This version brings in what makes the closing so meaningful--this wasn't simply buying a house; it…read morewas keeping a family home and continuing its story with your own family. Today we officially closed on our home, and it's difficult to put into words how much this moment means to our family. This wasn't just another home purchase for us. This is the home I grew up in, the home I was brought home to as a baby, and now the home where my husband and I have brought our own son home. Being able to keep this home in our family and continue creating memories here for another generation is incredibly special, and Richmond Kodua and Joshua Willis played such an important part in making that possible. Our journey to closing wasn't always easy or straightforward, but Richmond and Joshua stayed committed to us and to getting the deal done. Joshua was there throughout the day-to-day process, answering our many questions, keeping us informed, and reassuring us during the moments when the process felt overwhelming. Richmond continued working behind the scenes, navigating the challenges and helping move our loan toward the finish line. What we appreciated most was that when obstacles came up, they continued looking for solutions. Their patience, persistence, communication, and dedication never went unnoticed. Today, we aren't just celebrating becoming homeowners--we're celebrating being able to preserve a piece of our family history and continue it with our son. Richmond and Joshua, thank you for helping us reach a milestone that means more to our family than you could possibly know. We are incredibly grateful for everything you did to help us finally say: we closed! This one would be especially beautiful as a Google or Zillow review because it tells prospective clients why their persistence mattered, rather than just saying they did a great job.

Richmond and Joshua,…read more Thank you for the extensive work you both dedicated to our family's new home. We are truly grateful for your experience and knowledge throughout this process. The service provided by Vault Mortgage has exceeded our expectations. God bless! Chirino Family

Doug and his team really went above and beyond the call of duty for us. Not only did they help us…read morecraft a mortgage that really worked for our family, but also offered the guidance and insight along the way to alleviate what can be a pretty stressful process. I would highly recommend Doug and Hillhurst Mortgage to anyone looking for a creative team that truly cares about getting you into a great deal that works for your unique situation.

We just used Hillhurst to close on our first home - from cross country, no less - and Doug, Syrita,…read morePanos, and Michael could not have been better partners to assist us in navigating through such an in-depth process. The whole team is approachable and transparent, and will go above and beyond in their efforts to make you feel included and comfortable with all of the paperwork flying about. Bonus points for being so smooth in working with self-employed incomes as well, although I can't go above 5 stars on Yelp.

Joshua and Gaby helped me secure my first loan. They are very attentive and provided me with a ton…read moreof information to help me make the best decision in this process. Joshua provides daily updates every business day that are both informative and useful for learning about loans and the economic climate. Gaby checked in with me regularly and provided estimates when it came time to lock in a rate. Overall the process was very smooth and I am very happy with the results!

Joshua and Gaby helped me and my wife out in purchasing our first home here in SoCal. It's no easy…read morefeat trying to balance all the variables that go into the home buying process but Joshua and his team helped make the process easier and went into detail regarding explaining topics that first time homebuyers may be unfamiliar with. If anyone is out there looking for a reliable team that works to represent yourself and looks out for your best interest in the home buying process, consider Joshua and his team! Also for those interested in staying informed, the team sends out a daily (Mon-Fri) email regarding current events that may affect home buyers/sellers. This email is probably the one email that I consistently read on a daily basis just to stay on top of what's going on with housing.

RCD Capital LLC, specifically Mr. Steven Lee, is not just a broker out there to make money for…read morethem, but truly amazing how he does not waste time to help others like me, in the past 3 months he did get me approved for a DSCR Cash-Out Refinance Loans because due to Covid-19, I got 2 properties endangered to be foreclosed with foreclosure sale dates, it was breathtaking, but prayerfully, GOD moved miraculously and RCD Capital's strategies worked. I will recommend RCD Capital with 5 stars on the smooth, shortened process to a Cash Out Refinance. 1) RCD Capital has helped me SAVE from FORECLOSURE our 2nd Home 2) RCD Capital has helped me SAVE from FORECLOSURE our rental I cannot thank RCD Capital enough for their efforts to help me even though these are not million dollar deals. However, I will pray for you business to help more people like me. See the rental scheduled to be foreclosed on August 26, I was able to wire $70K yesterday to reinstate it - and I am current now! May God bless you RCD Capital LLC!

This company is a scam. RUN!!! They said they could not get ahold of me while they knew that I was…read moretrying to reach them and they put my property up for auction. ZERO STARS

This well-oiled team will easily glide you through the home buying process with ease! They have…read moretop-notch communication and knowledge from start to finish. Even during the lulls of home buying (where it feels like you're not really buying a home at all), they will communicate what your loan status is, with prompt responses via email/phone calls. Full Circle makes it really simple for the homebuyer, and find the greatest mortgage rates on your behalf. They also have superior knowledge for potential AirBnB/VRBO rental properties. I just closed on a rental property and have gained their years of knowledge in a few short weeks--quite the added BONUS! I wouldn't use any other business again but Full Circle Home Loans.

