RCD Capital LLC, specifically Mr. Steven Lee, is not just a broker out there to make money for them, but truly amazing how he does not waste time to help others like me, in the past 3 months he did get me approved for a DSCR Cash-Out Refinance Loans because due to Covid-19, I got 2 properties endangered to be foreclosed with foreclosure sale dates, it was breathtaking, but prayerfully, GOD moved miraculously and RCD Capital's strategies worked. I will recommend RCD Capital with 5 stars on the smooth, shortened process to a Cash Out Refinance. 1) RCD Capital has helped me SAVE from FORECLOSURE our 2nd Home 2) RCD Capital has helped me SAVE from FORECLOSURE our rental I cannot thank RCD Capital enough for their efforts to help me even though these are not million dollar deals. However, I will pray for you business to help more people like me. See the rental scheduled to be foreclosed on August 26, I was able to wire $70K yesterday to reinstate it - and I am current now! May God bless you RCD Capital LLC! read more

This company is a scam. RUN!!! They said they could not get ahold of me while they knew that I was trying to reach them and they put my property up for auction. ZERO STARS read more

Steven Lee is an excellent loan broker and he was able to get my loan approved very quickly. Steven is also very diligent and always on top of things and keeping them moving. I have full confidence in Steven and recommend him highly. read more

I've had the opportunity to work with Steven for construction and investment loans. Steven goes above and beyond to make sure the stressful process goes smooth and thoroughly. Great experience overall and I'll be continuing to do business with them. read more

My husband and I had the pleasure of working with Steven and Ernesto for our first home purchase. The process was easy and smooth.. Even as we were on vacation while we were in escrow, I was able to trust them through the process without any worry. They were helpful in walking us through every step. We are so grateful to have closed in less than a month! Thank you Steven and Ernesto! read more

I'd like to give a special shout out for Steven, Jonathan, Dylan & Mia at RCD Capital. They have been extraordinary! They went above and beyond what any normal lender would ever do for a client! We did a cash out refi on a commercial property & a purchase of a property. 1) The refi on commercial property was a bit complicated from the beginning due to location and time we've had it. The circumstances with the pandemic didn't help either with underwriting and criteria's changing. Everyone at RCD worked hard to take care of every issue that kept popping up. Kept us in the loop to get it done. 2) They also stepped in to help us with a purchase of a property when our partners had backed out at the last minute on the day of signing docs. They stayed with us and worked with us to save our EMD. This was very unexpected when they had no obligations to help us through any of it. We are thoroughly impressed and we will be using them on our future apartment flips / purchases & refi. We highly recommend using them. On a special note: ** I do want to mention that 2 major title companies were very unorganized and one waited almost a month before letting us know that they could not close on a commercial refi. Which is baffling since they did the title work on the purchase. The amount of time that was wasted with no clear communications. It could have just been those branches or personnel, but I've never experienced anything like this before with personal or client deals. read more

As a new investor, I worked with Oliver at RCD on a non-conventional loan. He was great to work with and went above and beyond in helping me with my purchase and answering all of my questions day and night and was always available. I look forward to working with him on my next deals. read more

Mia Kim at RDC Capital is the best Loan Officer. This is my 5th house and first time working with her. She was referred by a friend and I have nothing but good things to say about her. She is always available and will get the job done fast and very professional. read more

Jonathan was wonderful to work with - very fast, efficient and clear on what we needed to proceed! Also provided detailed information on each loan to see what fit our needs best. We will definitely use them again for our business. read more

Ernesto at RCD was compassionate to his approach in helping us address all our questions in the home-buying process. He was helpful and prompt in addressing our inquiries and with the help of his dedicated team the process was smooth and settled in a blink of an eye. I loved using them when purchasing our home as their team worked as if we were their own family, great and compassionate group of people! read more

Ernesto did an amazing job getting the deal done. As a first time real estate investor it went smoothly and very grateful for their teams help and accommodation. Ernesto is is very transparent and all about relationship growing with his clients as apposed to getting a deal done. Thanks again and look forward to continuing business with you guys! read more

