We closed on our first home in late March 2026 after a months-long process that required navigating a tight timeline, a complex condo approval, and significant financial stakes. Kevin Leibowitz at Grayton Mortgage was exceptional throughout. As first-time buyers, we came to this process with limited knowledge of how mortgages work. Kevin invested considerable time in telephone conversations where he walked us through the fundamentals -- how loan structures work, what the key figures mean, and how different decisions would affect our outcome at closing. He was never dismissive of our questions and consistently ensured we understood what we were agreeing to before moving forward. His value became most apparent on closing day itself. Kevin attended in person and conducted a line-by-line review of the final figures. He identified a duplicate charge of approximately $13,000 that had not been flagged by anyone else in the room, including our attorney. He challenged it directly, and it was removed. Without his presence and diligence that morning, we would have overpaid by a significant sum. Kevin is responsive, precise, and genuinely invested in his clients' outcomes. We would recommend him without reservation to anyone navigating a purchase in New York City.​​​​​​​​​​​​​​​​ read more

Kevin was outstanding to work with as a first time home-buyer. Extremely thorough and well educated on the entire process. it was a very smooth experience. I would recommend to use him! read more

Kevin and his team at Grayson Mortgage were absolutely phenomenal! Before contacting Grayton, I was having an absolutely horrific time vetting out lenders who could accommodate me being self-employed. I went through the wringer with other traditional lenders, wasting time and going through unnecessary hurdles. In addition, these lenders were not as knowledgeable about self-employed business mortgages and overlooked important details that Grayton understood. I thought that obtaining financing was going to be the hardest part of my purchase journey, but to my surprise, it was actually the easiest! There was never a hidden surprise. Kevin did a fantastic job explaining the process and keeping everyone on track. In addition, when I had questions, they were there to walk me through with the details I needed and were always prompt with their reply. In addition, they got me a highly competitive rate during times of interest rate uncertainty! I would highly recommend Kevin and his Grayton Mortgage team and am absolutely going to use them going forward for my other home purchases! read more

After several frustrating months of searching for an apartment in Brooklyn I decided to revisit a dream of purchasing an owner occupied multifamily home. I reached out to Kevin and Grayton Mortgage to see if this dream was even a possibility given my unique financial situation. Kevin and his team quickly assessed my details and came up with a price range that would be feasible. They didn't oversell, over promise, or encourage any over extension on my part. Kevin then brought to bear his intricate and extensive knowledge of the NY market and worked tirelessly during my entire search to help me find the right place. After just a couple of months I put in my first offer and it was accepted. Because of Kevin's guidance, obtaining the financing was so smooth it almost felt like an afterthought. I can not recommend Kevin and Grayton Mortgage highly enough. Thanks to them, a dream I only recently thought was impossible, is now my reality. read more

After shopping around to various banks and lenders, we decided to refinance our home with Grayton Mortgage, and I'm so glad we did! Not only were their rates among the best quotes we got, what really set them apart was their communication. Every step of the way, Kevin and Eyal would fill us in on the details of what was going on, breaking everything down for us in plain language, often patiently re-explaining concepts to us multiple times so that we could really understand what was going on. Whenever we had questions, they would often respond within minutes. Our situation was a little more complex than an "ordinary" refinance, and they made it as easy and painless as possible. These guys really go above and beyond -- I will definitely be using them again, and cannot recommend them highly enough! read more

The team was amazing! They have a great process, are organized and prompt with communications. Especially given the principal's background in the industry makes it a first-class professional experience! Highly Recommended read more

I called Kevin to ask about a specialized mortgage, and while he couldn't provide the kind of financing I needed, he kindly took the time to introduce me to a contact who was able to help. Nice to find a local business that will give good advice, even when it doesn't stand to benefit. Thanks! read more

Kevin and his team did a great job helping us secure a mortgage. It's been an especially volitive time of late, but they got it done!

