I've sold and bought several homes and this was the worst mortgage broker/lender I've dealt with. The buyer used Go Rascal and UWM and ultimately fell through after multiple extensions were granted. Poor communication (will know in 20 minutes and no reply for several days after) and aside from all the normal pre approval they claimed to have, couldn't even give a closing date - nevermind actually close a deal in 3 months! read more

If you're looking a mortgage broker who throws their hands up after working with you FOR WEEKS on a complicated deal and doesn't fight for you, you've found the one! Talk about a waste of time -- you can't make this stuff up. read more

GoRascal - Real email, you can't make this up - Mortgage Brokers Near Me - Brooklyn, New York

Took forever to get a loan approved. As in over 6 weeks! Spoke to one person, got emails from someone else. Some of my emails did not get answered...They don't seem to share information amongst themselves. In the end the offered mortgage was far less than what I had asked for. I have great credit and no debt etc... I went elsewhere and got approved for what I requested within a week! No issues at all. read more

We were working with Jonathan Esposito and Gaston Gonzalez. Spoke to Jonathan initially after which we were dealing with Gaston both were very pleasant. We got nowhere with this team however. Everything took so incredibly long. Eventually we got pre-approved but we never got to see any actual numbers. I asked several times but everything just felt so wishy washy. Gaston eventually stopped getting back to us completely and Jonathan never bothered to check up on us after that initial conversation. I am very confused by so many 5 star reviews, seems fishy. read more

Have not used their services but left several messages. No response. I can only imagine how difficult it will be once you start the process. The person taking the message was nice but never got a response. read more

I can't say enough good things about GoRascal, they are the magicians of mortgages. I came to them needing to do a very unconventional no-doc jumbo refinance of an investment property and they were able to match me with a lender that was perfect for the situation with very competitive rates. They navigated a very complex mortgage process so well, by the end of it, I was pretty sure it would have been impossible for me to close on the loan without a competent mortgage broker. Special thanks to Shaun Koren who was extremely responsive the entire time and went out of his way many times over to get the deal done. Highly recommended, would give them 10 out of 5 stars if I could. read more

I want thank Mario, Turen, Jessica, and Scott for helping with my re-if. Mario is a great communicator and always answered my questions and concerns. The entire team at Go Rascal made the process smooth and easy. Getting a loan can be a complicated process, to have a team like they have at Go Rascal is a huge help. I highly recommend their services and I will be using them again when I need another loan as well as referring friends. read more

Among everyone we encountered in our home buying process, the folks at Scott Capital Group were consistently the best. The individual service provided by Harry specifically was the best out of anyone we worked with throughout the whole process. He followed up consistently, worked with us in our complicated situation, and explained things to us at every step of the process. We came to them at the last minute after issues with a larger lender, and they not only acted quickly and expedited us through the origination + underwriting process, they gave us an equally competitive rate as well. Cannot say enough good things about Scott Capital Group - highly recommend. read more

So I have been trying to buy a property in NYC for quite sometime now. And Incase you didn't know it's one of the toughest markets to do this in. Until I met Mario and his team at Scott Capital they were able to work miracles, without these guys my dream of home ownership would not have been possible and I would like to thank them for making this process smooth and easy for me, thanks again. read more

Scott probably knows everything about my financial life better than myself. My agent Scott's step by step guidance and hand holding helped me refinance two properties successfully with banks that Scott chose for me. On the same property before meeting Scott, I worked with two other agents with two other lenders: one Citibank, one HSBC. Those two agents did not know their job and made empty promises and wasted my time. Scott is an agent that you could 100% trust that he will present an optimal strategy for you and ultimately deliver the strategy. I highly recommend Scott to anyone. I personally would not consider trying any agent other than Scott anymore. read more

Thanks to Scott Capital, we were able to save a few hundred dollars a month by refinancing our mortgage. I had never considered doing it, especially during the pandemic. But after a really helpful conversation with Paul at SCG, it seemed like a no brainer. Paul, Harry and the rest of the team were extremely knowledgeable and responsive throughout the process. I've recommended them to friends and family and wanted to share my experience here. read more

The best mortgage broker to work with in the Tri-state and they do CA and FL too. Seamless process and great staff, couldn't ask for a better company to trust with my mortgage process. read more

Scott is a pleasure to work with, and his team is an excellent representation of the company. Fast, responsive, very competitive and highly efficient mortgage broker to use. Highly suggested! read more

I highly recommend working with Scott Valins and the team at Scott Capital Group! Reach out to him as soon as you're thinking about a purchase or refinance and he'll give you great coaching throughout the process. Working with Scott was a great pleasure as he (and his team included) was attentive, creative, and crisp. We had many unique aspects to our situation yet Scott was able to figure out a workaround with a great rate to overcome every obstacle. He'll help make your housing dreams possible! I look forward to working with Scott again and will happily recommend him to anyone working on financing in his markets. read more

My refi with Scott Valins / Scot capital group was a very good experience. I'm a small business owner and independent contractor, therefore, it is difficult to get financing. He help me out with these set backs and was able to get me my financing. I was also low-balled on my appraisal, he listened to me and took the time to research and fix that too (not sure what he did but it was effective). It was a great experience working with you Scott. Thank you! read more

I highly recommend Scott and his team for all your mortgage financing needs. Prompt, knowledgeable and clear communication helped my wife and I secure a great rate and settle on our new home effortlessly. read more

Scott got us a rate better than anywhere else -- and I shopped around. He's my first call when it comes to mortgages. Perfect for beginners or experienced investors/buyers. When you're stressing out because the big banks are super slow and their rates are bad, Scott is the guy to call. Scott was super patient when I was buying my first home with my 1 billion questions and tying out every single number over and over. He treated me well and I've stuck with him for many years now and referred him to many friends. read more

I highly recommend working with Scott Capital Group if you are looking at purchasing a home or refinancing a home loan. I am extremely pleased that we chose to work with Scott for our recent home purchase. Their automated information gathering tool we used at the start was very easy to use and got the process off to a great start very quickly. Stephanie and Scott then backed this up with extremely good personalized service, excellent communication and exceptional problem solving. Our loan was pre-approved and then closed all on time, even while we were traveling overseas, communication wasn't an issue. read more

this company absolutely sucks, what was to be an easy close was turned into a nightmare by these people. instead of closing i was just out thousands of dollars and didnt get the house. their justification for this? my credit score wasnt good enough, a 740 credit score wasnt good enough. to my fellow vets, stay away from this place because you will fet screwed, they will make you jump trough hoops claiming its for your benefit, its not. its for theirs. what was to be a closing of 3 weeks and 1500 bucks turned into 5 months and 8 grand read more

Scott is THE BEST. Let me explain why. I've worked personally with him over the last few years, and have also referred many friends his way. He is the most knowledgeable mortgage professional I've ever been around. He knows the ins and outs of every program available to you, and how to best position yourself for approval. Best of all, Scott is a decision maker. Working with him, you're not 8 steps removed from a decider and thus, you don't play the telephone game when there are issues. All you first time home buyers... Work with Scott Valins at Scott Capital Group. I have gotten nothing but positive reviews from any referral and he DELIVERS. read more

Scott was a dream to work with. As first time home buyers, he helped us through every step of the process and was there to explain any issues. He worked very hard to get us an amazing rate and closed on time! read more

This review is LONG overdue.... I started my journey with Mario Walker from SCG back in early 2021.. for my parents refinance. We had a plans for me to purchase my house soon after they closed. Mario assured us it can be done. We hit a few bumps in the road but he kept his promises and also taught me a valuable credit lesson, with his guidance he helped my score get to where it needed to be. Moving forward I now have the knowledge on what needs to be done to get my scores up. Fast forward... we found a house , went into contract (even before they closed on the refi) and things moved quickly. Mario and his team kept in contact, letting me know each step of the way in the process. Was it perfectly seamless , no. But we closed right on time (October 2021) , like literally. I really owe my path to homeownership to Mario, he said it can be done and it was. I will be calling him for all my future real estate transactions. Thank you!!!!!!! read more

Amazing experience from intro to close.. to the refi close a year later.. He made it all easy. Have recommended many of my 'creative' friends Scott's way and he's looked after them super great too. Thoroughly recommend! read more

Scott Valins is a consummate professional and on top if his game when it comes to mortgages. As I work in the industry, I meet a lot of mortgage brokers who are either not very knowledgeable and/or just in it for the wuick buck. However, Scott will take you by the hand and make the home buying process as seamless as possible. Your purchase of your next home or your refinance should not start until you have a conversation with him! Ralph read more

Terrible! Unresponsive, do not use this company. They lead you on for months and nothing gets done.

