

4 years ago I bought my apartment in South Boston through mortgage master and I cannot thank the agency or Yauvan Kumar enough. To this day he is still available to answer any mortgage or financing related questions that I have. He walked me through every step of the process making my instructions clear and concise. He went the extra mile in making my portfolio look as perfect as possible for the bank and helped me to get a little apartment that I love. I have recommended him to both friends and family and have every intention of keeping my business with him so long as I am purchasing properties. read more

As a first time homebuyer, I used Mortgage Master for my loan, as was recommended to me by my realtor. I have to say I'd never use them again. They were great before we signed on to use them. They answered every question in detail, were great at getting back to me by phone and email, and really gave me excellent service. The application meeting took 3 hours and we had to give information we had already provided a second time, which is not a big deal, but took a lot of time. We got all of our questions answered, which was great. After that point, they were totally unresponsive and took weeks to respond to emails and phone calls. As nervous buyers, we wanted to ensure our loan was all set. We didn't hear for sure until late the night before we were set to close. We did close on time, but everything did end up working out in the end. During the final days before closing, we were asked for the same documents as many as 6 times. I kept forwarding emails back to them with the same information, what a waste of time! I basically spent my entire days at work the week before we closed dealing with these guys. read more

I was in the market for a multi family. This was the first time I was looking at a purchase on this scale. Considering I had just sold my condo I wanted to take advantage of the market. Yauvan Kumar helped me in all the best ways possible. His advice on how to go about the purchase and what my risks and rewards were just perfect in helping with my purchase. The entire process from the initiation to closing was done with such ease and effectiveness that I cannot recommend him more highly. This is the 3rd time I've used him and hopefully many more times to come read more

Yauvan and his team are very professional and attentive. They explained everything I needed to know and were always very understanding of my questions and concerns. Unlike banks who try to lure you in with a fictitious "low-rate", Yauvan explained all the fees and difficulties to me upfront. Good service read more

Horrible experience. dis organized and too busy for clients. Kept giving me incorrect information that cost me getting a home. He is always on vacation and his team can't seem to do any of the work. Will never use or recommend, read more

We used Eric Heinrich for our refi - easily the smoothest mortgage transaction that we have gone through. Great communication, fast closing and a great rate that was better than what we had been quoted by other brokers. read more

I can't speak for anyone else but I'll give as many stars as I possibly can for Rosella. I've now used her for an acquisition financing 5 years ago and two refinancings since. She is always responsive and I know that if I have any questions regarding interest rates and when to refinance, I can always give her a call. 5 years ago when I first bought my condo, I needed to get 85% refinancing during a time when the only loans that I could find was 80% max. I reached out to several mortgage brokers and went to several banks directly and could not find anything more attractive than what Rosella was able to find. Very highly recommend. read more

Thieves! These guys are just THE WORST in the industry. Especially MM and AR (for the sake of decency, I wouldn't give out their names) Take your down payment and go elsewhere. Save yourself the agony and pain. Professional at first, then true colors are shown. They'll start off like, "we are the biggest in the industry, we have in-house financing, we funded $40B.... and on and on and on...." And after signing the GFE a few days later, BOOM! You'll never hear back! Gone are the promises and soothing words along with your chance of buying your home! Dream-crashers! No seriously, there are better mortgage brokers out there. Just start off right and things will go smoothly. Tesh. read more

I have been dealing with Eric Heinrich for my mortgage for approximately 12 years. There is not enough good things, actually excellent things that I can say about him as a person and a businessman in his field. Eric always has his eyes out for what is best in my situation. How do I know this? Because Eric gets to know his customers and he looks out for when he thinks it's a good time to refinance or to do something regarding the mortgage. He has never steered me wrong and I have been 150% satisfied with everything he has ever suggested to me because it is always always put me in the best financial position as a single mom of two kids. He is patient, caring, personable, and extremely knowledgeable in his field. Eric is extremely reliable and will do anything to help you in any situation to move your loan along. I've recommended Eric to many people and they too have been extremely satisfied and thankful for his business and demeanor. In my truly honest opinion, Eric is not looking to do much more than to help people at a very reasonable cost. He is straight up and honest to deal with and he will tell you what is not in the best interest in his eyes for a situation that I may ask him about. I always take into deep consideration what his thoughts are and what his recommendations are because he has never steered me wrong. He has actually been a strong hold as to why I was able to recover from a very costly divorce with attorney fees and recover so quickly. If I could recommend Eric Heinrich to anyone and everyone who deals with a mortgage I absolutely would!! There are not enough thank you's to say to him what a great guy he is in for his professionalism!! Don't hesitate! Look him up and head to him with your mortgage concerns and let him help you out! You will never ever regret it!! read more

Lee Russem at Mortgage Master is amazing. He is whip smart and helped me creatively get a great mortgage on a house. Very direct and no frills, he started running the numbers right away and gave me ballpark figures on what I could afford and the various scenarios and options. Thank you Lee & Mortgage Master! read more

