Had the pleasure working with Noe when buying our first home. Noe is knowledgeable and went beyond…read moreto exceed expectations. Because we were first time home buyers, Noe set expectations right from the beginning, which I appreciated.

Noe helped us get the perfect house for our family! Time was of the essence and he understood our…read moreneed to move fast! At no point were we unsure of our next steps and what we had to do. Noe maintained very professional lines of communication with all parties involved so no time was lost. I would definitely recommend Noe as a professional that delivers!

All I can see is wow. My wife and I found Jon Lam through a recommendation and we couldn't have…read morebeen happier. He served as our loan officer and even went beyond the scope of a loan officer and offered help every step of the way. He was almost like a second mortgage agent to us. Jon works EXTREMELY fast. You will never have to wait on Jon for anything as he takes care of it as soon as he gets it. Between the time we got pre-approved to actually finding a house and opening escrow, the interest rate had increased. Jon let us know immediately that it had increased, but did not finalize the loan. He told us that the interest rates are always changing and that if he can get us a better rate by waiting, he would. When we were nearing the loan contingency, Jon told us that not only has the rate gone down, it had actually gone down lower than our pre-approved rate and locked it in for us. We were ecstatic. As mentioned previously, Jon works extremely fast and protected me every step of the way. The escrow company was chosen by the sellers, and to put it bluntly, they were slow and made a lot of mistakes. Jon had to constantly push the escrow agent to send him documents and correct mistakes. He warned us that if the seller's agent and escrow are this slow and full of mistakes, that the whole process may be frustrating and slow. He told us that he has never worked with an escrow company like this before. In fact, he was so skeptical that he asked how much we loved the house, which took us by surprised. He asked because in the worst case scenario, we could lose our deposit or even the full offer amount if the escrow company were to take our money and run. He was more worried about us than about the commission he would make off the house. Our agent assured us that her broker had worked with the seller's agent before, so we proceeded on with the purchase. Dealing with the sellers/escrow got to a point where the loan contingency was 2 days away and Jon needed the information at least 3 days in advance. He advised us that the sellers would push us to sign off on the loan contingency, but under no circumstances should we do so. If we did sign it and something went wrong with the loan, we would lose our deposit. He told us that the seller could not force us to sign off on the contingency, and that the seller's agent would have to file paperwork that would require us to sign within 3 days, which essentially gave us 3 additional days to sign off. Fortunately it didn't come to that because Jon pushed the underwriter to prioritize our loan and it was approved the next day. I cannot say enough good things about Jon. Simply put, he is someone you want on your side. He prioritizes the client's interests before his. He works extremely fast and fixes problems himself and updates you on the situation. If I ever buy another house, I am 100% using Jon again.

Smooth, quick, and easy. Derek, thank you for walking us through the process!…read more Highly recommended.

Hank and his team really impressed me during my clients recent real estate transaction. He and his…read moreteam were constantly keeping me and my clients informed throughout the entire loan process. Any time I picked up the phone, Hank or his team would always answer. Any time I sent an email, I got an almost instant response. Any questions I had, Hank would give me honest, and thorough answers. As a realtor, I have worked with a lot of lenders in my real estate journey, and none of them have been as responsive, helpful, and professional as Hank and his team. Whether you are first time home buyers, or have an expansive real estate portfolio, Hank and his time will be able to take great care of you.

Absolutely no idea where he's getting these raving reviews... I had reached out to him when we were…read morefirst house hunting and he seemed friendly and knowledgeable. However, he was so unprofessional. He would constantly miss calls that we had scheduled and when the time passed, he would ask if we could start later etc. He would join calls unprepared and say "I think you're pretty-approved for x amount." I don't care what you think. I need to know what I am pre-approved for. He was not able to get us approval for as high loans as other lenders. When he said he would send us some scenarios the next day, he never sent and then entirely ghosted. It followed up a few times and never heard back. I would not trust him to get the job done when the time come given the lack of communication and professionalism shown.

The most unethical place I have ever done business with. They kept promising me they could do…read morebetter then my previous broker and kept telling me to wait that rates would come down. