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    Illinois State Credit Union

    5.0 (2 reviews)
    Closed 9:00 am - 4:00 pm
    Updated 3 months ago

    Services - Illinois State Credit Union

    Personal banking

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    CEFCU - Welcome to the Bloomington CEFCU Member Center on Empire Street!

    CEFCU

    (17 reviews)

    I have been a member since 1979, and CEFCU has had many issues with my account in the past few…read moreyears. For example if you are away from your normal area on vacation, they will decline transactions. Then, you have to wait until the next day to get things straightened out. It is quite embarrassing to say the least. Recently, they said I was using the wrong PIN number. I wasn't and it was a Sunday. It is definitely not the bank I have known for many decades. There are some employees who are clueless on what they are doing in regard to IRAs. I was given misinformation and had to redo paperwork the next day. Yes, there are a few good employees who look and act professional.

    If I could give CEFCU ZERO stars, I would. This "credit union" is a complete joke. The customer…read moreservice is rude, unhelpful, and acts like you're inconveniencing them just by existing. They love to nickel-and-dime you with ridiculous fees and then shrug their shoulders when you ask for help. Their online banking system is outdated and unreliable--half the time it doesn't even work, and when you call, they treat you like you're the problem. Need access to YOUR money? Good luck. CEFCU will hold deposits forever, freeze accounts for no reason, and then give you a runaround when you try to get answers. It feels less like a bank and more like a scam. Bottom line: this place is unprofessional, untrustworthy, and downright shady. Do yourself a favor and take your money anywhere else.

    Illinois State Credit Union - banks - Updated August 2026

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