Left a review before. Still the same great service over the past 6 years. Nothing has changed. If…read moreyou need a responsive team, even on a quick escrow, you're covered. Helped me in California and Texas now. Not much more to say other than you wont be upset choosing Seth and his team.

I was referred to Ammy by a friend who had recently refinanced their mortgage with Top Leading…read moreFinancial. Our conversations started around mid-December of 2020 and the entire process concluded at the end of January 2021. I was very surprised and happy that the process only took about 6 weeks as I have friends whose mortgage refinance process took at least 4 months to complete. At the beginning of my refinance process, I was shopping around and had also requested a quote at Loan Depot (LD) for my refinance (since another friend of mine referred me to his friend that is a manager there), and I absolutely despised talking to the rep that they had assigned me there. The LD rep would lose his patience when I asked questions about things I didn't understand and became not helpful when he realized that I would not sign a contract or move forward with him the afternoon he first called. He was extremely pushy and wanted to get things started right away even though it was right before the holidays. I didn't think I would be able to finish the process before year's end, so his urgency just didn't sit well with me. The moment that solidified my decision to go with Ammy and Top Leading Financial over LD was how both parties responded to me when I informed them I was shopping around. While LD was very quick and able to provide me a quote right away on our first call and Ammy informed me she would send me a quote the next day, the LD rep became aggressive in his response towards me as to why Ammy was not able to provide me a quote right away when he was able to, as if I had the answer. Later that night, Ammy had not only sent me a quote, but had also pointed out some of the differences between hers and LD, and spoke with me the next day to go over more in detail about the differences in the quotes. She was very patient and didn't sound aggressive or pushy when explaining everything to me. I was initially planning to send her quote over to LD to see if they could offer me something better, but when she ended our call by letting me know that it's okay if I don't proceed with their services, but not to begin two different loan processes with different companies because it's going to be a giant mess for me, that was the moment I decided to drop LD and proceed with Ammy. Even now as I'm writing this review over a month after my last communication with LD rep, remembering my experience with him is infuriating me. I am extremely happy with my decision to go with Ammy and Top Leading Financial, as the rest of the process was a breeze. Ammy even helped me resolve a last-minute issue relatively late on a Saturday night prior to me signing the final documents needed to complete the process the next day. Ammy and Jerry kept constant communication throughout the process and answered any questions I had quickly and professionally. If anyone's looking to refinance their mortgage and isn't too knowledgeable about the process, I definitely would recommend them to reach out to Top Leading Financial.

Writing another review here into the year of 2021. I have been using Top Leading for many years…read morenow and have worked with both Amy and Jerry on many purchase finance and refinances. Amy and Jerry have been fantastic and perfect to work with. They get me the lowest rates on the market with the most cost effective fees that you can find. They turn time in communication, responses, paperwork and entire process has been impeccable. Amy puts in a lot of time to monitor the market rate and reaches out to me when she sees an opportune time to lock the rate. She is without a doubt the best I have worked with. I would recommend anyone and everyone to go to Amy for any loan needs. Thank you so much Amy and Jerry and keep up the great work that you do!

Probably the most detail-oriented broker I have ever worked with. I also don't think I've ever…read moreworked with anyone in any industry that is working from 6 a.m. to midnight every day. He's extremely skilled with brokering complex sales. Highly recommend!!

Needed a home loan, got referred to Safe Lending by a close friend. Safe is very approachable and…read morequick to reply back. Any issues or confusion I had with my loan docs, he would be there to answer it. I received my loan docs on an FHA loan within 8 days of applying. He is very quick and thorough. I have to say he is good at what he does. I would highly recommend him.

I am an attorney who works closely with clients who have credit issues. Sometimes, after we have…read moreimproved their credit, they want to buy a home. Towards that end, we strive to work with the best loan officers possible. I am happy to put Jose in that category. Our most recent referral customer had faced trouble in obtaining approval from another lender, and was left feeling frustrated. We sent her to Jose and his team at Guaranteed Rate, and he was able to immediately offered her some great options, along with actionable advice on buying a home. Our customer was so appreciative, and her faith in the homebuying process was restored. If you want a responsive, knowledgeable lender, Mr. Tejada should be your first call. I am glad to have him as a resource.

Working with Jose and his team (shoutout Angie) was an absolute pleasure. They were on top of…read moreeverything and this was evident from the start when Jose answered all of our questions and gave us an overview of how the process would work. He was also able to use his vast network and years of experience to help us navigate this crazily competitive real estate market and help us purchase our dream home within a month! He consistently communicated with us and our realtor. Buying a home can be stressful but having a top notch team with knowledge, experience, professionalism and consistent communication, made our experience a smooth and seamless one. I would HIGHLY recommend working with Jose, as his slogan says "Who You Work With Matters" and it most certainly made a difference in our case. Thank you!!!