Let me just start by saying Paul Janosik is the Fairy Godmother of first-time homebuyers. I approached a number of financial institutions to finance my first condo through Boston's BRA affordable housing initiative, which means the condos are subsidized and deed-restricted (you can only resell them for a certain amount to assure they remain affordable)... Aside from also being a first time homebuyer, I'm a self employed artist and business owner and have basically no assets, so no lender wanted to give me the time of day, nevermind answer my questions or treat me with respect. Many places required a first-time homebuyer's class, but by the time I was putting in an offer the time frame was too late to schedule and take the classes to be able to buy my dream home. That all changed with Paul! Aside from a super quick and painless pre-approval process, Paul was on call with super fast response times (pretty much always same day) to answer every single question I had about the home buying process... Many of which were surely out of his jurisdiction (and would have probably been answered in the classes which mortgage master does not require) and did the legwork to figure out and answer any question I had that he didn't know the answers to. I never had an unclear moment on what I could afford, where my money was going or what I was signing up for. Working with Paul is like having a super knowledgeable, enthusiastic cheerleader rooting you on in buying a home. I have another self-employed friend who has been thinking about buying a condo, who after my encouragement and recommendation to go see Paul is now putting in offers on her first home as well. Buying a home through a city department, you have to deal with a LOT of busy, lazy, unknowledgeable, rude and uncaring "professionals"... If everyone in the process was as friendly and helpful as Paul people of my generation wouldn't be so afraid to stop renting and buy property for themselves. All I can say to them is YOU CAN DO IT and Paul is there to help you!! I am loyal for life :D read more

Yauvan Kumar and his team were awesome from application to closing. They explained the process along the way so there were no surprises. The attorney even came to my office to close the loan. This is my second time refinancing with Yauvon and I'd recommend him to anyone seeking a mortgage. Greg P. read more

There is a reason why people use the phrase " everything happens for a reason". In this case Yauvan Kumar happened. I am so grateful that I ended up working with Yauvan and his entourage. lol.This is my first time purchasing a home, so i've got a lot of questions. And knowing myself, I could be persistant on being annoying. And question everything over and over again. But it didn't bother Yauvan. As matter of fact, he says to me, ask away, if you don't ask, you don't know. He never made be feel like i'm asking weird, silly questions. He always found a way to clearly explain things to me. So, anyways I was already working with another Broker at that time. Been with the other broker back and forth for about 2.5 years. Didn't find a house. And we were just about to give up. Until, just one day, I was just diddling around, house searching,net surfing and came across Yauvan's names. His name was interesting. So I read his profile, and was impressed. I felt bad leaving the other broker. But I needed some good karma. So I contact him right away. And a month or so later,we purchase our first multi family house. Yauvan and his team are fantastic. I've never seen a team worked so diligently and smoothly together as a team. It was like boom, boom, bang, job is done. The second I spoke to him, I knew he was it..He explained everything to me. Answered all my questions, and my phone calls/text. I thought he was joking around, when he said call or text anytime. He wasn't kidding at all. I was so amazed that he answered my text at night pass 7 o'clock, I wanted to tear up. It's not common to find such great customer service, after 6pm. Everything was well organized, always had a date and time for everything. Which I value a lot. Because time is of the essence. This may sound a bit silly, but I've made a Vow to have Yauvan in my next purchase. When there is one. Thanks again Yavuan, and his crew. You will always remain in my high recommendation. You guys are truly the best! read more

I would highly recommend Eric Heinrich from Mortgage Master as I've worked with him on 3 purchases. For each loan/mortgage Eric walked me through what to expect, everything went smoothly, and I always closed on time. I especially appreciate Eric's knowledge of the real estate market and the mortgage process... it makes such a big difference. read more

My Husband and I went through the buying process here in Boston on two different occasions. The original place we wanted ended up not working out so we offered on another place. Yauvan with Mortgage Master walked us through the mortgage process. He went above and beyond in walking us through the process. He was extremely patient and thorough with everything. He always took the time to explain things to us, always answered the phone and event stopped by our house one night just to make sure we understand the process. We ended up pulling our offer on this place. Several months later we put an offer in on a second place. Yauvan again, walked us through the process. He was always patient with us, even going through the mortgage process for a second time. Moving forward to the closing process he works with a great closing team and attorney. Everyone on his team is always quick to respond to emails and phone calls. Thank you to Yauvan and his team for making this process understandable for my Husband and I. read more

Truly an awful experience as a first time homebuyer. Found my agent to be condescending and incredibly slow in getting me info and updates. When I finally called to follow up on my emails I was told to "take a deep breath," even though I could count on one hand the number of questions I had for him. I'd never work with them again and could never recommend them. read more