Called in spoke to Steven Lee. I found their post through social media. Steven started off by asking what I needed and for some odd reason he was waaaay negative. Although we have the experience in rental properties he came off way too strong saying about how he was telling me the truth. Steven, is not about sugar coating, it's about having a positive outlook, knowing how to establish good rapport with people even if you don't make business with them. I probably caught him at a bad time, but this is definitely someone I wouldn't want to do business with. read more

My review is based on a consultation only. I have not used their services. I spoke with Steven to get a quote on some lingering credit issues I'm trying to get resolved. He was pretty helpful and gave me insight on my situation. Actually, he was quite blunt and right to the point. We talked for about 45 minutes and he answered all of my questions without a single commitment from me. That is something that I can appreciate because time is valuable. He seems like a straight forward guy and if I decide to go the credit repair route I would definitely consider using him. read more

Steven Lee is a straight shooter and does not sugar coat anything. His services allowed my client to move forward with solid options, which allowed them to gain peace of mind. Major kudos for the quality of service. read more

Was referred to Ernesto by an agent I was working with. Onboarding process was super easy, quick and Ernesto was very responsive. When I brought Ernesto an investment property I wanted to purchase, we received the preapproval letter and our offer was accepted. Here is where the responsiveness goes away...When our closing date rolled around Ernesto indicated he needed one more week to get the deal done. Luckily the seller accepted. I probably called Ernesto every day during this week to ensure we were on track to close with no response. The night before we were supposed to close he finally called to tell me he was having issues with his underwriter and couldn't do the deal. Terrible business... read more

I just wanted to correct my last review as a thought this company was connected to ezleaserentals another Steven Lee. I just spoke with the Owner of this Establishment whom clearly is not the same Steven Lee. This Steven Lee was not only a gentlemen, but even offered to help me in any way he could. Sometimes in bad situations you come across good people. I look forward to any future business or referrals I can send to my fellow asian brother. Thanks again Steven for being such an understanding & gracious business owner. Other could take a few lessons on intregrity from you. Have a great weekend! read more

Superb Service! I can't say enough for Steven, Luis and the rest of the RCD capital crew. They help guide me through the process of getting my first business loan. They made this transaction seamless! Thanks again Steven and Luis! read more

I was referred over to Steven by a family friend, and I am so glad I reached out to him. Steven helped me out so much with a loan and was so efficient. He communicated everyday with me on the status of my application. Luis was also very helpful with collecting the documents needed. I will definitely see Steven again down the road. Thank you so much Steven and Luis! I will recommend RCD Capital to family and friends. read more

We are Real Estate Investors in the Texas area. A friend told us about RCD Capital and a person named Steven Lee who they recommend highly, he helps get projects funded. We were really tired of all the games and hidden fees from almost all the other companies we contacted . So we sent Steven a message asking for his help and within an hour he was calling us back. We filled out all the paperwork to the best of our knowledge. we asked Steven to help us and he took the time to walk us through each page of the application. He stood by us throughout the whole process, not only that he gave us great advice about our project and everything he told us was spot on. Steven goes more than the extra mile for his customers and we recommend Steven to anyone who wants an honest, professional and knowledgable person to work with. Give Steven at RCD capital a call. read more

RCD Capital is my go-to first lender of choice for all my small business real estate investment loans. Their customer service and fast lending commitments make all the difference in making a deal work. Steve Lee does everything he can to make it come together for all parties involved. read more

Steven Lee and his team has helped several of our clients stop their foreclosure sale dates, along with educating them on their options in their financial situation. Being in the Real Estate and Mortgage Industry for 20 years plus, it's good to know that I can count on someone who is well rounded about the industry. read more

I worked with Steven on a recent loan. Steve works really hard for his clients and makes sure they are taken care of for the loan to go smoothly. After all the hard work was done came a bump in the road where he needed to get the insurance in place to find the loan. He was fast and quick on getting this piece in place as well. Appreciate his hard work for his clients. read more

Susan was amazing with helping me find a house. She literally helped me from A to Z which is a lot because I didn't know where to start at the outset. Thank you Susan, and thank you RCD capital. read more

