Left a review before. Still the same great service over the past 6 years. Nothing has changed. If you need a responsive team, even on a quick escrow, you're covered. Helped me in California and Texas now. Not much more to say other than you wont be upset choosing Seth and his team. read more

This well-oiled team will easily glide you through the home buying process with ease! They have top-notch communication and knowledge from start to finish. Even during the lulls of home buying (where it feels like you're not really buying a home at all), they will communicate what your loan status is, with prompt responses via email/phone calls. Full Circle makes it really simple for the homebuyer, and find the greatest mortgage rates on your behalf. They also have superior knowledge for potential AirBnB/VRBO rental properties. I just closed on a rental property and have gained their years of knowledge in a few short weeks--quite the added BONUS! I wouldn't use any other business again but Full Circle Home Loans. read more

If you're looking for a trustworthy, streamlined and highly knowledgeable mortgage lending company look no further than Full Circle Home Loans. Summer, Bernie, Seth and the rest of the Full Circle Home Loans team were absolutely incredible! from start to finish they made the entire experience seamless and stress free (yes you heard that right!) I look forward to working with Full Circle Home Loans for years to come and HIGHLY recommend them for anyone looking to purchase a home. read more

It's been a pleasure working with Seth, Tiffany and the entire team. This is our second time working with them. I've worked with multiple mortgage companies throughout the country; none of them offered this high level of service like the Full Circle team did. Buying a house can be extremely stressful, but they communicate with you every step of the way. Seth and Tiffany treat you like family. I highly recommend Full Circle home loans for all your mortgage needs! read more

I transferred my loan from another broker to FHC and I was very pleased with my experience. From start to finish, the team was professional, efficient, and engaged. Their knowledge, positivity, and genuine passion for their work was evident and invaluable during my loan process. I look forward to working with FHC again. read more

I've sent 4 friends to Full Circle Home Loans and their team has done a consistently great job! Their attention to detail is top notch but their attention to the client's needs is what sets them apart! I will continue to refer to Full Circle Home Loans! read more

I honestly can't say enough about this company and it's care in handling our future. Full circle explained the process again with patience (this was our second home), moved at the pace we were comfortable with, and offered the best rate compared to us shopping around. Believe it or not we closed very quickly, if you are prompt and diligent with your tasks be ready to move in quickly. I would highly recommend this company for its professionalism but even more for the caring and charming staff you will regularly interact with. Full circle was able to get us exactly where we wanted to be which I am truly grateful for. read more

Seth and his team went above and beyond! They held my hand through the entire process, from getting pre-qualified to closing on my property. I would highly recommend Full Circle Home Loans, they close fast, give great advice, and respond to you immediately! I will be coming back for your services on future homes! read more

We took a calculated risk, we invested some of our retirement money in Real estate...with the intent to develop passive income and take advantage of tax breaks for rental property. Our initial plan was to have one Vacation rental. That home kept us busy with upgrades during the Covid lockdown. As soon as we were able to rent it out on Airbnb we felt the success of positive reviews and the income was beyond our expectations. We were hooked, and we started looking for a second vacation rental. That second home was a faster project because we knew what the process was. Again, the home started renting out on Airbnb... We feel like this is our calling for now and into retirement. We are forever grateful to Laura Diaz, our Real Estate agent, who introduced us to Seth and Tiffany of Full Circle Home Loans... these professionals empowered us with confidence and knowledge so that we could succeed and have fun in the Vacation Rental business. We are currently contemplating a 3rd vacation rental home. read more

Full Circle Home Loans - Dinner at Jake's Del Mar Spring Break 2021 - Mortgage Brokers Near Me - Newport Beach, California

Seth, Chenoa, Tiffany, Spencer and the whole team were invaluable in closing our purchase financing. They were organized, responsive, professional, and competitive. No tricks; no gimmicks. Just great service! read more

Recently closed on a home with Full Circle Home Loans and loved the experience I had with this lender. Every team member went out of their way to make sure that I understood each step of the loan process and that I was comfortable with all the terms and conditions of the loan. If I had to pick one reason why I'd recommend Full Circle Home Loans to my friends it would be how easy and quick it is to speak with someone. There were a couple times that I was having trouble with some parts of the loan process, but no matter the time or day I had someone respond within minutes. Special recognition to Bill Green who helped me from day one and really took the time to explain in detail anything that might cause confusion. Thank you to the entire team for letting me move into a beautiful home with this loan! read more