I've had a fantastic experience with Scott on my first mortgage and refinance. He and his team were very communicative and efficient. Highly recommend. read more

Despite reading excellent things about this company, they messed up several times in getting back to me, not returning call, and finally, missing scheduled call. read more

We completed our mortgage with Scott Capital and everything went smooth as can be. Totally satisfied with the experience from the starting inquiry to the signing of the papers. read more

Based on all the positive reviews here, I reached out to Scott for help with a refi in Feb 2020. He was everything they say and more. Initial conversations included a lot of rounded numbers to help me understand the bottom line impact to my monthly expenses. This made me nervous at first, but the final refi numbers did align with his initial back-of-the-napkin projections. Scott and his team were very patient with all my questions throughout the COVID-induced chaos - we finally closed in late July. Very pleased with the outcome and would use him again. read more

Scott Valins has helped me to buy my dream house. I am a self-employed so it was not a simple process, but he figured out very quickly how to help me better. He and his team were amazing, very patient and always very professional and responsive. Scott was knowledgeable and thoughtful. My experience was so good that in two years I went through 3 real estate transactions with Scott: I bought my house, re-finance the house after one year and I purchased an investment property. I really thank him for being so quick and responsive. I can tell that working with an honest broker is critical!! I highly recommend Scott. Thank you, Scott!!! read more

Not only are Scott and his team extremely efficient and on top of things, but they are very nice people to deal with. My refi went through perfectly and only because of their tireless work. I have used him for 2 mortgages this year and would recommend him to anyone. read more

Working with Scott Capital Group was a very positive experience. Communication was good and both our Realtor and Escrow complimented Scott Capital Group's execution of the loan process. read more

Scott and his entire team are an amazing group of mortgage brokers! They get it done no matter what! It took 7 months for my deal as a bank owned property but Scott and his team were super accommodating every inch of the way. Therese Bouali went above and beyond her call of duty even after the transaction closed and through the title/closing work! She is one of a kind that one would be blessed to be working with. What an amazing team and everyone behind it! Thanks Scott on the purchase of our Second Home! We will be calling you for any other needs and you will be the first referral when we need to pass your info! read more

Helped me refi 4x. Saved me a boat load - always the best pricing. Very diligent with the paperwork. Closed with him originally Oct 2013. Colleagues have worked with other lenders before and it was a nightmare. I recommend him to all my buddies and they have all been singing praises. read more

As a Realtor I work with dozens of different lenders but Scott is one of few I trust with my personal business. He is efficient, easy to reach, and gives good honest advice about rates and timing. Highly recommended. read more

When buying a home there are few people who are really looking out for your best interest - the other seller just wants to push to close, the brokers on the seller and buyer side just want to push to the fastest possible close, the lawyers for the fastest possible close - everyone gets paid on close and not anything else. That often pushes you to find the fastest, but necessarily the best, mortgage program. Scott and his team behaved differently - there was urgency when needed and patience when required. They got us exactly the product we needed. Working with Scott and his team may not be a whole different experience for everyone, but if you're looking to understand the process and control it, I haven't come across a better broker team to work with after interviewing half a dozen others. Perhaps the best compliment I can share is how I found Scott- I was lucky enough to be able to ask a group of great brokers around the country who they considered the best in our NYC area- and they all referred me to Scott. Thanks Scott, Amy and team and looking forward to working with you some more. read more

Scott was available at all times of the day and answered any and all questions we had regarding our home mortgage and interest rates. He was upfront with us about obstacles that we might face prior to closing. read more

Scott refinance my house, doing very good and professional job. He been very patient with me, done impossible job of refinancing house of self employed person. I tried other companies and he was the only one, who can complete the job.Thank you. read more

Scott responds very fast and able to act quickly. He has lots of domain knowledge and is able to provide specific solutions to each individual. All in all, it's a pleasure to work with them. read more

My girlfriend and I were contemplating purchasing a fixer-upper in upstate NY and needed to understand our financing options. I called Scott Capital Group and spoke to the owner, Scott Valins. He was extremely helpful in walking us through all potential options and helping educate us about what to anticipate as we considered the purchase of various properties. Given the types of properties we're looking at, it's going to be harder than we thought but we're confident Scott will identify the best options when we're ready to purchase. read more