This is a fairly big Lloyds. The queues are reasonable. They have a reasonable number of counters and open them as needed.
The cash machines are not outside. They are in a little room off to one side of the bank. Therefore you don't have to stand out in the cold and it is more private. During the day, there is easy access to the room. Outside bank hours, you need to use your card to access the room. This again helps with privacy and misuse of the room.
You can go and see their financial advisors to discuss mortgages, loans etc. read more