I was a first time home buyer and referred to MM from a trusted friend who used MM for the purchase of his first home. AMAZING RECOMMENDATION! Chris and Melissa set an incredible standard through their hard work and earnestness. I'm so glad that they were with me during this entire process making everything much less stressful. Chris and MM do what other loan originators would not even consider with their level of organization. For example, when looking to transfer the solar panels contract he came to me 100% informed by reading every line of the contract and speaking with the company. Everyone we worked with including our realtor, appraiser and attorneys had the greatest respect for MM. I'll be recommending Mortgage Master to any I know who will be purchasing homes in the Boston area. read more

Just about to close on a property in Groton MA and used the Groton MA branch to get the mortgage. Cannot say enough good things about Tony Cardinaliand his staff, professional and very knowledgable...made the entire process easy and would certainly recommend them to anybody looking for a mortgage...first rate (no pun intended)... read more

THE WORST of just about everything. The one thing they are outstanding about is sending out monthly statements. But paying taxes from escrow? Horrific. Resolving questions? Might as well talk to your sofa as you'll get a better and faster answer. Following through on promises? Utterly non-existant. Intentionally mispresenting closing costs to make the loan look less expensive? Experts at that. The ONLY way I was able to get them to act and prevent a foreclosure due to a tax bill they had failed to pay was to openly threaten to sue them in Superior Court. I reminded them that I am attorney and that I would not only name the company and its officers, I'd also personally name in the suit each and every person I had any communication with (I kept great records of my contacts with them.) Not surprisingly, that credible threat resolved a problem they willfully ignored through three months of me politely reaching out to them. Shop around for a private mortgage broker. Companies like Loan Depot and Rocket Morrgage are scam artists. read more

Insanely bad... They changed the loan product 4 times each time saying I was approved and sent me 6 different disclosure packages for a simple 400,000 loan. I gave up and walked into a Chase Bank branch and got approved the same day and the loan funded 5 weeks later. I wasted 3 months with Mortgage Master. read more

Professional, patient, and thorough. Highly recommended!

YAUVAN KUMAR of LoanDepot has provided me with amazing Professionalism, Availability, Patience, Advice, Hope, Confidence, Help and a new HOME for me and my family! I cannot say enough positive things about him and his team. I didn't know what to expect as I was looking for a new home by myself, as a newly-single-mom-of-3 (young children), and was referred to him by a friend. YAUVAN assured me that if I wanted this home, and it could be done, that he would do all he could do to assist me. He was positive and realistic, not to mention very thorough, so that my expectations were realistic given some of my personal hurdles. Prior to working with him, my friend had only positive and professional experiences with him directly and LoanDepot. She was referred to him through some reputable local credit unions and banks in the SouthShore MA area. I'm so happy and relieved to have been able to use his services!!! A+++++++++++++++++ read more

They are absolutely the worst service providers! Complete lack of professionalism. Would never recommend them to anyone ever again. If you want to buy a home peacefully and do not want to babysit the mortgage broker, stay away from them! read more

Words cannot adequately describe how thankful I am for Mortgage Masters, Yauvan and Grettel! Anyone applying for a mortgage knows how stressful the process is, however with the help of both Yauvan and Grettel I was able to make it through the process fairly painfree! No matter the time or day, I could call/email both Yauvan and Grettel and they were available to assist me. I received very personalized attention, and I never once felt as though I was a number as I can imagine one may feel with a large bank. I didn't have an easy time finding a home, after submitting numerous offers, and performing many home inspections I finally found my home and Mortgage Masters was able to close on my loan within a month, they were actually ready to close a week earlier however the home owners were unable to move out a week early so I had to wait :) Overall, I loved working with Mortgage Master's so much that I recommended them to my coworkers, family members and friends who were looking to obtain a home loan....they too speak very highly of Mortgage Masters. read more

Avoid this company and the people they employ. My husband and I were referred to one of their brokers, Deb O'Rourke. She came HIGHLY recommended through a good friend. My friend claims that this particular broker writes the most mortgages in the country. Well, if that's true, good for her. As far as we're concerned, she cares about nothing but herself and the bottom line. I first made contact with her in early September of 2012. She was very responsive reeling off numbers and figures and letting me know she would be happy to work with us on our refi. Well, after that initial call, she punted me to a woman who I never spoke to or met. Without getting into every detail of this nightmare, nearly 5 months later, we get a closing date and are finally ready to end this fiasco. In the meantime, I had gone out on medical leave from my job and then ended up resigning at the end of the year. She called me 5 days before the closing, gave me a brief lecture on not letting her know that I had resigned from my job, and then told me she would have to call me back and let me know if we still qualified based just on my husband's salary. I completely understood the process, and if it didn't go through, well so be it. I am not an irrational person. This is where my anger comes in: she didn't have the decency to call me back. I called her the day before we were supposed to close to ask if we were going ahead with the refi or not. She never called me back and I have not heard from her since. Welcome to the new America where good customer service is rare, compassion takes a back seat to the bottom line, and some people are just all about themselves. I'm sure at this point, all the piles of paperwork we have sent to this company were shredded the moment this woman heard I was between jobs. There are so many options and competition in obtaining a mortgage or refinancing. DO NOT use Mortgage Masters. read more