Specialties
We work with first time homebuyers, Move-up buyers, Veterans and Investors alike.
Getting pre-approved is the beginning of the homebuying process. It can save you valuable time by identifying how much you can afford, so you can target your home search to your price level and the monthly payment that you feel most comfortable with.
A preapproval helps you shop for a home, because it lets the seller know you are a serious buyer. With low inventory levels, this will help differentiate you from the others looking at the same home..
Additionally, a pre-approval from Guaranteed Rate carries a lot of weight with local realtors who have voted us the best lender to work with in the Chicagoland Area: Realtors Choose Guaranteed Rate.
What does their trust in Guaranteed rate mean for you? The listing agent knows that a pre-approval from us will close on time, be a smooth process and all parties will be extremely satisfied.
History
Established in 2021.
During Joe's career in Financial Services, Joe has built a reputation for his acute listening skills, providing significant value, and delivering exemplary customer service. Joe was repeatedly recognized as a President's Club award winner, the highest recognition given to the top 2% of all salespeople at his company, a national F500 financial services provider. Most of Joe's business is derived from referrals along with strong word-of-mouth. Embracing the core values of empathy, integrity, and innovation, Joe offers a unique and comprehensive understanding of the home buying journey. Joe works with all homebuyers from all backgrounds, including first- time homebuyers, move-up homebuyers and those homeowners seeking to either lower their existing mortgage payments or cash out equity with a refinance or HELOC.
Joe has lived in Elgin with his wife and son since 2015.
Meet the Manager: Joe M.
VP of Mortgage Lending at Guaranteed Rate. Personal NMLS# 2039850. Guaranteed Rate #2611.
Whether you’re a first-time buyer, buying your next home
or investment property or want to refinance, we can help.