Just closed on a HELOC with the best rate I found (by far). The process was super easy- I kept…read morewondering what the catch was. Justin was very responsive and easy to work with. I highly recommend this company!

Great team and very professional They are really…read moreinformative too and quick to follow up

Full circle home loans was an absolute joy to work with. The transition of buying a home was so…read moresmooth and easy. My wife and I would definitely use there services on our next home. Thanks everyone at Full circle.

The only mortgage lender I would use from here on out. Seth is honest, knowledgeable, and truly…read morecares for his customers. He spoke to me about some concerns about the deal to make sure I was aware, and I don't think any other lender would have done that because they would just want the deal. They have competitive interest rates and even matched the fees I quoted. His team, Summer and Bernie, were organized, communicative, and so quick that we were able to close in 21 days. Can't thank them enough.

Greg Peterson was my *rock star* mortgage broker at DNJ Mortgage…read more Bottom Line Savings He provided consulting on how I could raise my credit score by literally 100 points. I followed his recommendations and save .5% on the APR that the bank would offer; thus, saving me thousands of dollars interest. He helped me get a loan according to my terms and conditions, not the banks. He had to use a smaller obscure bank when I told him that I wanted to put 5% down payment compared to the 10% that the big banks were requiring. I got my 5% down loan and got to keep thousands in my bank account for home improvements. I did not sacrifice a low interest rate because I used a smaller bank. Customer Service Greg was quick to respond to all my questions, phone calls, emails and concerns. He was technically knowledgeable, friendly and professional. He sympathized with my trying home buying experience. He was a pleasure to work with. I would recommend him and DNJ Mortgage to anyone looking for something more than someone who will simply process a real estate loan transaction but who will save you money and make the home buying experience a little more positive.

Recently purchased several properties and what a joy it was doing business with John and his staff…read more The transactions went so smoothly and everything was handled with the utmost professionalism and care. Will definitely be recommending there company to everyone I know. If your in the need for any type of home loan give john a call.

I recently just purchased my first home and I cannot say enough about how thorough and amazing Mike…read moreis at his job. For a first time homebuyer, everything was frightening, and to have someone with his level of experience and expertise on my side was second to none the best decision I made. He became highly recommended from friends and family, and he lived up to every good word said about him. He was an honest individual that always was willing to pick up his phone and break numbers down for me to understand them. His experience as a previous CPA shines through when it comes to the numbers game. His ability to represent clients in a realtor capacity, gives him the ability to view contracts from the opposite perspective when encountering negotiations, and his experience in working as a loan broker gives you the client a well-rounded take on the transaction and let's be honest the best deal and value possible! IMPORTANT SIDE NOTE: it does not matter how busy he was. He took the time to make the client (me) feel important, special, and responded in a timely manner. There is no substitution for these qualities when it comes to real estate and in life. Thank you Mike!

Mike has represented me through two transactions, and I could not be happier with his performance…read more First, he landed me my dream home when there were two other bidders. And recently, he sold my home at a significant profit while mortgage rates were rising. He did an exceptional job on each occasion, and he is HIGHLY RECOMMENDED!!!

Thank You To The Vallejo Team U Made Our Dreams Come True Not Only Did You Make It Happen You Did…read moreIt Within A Time Frame when We Had To Be Out Of Our Rental. Thank You All So Much Especially Jose & Sandra your aboustly Amazing. As Well as Olga! Will Have Friends or Family That Need Assistance See You!!! Thank You Again Truly!!!

I met with a few brokers before meeting Jose and his team. Working with Jose was like a breath of…read morefresh air. I never felt pressured and always felt taken care of. It's nice to have someone on your team looking out for your best interests and keeping you updated through every step of the home buying process. I would highly recommend Jose to any buyers who want a genuine person in your corner.

Richard thank you and your team for one of MANY clients we're helping achieve the American Dream of…read moreHome ownership. Our last clients the Flores Family, first surprised then excited for the early closing you and your team helped execute! You guys are remarkable! Realtors veteran or new to the business, Richard and his team are your one stop shop for all your loan needs. You NEED a reliable, time adhering and honest Loan team... Richard and his hand picked team will get you what you want, in the time you want. If you've been considering trading up to an ELITE team... he's a call, text email away.

I met Richard via referral from a friend. I've been thru the mortgage loan process several times in…read morethe past for investment and owner-occupied properties and this recent loan with Richard was by far the easiest and most straightforward! From the beginning to end of loan process and closing, Richard was very responsive and answered all my questions quickly with the correct answer. Getting him our financial, property, and escrow information was very fast and efficient! Richard also called me the day after the presidential election to advise me to lock in our mortgage rate as the credit markets were moving, that saved us thousands of dollars! Richard Rodriguez is the best loan office/lender that I have ever worked with and I will go to him with all my future lending needs! Thank you for helping us get our new home!

Wow. In case that…read moreone word isn't enough to describe our experience with Kevin Sprague, Mike Hardy, Rick Mount and Tyler Haldeman, let me be more specific: I was referred to them over a year ago. I was put in touch with Kevin, who was friendly, knowledgeable and, above all patient. I am a planner, and with that comes annoying questions. A LOT of annoying questions. Kevin never made me feel like I was bothering him and was always so quick to respond. It took us a LONG time to find the property that could accommodate my daughter's family and ours in a family compound-type situation. Through it all, they stuck with us, guiding us to the right solutions for our family. I truly cannot thank them enough.

From start to finish, the entire team was extremely professional, knowledgeable, and made me feel…read morecomfortable. I'm a first time home buyer - which can be scary, the team helped me through the process without any hitches! Amazing Team, appreciate you all!

As a first time homebuyer, during a pandemic at that, can be quite uncertain and anxious process…read more But Emily got your back and not only she took care of the paperwork on your behalf, she always looked out for the best rates and she always had time to answer any questions you threw at her. She was always available and was always setting eyes to get the ball moving to close of your escrow. Could not have found any better person to take care of my package. Will looking forward to working with her again at the next purchase!

Emily went above and beyond to make sure I got the best rate and deal on my Condo. She quickly…read moreearned my trust and friendship as she is a truly spectacular person. What I like most about Emily is that she is totally about your needs as a customer and will work tirelessly to make sure your happy with your deal. She's a 10 out 10 in my book!

If you need help either refinancing or just purchasing a new home, definitely use mortgage tree…read morelending. Miguel Terrazas and his team is simply awesome and they take care of you throughout the process. We had a hard date that we wanted to close escrow and they were diligently to make that happen. You can't ask for a better team.

I've worked with so many lenders in my real estate career and I have to say Miguel is definitely my…read moretop pick! He is patient, knowledgeable and most of all, trust worthy. You can trust Miguel to treat you like family and tell you the truth even when it hurts! He is passionate in what he does and is always there for his clients through the emotional journey of securing a loan for a home purchase! All the clients I've referred to Miguel have nothing but praises when it comes to Miguel. They tell me how caring he is and his follow ups are just impeccable. When you meet Miguel, you'll know he's truly here to help and educate his clients. Thank you Miguel for taking care of my clients, you have made our recent transaction so smooth from start to finish! I can't wait to work on more deals with you in the near future!