I was referred to Seth and Full Circle by a coworker of mine who spoke very highly of Seth and the company. I was a bit apprehensive at first due to not knowing Seth or the company at all, but after speaking to Seth directly about the company and the process, I decided to move forward with Full Circle for the purchase of my wife and I's second home purchase. I AM SO GLAD THAT I DID. Seth and Full Circle are amazing. Not only did they get us a great rate on our loan, but they were super responsive and the whole process was streamlined. In fact, they were finished with all of the loan approval before we could even close due to waiting on the sell of our old home. Seth, the owner of the company, even made himself directly available to me via text when I had questions. If you are looking for a loan company for your next home purchase, I would 100% recommend Full Circle. read more

The entire staff at Full Circle Home Loans is amazing! We have used their services 4 times now and each experience has been flawless. Thank you for helping to make all of our real estate dreams come true! You definitely have all of our future business and we will continue to refer our family and friends! Thank You! read more

My family and I begin house searching about 3 months ago. With several years of experience in both primary residences, investment properties as well as rentals I'd like to think we are familiar with the home purchasing process. I was referred to Seth at Full Circle Home loans by our agent Alex Prieto of EXP. I have taken a liking like most to a couple of "familiar" loan brokers who in that past have closed multiple properties, so this would be a new experience. Since it is no secret that this review is of 5 stars, Yelp left me know more room to add more unfortunately! My experience with Seth and his entire team was second to none, Seth and his team set a standard which can be compared to the best this industry has to offer. My experience from inception to completion was always communicated in the best way, efficient and well articulated. Seth held himself accountable and most of all was transparent in what he either could and couldn't do. This in my opinion goes a long way when looking to make the most important purchase of all. I would most definitely recommend him and his entire team when shopping for the best. My experience taught me that taking a chance on a new lender would pay off tremendously, not to mention record timing! Great job Seth and most of all thank you from the Calderon family. read more

Full Circle Home Loans - Mortgage Brokers Near Me - Newport Beach, California

Great company! Awesome crew. They are so good with loans and customer service! I would highly recommend them to anyone looking to refi or purchase a new home. read more

Seth, Tiffany, and their staff at Full Circle Home Loans did it again. It is the second time that they serviced my mortgage loan and my experiences on both were great. Very professional and truthful. If you want to save money on your monthly payments with lower interest rates and closing costs, you need to call Full Circle Home Loans. They are the best! And by the way there's no upfront cost unlike one of the companies that I happened to talk to. read more

I have had the great fortune to connect with the Full Circle Team on multiple occasions, and I can tell you it's an amazing experience each time. I seriously can't say thank you enough to Bill and Seth. Bill provided unbelievable support as I combed through multiple offers on our home, completely empowered me to make a powerful choice and was the epitome of patient, kind, and compassionate through all my mini-freak-outs... which were frequent. Bill's support didn't end there! This team generously helped us tackle our home process even though we were moving to a completely different state! My husband & I have made the biggest financial decision of our lives & if I didn't have this incredible team teaching me about comps, EMDs, DU approvals, pre-quals, double-ending, etc. we could have easily missed an incredible opportunity. So, thank you, Bill and Seth. Thank you, thank you, thank you. From start to finish this team will take incredible care of you. They aren't the dime a dozen. They are the mom + pop shop willing to go the extra mile, take care of every single person they come across, and help people realize their dreams of home ownership. I would choose Full Circle over and over again. And you should too. :) read more

Full Circle Home Loans does it again! This is the second time I have used them and I really don't see any reason to go anywhere else. I have used other companies in the past and there is honestly no comparison. Full Circle has great customer service, fast response times, and they're super knowledgeable. Also, the company's website and online tools are easy to use and make the whole process a lot easier and faster. I definitely recommend Full Circle for anyone looking to purchase or refinance. read more

Full Circle Home Loans is absolutely amazing! I have used them for five years now. They were the company I used when I got my first Loan when I bought my first house. Full circle loan Loan was on top of it about two years later when they suggested I refinance my house to remove the mortgage insurance. That refinance lowered my payment by a lot. Now, I'm using them for a third refinancing for a MUCH better interest rate which is lowering my mortgage even more. Bill Green is wIth Full Circle Home Loans and he has kept in touch over the years and helping me through saving money through refinancing. He, and the rest of the Full Circle Home Loan team, is always there to answer any questions that I have. They take the time that is needed to explain everything and ensure that I have complete understanding of the whole process. Their response time when any time I have had questions has always been extremely quick. For this most current refinancing of my house we were able to close the deal in a short two weeks. They are professional, speedy, trustworthy, and friendly. If you are looking for a home loan or to refinance your house then I highly recommend Full Circle Home Loan and the entire amazing team who works there to help you achieve it. Thank you so muchBill Green and Full Circle Home Loans. You have va faithful client in me for all of my home loan needs in the future. read more

