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    Illinois State Credit Union

    5.0 (2 reviews)
    Closed 9:00 am - 6:00 pm

    Services - Illinois State Credit Union

    Personal banking

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    13 years ago

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    12 years ago

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    Heartland Bank and Trust Company

    Heartland Bank and Trust Company

    (1 review)

    This bank has predatory fee structures and banking practices. I closed an account with them by…read moreremoving all funds. They kept the account open and started charging a whole bunch of fees. Never so much as a phone call about the issue. When I finally became aware customer service treated me like a deadbeat and failed to resolve the issue in a satisfactory manner. I have also asked multiple times for them to send a complete breakdown of all of the fees charged to the account and still have not gotten it as of the time this review was posted. Avoid this bank at all costs, they are not trustworthy

    From the owner: You can learn a lot about a place when you know what's important to the people working there. We…read moresay, "Relationships give meaning to our work." It's a statement of fact, as well as a reminder of how we're connected to the communities we serve. We know that banking is personal, so we take the time to get to know our customers. We start the conversation by understanding what's needed. For example, we know that service is important, and most people want banking to be effortless. That means you'll deal with the local people you know from your favorite branch; the same people you see getting lunch at the sandwich shop or cheering on the local high school team on Friday night. Our approach to banking is based on the communities we serve. We're proud of our strength and capabilities, the services we offer and the team of people who stand ready to serve their communities. Put our strength to work for you, and you'll understand why we feel that way.

    CEFCU - Welcome to the Bloomington CEFCU Member Center on Empire Street!

    CEFCU

    (17 reviews)

    I have been a member since 1979, and CEFCU has had many issues with my account in the past few…read moreyears. For example if you are away from your normal area on vacation, they will decline transactions. Then, you have to wait until the next day to get things straightened out. It is quite embarrassing to say the least. Recently, they said I was using the wrong PIN number. I wasn't and it was a Sunday. It is definitely not the bank I have known for many decades. There are some employees who are clueless on what they are doing in regard to IRAs. I was given misinformation and had to redo paperwork the next day. Yes, there are a few good employees who look and act professional.

    If I could give CEFCU ZERO stars, I would. This "credit union" is a complete joke. The customer…read moreservice is rude, unhelpful, and acts like you're inconveniencing them just by existing. They love to nickel-and-dime you with ridiculous fees and then shrug their shoulders when you ask for help. Their online banking system is outdated and unreliable--half the time it doesn't even work, and when you call, they treat you like you're the problem. Need access to YOUR money? Good luck. CEFCU will hold deposits forever, freeze accounts for no reason, and then give you a runaround when you try to get answers. It feels less like a bank and more like a scam. Bottom line: this place is unprofessional, untrustworthy, and downright shady. Do yourself a favor and take your money anywhere else.

    Illinois State Credit Union - banks - Updated May 2026

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