As a retail business owner who was strapped for cash flow during the holidays, I was glad that I was able to get a hold of Steven, with RCD Capital. He was very professional from start to finish, and properly explained the loan options that I had qualified for, and helped me choose the most desirable and most affordable payback program. 3 months into the loan, and was able to purchase all the inventory I anticipated and have already turned a huge profit on sales. Thank you Steven, looking forward to getting additional funding in the very near future with RCD Capital. read more

RCD Capital is the best! Steven, helped me secure a loan to purchase an investment property. Steven was courteous, professional, and was available at all times to help or answer any questions or concerns that I may have had. A big thank you to Steven and RCD Capital! read more

Steve Lee was very honest and to the point. He didn't sugar coat anything. I really appreciated that he took the time to explain every single detail. There's not a lot people who do that. read more

Steven Lee is very experienced and knowledgeable. He is a straight shooter and will tell you honestly if they can help or not. If it is a workable deal he will go beyond his call of duty to get the deal done as quickly and as efficiently as possible. He is also very informative on the entire real estate business from rehabs to loans etc. He is also excellent with follow ups (almost daily), updating every step of the way where the transaction is in the process. I have also never met anyone with such quick responsiveness. All messages and calls are answered immediately or he'll inform us when he'll get back to us. We would recommend him anytime! read more

Steve is an honest person who gets the job done!!! He will work until the end, he does not give up. He did the modification for my aunts house in a couple of months. Her payments went down 50%. My house took a bit longer and a lot of hard work from Steve to get the result we were looking for. But at the end of the day Steve kept his promise and did exactly what he had told us from day one. I defiantly recommend all my friends and family. Steve is the man that will get the job done! read more

I just went through a very challenging transaction with Jonathan Suark. He succeeded where others before him had failed. He had a great menu of options that made it possible. and he navigated it all with grace. I've already recommended him to other people!! - John D read more

Where do I start, a couple month ago I hit a slope in my life where I lost my job and I couldn't keep up with my bills and creditors, I forced my self to pay my bills, week by week, and struggling to pay and staying broke. My friend recommended me to go bankrupt I said who me never, after thinking about it I started thinking to myself I deserve a new start,why not. I was tired of going to sleep stress and having creditors blowing me up and Harassing me daily. I decided to give Steven Lee and his team a call and after I met with them I was so relieve that I can start all over and start fresh. I'm in the middle of prebankrupt and it's a great feeling to know I can go to sleep happy and stress free. They are so professional and never judge me. Steven is very knowledgable and so is his team. If your are having Trouble paying your bills and in deep debt why not go bankrupt it's a start especially when Steven and his team answer your questions and help you stop the creditors from harrasing you . I hit a slope in my life I never though I would go bankrupt but I'm ready to start fresh, why not hire a team that cares and knows what they are doing. Hire this team it's only one phone call away, why not, get a free consultation you won't regret it I didn't it's the best thing that happen to me to know I can start fresh soon and learn my lesson. I am a happy customer. I will never cosign for anyone in my life, Steven and his team is the only one I will ever trust I recommended them to you not only so they bankruptcy check out there page they do more services.steven and your team you have a great heart God bless you all.real person talking any questions give them a call, they can meet with you too if your having trouble getting to them. read more

So helpful. They answered my question and followed up to make sure everything worked out. I would recommend these guys to anyone.

Steven just helped a client of mine close an escrow with a challenging timeline and did so with patience and expertise. He is quick to respond and walks his clients through every step of the way. It's great to have someone you can count on in this industry, especially in the very competitive area of Northern California where I work, and Steven knows how to get the job done professionally and is also a pleasure to work with. read more

Steven Lee was definitely not the professional he portrays himself to be. When ever I needed to discuss with him, he always had a response he was busy and he would call. which he never did. I have the text string to validate this claim. His professional actions are subject, upon receiving the purchase agreement he waited 20 days to order an appraisal. When seller's agent asked for specific documents, he delayed in his response and then sent improper docs. Steven had a callus attitude to the whole deal and his lack of professionalism killed the deal. Both agents, buyer's and seller's have a complete dissatisfaction with his performance. I have the letters to verify this claim. read more

So far so good.. I'm still in the consultation phase with Steve but so far he's shown his willingness to help clients.