We've used Full Circle Home Loans twice and both times, the experience has been exceptional. On our most recent transaction, they were able to save us a significant amount of money via a refinance. Bill Green and team are always available for any questions you might have and walk you through the complicated process that is obtaining a mortgage. I highly recommend anyone looking for a lender to choose Full Circle. read more

Extremely grateful to have worked with the Full Circle Home Loans Team. Nico and the Team made this complex process a smooth and pleasant experience. Not also are all the team members very knowlegeable when it comes to real estate, but they will have the time and patience to educate you on how everything works. The tram goes beyond looking out for you and making sure you are in good hands. The communication is on point, they will call, text, and email you to update you on every single step of the way. We are beyond BLESSED to have worked with Full Circle Home Loans. The team has earned our trust and our bussiness, and we definitely look forward to working with the team again in the future! read more

This is our third time around using Full Circle Homes! Cannot say enough good things about this team! Quick, thorough and just genuinely great! We will continue to use them for all future home loan needs! read more

Seth, Tiffany and the whole team at Full Circle made the home buying process a breeze! We were looking for a vacation home in Palm Springs and they came highly recommended from a friend who had just purchased his first home in the area. From pre-approval to closing the entire process was quick and painless. Whenever we had questions or concerns they were there right away to explain things and calm our nerves. We're confident that we got the loan that perfectly fit our needs and have never had a better experience with a lender! read more

They were great in helping us purchase our home together in the San Diego area. They offered competitive rates with stellar service. Many thanks to Seth and the entire team! read more

Seth and Tiffany and their entire team were so helpful and pleasant. They were very honest and transparent about everything and answered all my questions and concerns quickly and efficiently. It really felt like I was working with friends and they helped calm my anxiety about the loan process every step of the way. I have referred several friends to them since working with them because they are so good at what they do. They are generous with their time and knowledge - all to help others succeed - which is hard to find these days! read more

My wife and I just completed our first home purchase through FCHL and we could not be more satisfied with the way things turned out. Our lender Seth and his team were awesome. From the beginning to the end of the process there literally was not a time of the day we couldn't reach out to them to ask a question about something we didn't understand. As a first time home buyer, we had A LOT questions and anxieties but we always knew we were in good hands. The whole team doesn't treat you like a client but rather as a friend they are wanting the best for. We are forever grateful to have had the pleasure of buying our first home with Seth and his team. Thank you all so much! read more

Exceptional customer service is an understatement. Seth, Tiffany, and the entire team at Full Circle Home Loans worked tirelessly on our behalf from pre-approval to closing in such a short timeframe during a period when it was certain they had excessive mortgage/refinancing applications due to low interest rate offerings. Not only were their interest rate offerings the very best we came across in our extensive research, but their work ethic is unparalleled. We felt like their #1 priority the entire time we worked with them (and even two weeks after settling into our new home, when they checked in on us!). They were available (and insanely quick at responding) by phone, email, and even text during evenings and weekends for all of the random, one-off questions we had as first-time home buyers. They made it possible for us to purchase a single family home that we only could have dreamed of by securing a remarkably low interest rate for us, but if and when we find ourselves ready to take on another transaction, we won't work with anyone else! read more

Really helpful people and great experiences! We used them for our mortgage AND our recent refinance, and both times were great (especially the refi). Super on-top-of-it staff. They texted and emailed at every single step, and answered every question I had. And... we got some CANDY out of the close! Woo hoo! read more

We've been a client of Full Circle Home Loans since 2010. We purchase our first home through them, and had such a great experience from beginning to end. A few months later we refinanced because the rates dropped even more, and saved a lot in interest. Seth's team was awesome, they were able to get us a Notary on the eve of Thanksgiving, and our paperwork submitted! What excellent customer service! Fast forward a few more years and we refinanced again with Full Circle, and again, we had a great experience, calling Seth for any questions that we had. His team is dedicated to providing superior customer service and walking us through the whole process of home buying, to refinancing, and to now selling! As a former business owner, I appreciate that so much. Knowing that you're working with a group of professionals is very important to me. read more

Bill, Seth, and the rest of the team at Full Circle are top notch. The level of communication and service are what sets them apart from the rest. As a Real Estate agent I know I can leave my clients in good hands and not even have to worry about the finance part and focus on the Real Estate side. Not only do I know this first hand but my clients tell me after a transaction that Bill and the team were excellent to work with. Keep it up guys! read more