This is the second time we have used Grayton Mortgage (one purchase mortgage of a condo and one refi of a house). Both experiences were top notch! We always received very quick responses, worked with professionals who were very competent, and made us feel comfortable with the process, even though it was all remotely from across the country! (We are in CA.) I can't say enough about Grayton's service level, AND they got us a rate that beat everyone else! HIGHLY RECOMMEND! A+++++ read more

I re-financed with Kevin for the 2nd time on my home loan. Kevin offered the best rate I could find on the market and he was transparent, knowledgeable, and understanding throughout the process. I would highly recommend Kevin for someone looking for a dependable and trustworthy lender at top rates. Thank you Kevin! read more

My boyfriend and I were first time home buyers and found Kevin. I honestly could not have closed on my House without him. He talked to me every single day and explain every little aspect about buying a home, starting a large loan, and maintaining a house. He went above and beyond what I could have asked for him. He is very knowledgeable in the field and I never felt like he was forcing me to do anything. He explained everything to me and allowed me to make the decision I felt most comfortable with. When it came to closing my BF and I did not have a car and he was so kind and picked us up and took us to the closing. Definitely recommend him. Amazing guy! read more

Kevin at Grayton was very thorough, informative, and patient throughout my refinance process, which spanned several months due to the pandemic. Despite the upheaval caused by the pandemic, Kevin helped me secure a refinance on my Co-op apartment mortgage with an interest rate over 1% lower than my original mortgage, which will save a lot of money over time. The best part is that I was able to refinance and also keep the time equity I built up during my previous mortgage - meaning that I don't have to start over at "year zero." I would definitely recommend working with Kevin for any mortgage and home loan needs. read more

I had a great experience working with Kevin to get the loan for the first purchase of (town)house in my life. Kevin is very open, genuine, and is always very patient in answering my many questions. He is always available to help me when I am not familiar with the process and even the terms in loan such as escrow etc. Additionally, Kevin helped me a lot in understanding the difference of different types of loans and we even had some enjoyable math discussion since I'm a person who loves exponentials and polynomials.  I feel I have learnt a lot from Kevin with this purchase and I really appreciate him answering me questions even during the off hours. I would highly recommend Kevin to my friends who will purchase or refinance in the future. read more

I never write reviews...but I feel like we have to for this... We had to get 2 mortgages at the same time this year...one to refinance a vacation home which had a balloon payment due, and another to purchase an additional property to become our home in Los Angeles. I didn't think we were going to be able to get both loans done...but Kevin showed us products for our particular needs, and got us 2 mortgages with better rates than we've ever had in the past. Grayton is easily the best home mortgage lender that we've worked with, and Kevin took great care of us...he was available step by step, and made it happen for us. I'd recommend him to anyone. read more

This is my 2nd refi with Grayton; it was a great experience the first time and when rates were low enough to refi again, I automatically reached out to them. I closed in 45 days; everything was seamless and service was great. When my representative left the company before I closed on the loan, he left me in very good hands with Jackie, my loan processor on both refis; she answered all my questions same day or early next day; same with her manager Kevin. Thank you both for getting me over the finish line. read more

Great experience refinancing my mortgage with Kevin Leibowitz from Grayton Mortgage. Very friendly, responsive, always available to answer any questions. Would definitely recommend. read more

Our loan officer Kevin helped us buy our first house two years ago and it was an amazing experience. Since then he has kept us up to date on refinancing options! He is extremely helpful and exceeded all expectations. We were able to refinance with some guidance from him and his dedication to us as clients. couldnt be happier! read more

My husband and I cannot say enough good things about Grayton Mortgage. We were given the opportunity to buy a home from a family friend, and being first time home buys without a real estate agent, we really had no idea where to start. We had the pleasure of first working with Kevin, and then later in the process, David and Jackie. They were all extremely accessible, both via phone and email, and basically anytime of the day. Every and all questions were answered, and we never ended a conversation feeling confused. We were actually in the process of getting married while purchasing the home, and Grayton helped us find the best rate for our financial situation. We closed last Friday, and all of them were on top of the process, even giving us updates as late as 9 pm the night before. During closing they were a phone call away, and even our lawyer was impressed with their responsiveness. We would recommend Grayton Mortgage to anyone, especially the young first time home buyers out there! read more

Kevin was most resourceful throughout the home buying process. He was willing to invest time and effort even before the apartment search began. He is responsive and knowledgeable and actively seeks to create the best financing structures to suit your needs. As a first time homebuyer, I learned more about the entire process from him than from my realtor or lawyer. Would recommend! read more

Kevin is smart and resourceful. He successfully got me into a Freddie Mac refinance when others including Wells and Quicken told me that I didnt qualify. He stayed in constant contact with me and guided me through the process. Closing was quick. I strongly recommend Kevin and Grayton. read more