There is one clerk at this store that won't accept your card if under $5.00 , she demands you buy additional unwanted items. This merchant is in violation of visa contract by setting minimum purchase requirements for visa debit card. I encourage everyone that has been asked by this clerk to purchase additional unwanted items to be able to use your debit card to contact the issuing bank of your card to file official complaint. This is a convience store that is not very convenient!!
Visa has certain regulations that all merchants which accept Visa cards must follow. Visa merchants are not permitted to:
Minimum/Maximum - Debit
Visa merchants in the U.S. are not permitted to establish minimum or maximum transaction amounts on debit card transactions, even on sale items.
Minimum/Maximum - Credit
A new U.S. law (effective July 21, 2010) has gone into effect, which now allows retailers to establish a minimum purchase amount on credit card transactions. The minimum purchase amount must not exceed $10. This minimum purchase amount does not apply to transactions made with a debit card.
Visa merchants are not permitted to establish maximum transaction amounts on credit card transactions. However, some government agencies and institutions of higher education may establish a maximum purchase requirement on a credit card transaction.
Dishonored Check
Visa merchants in the U.S. are not permitted to submit a Visa sales draft for a dishonored check.
Check Out Fees (Surcharges)
In general, Visa merchants in the U.S. are not permitted to pass on the merchant's transaction fee to the cardholder as a Visa "service charge," "service fee," or surcharge," even on sale items. A merchant may offer a discount for cash, check, and, effective July 21, 2010, debit, credit or prepaid. However, the cardholder must be made aware of this prior to entering into the transaction.
No Amount on Sales Draft
Visa merchants in the U.S. are not permitted to require a Visa cardholder to sign a sales draft that does not have a specific amount indicated.
Supplemental ID or Information
U.S. merchants may not refuse to honor a Visa card simply because the cardholder refuses a request for supplementary information or Identification. read more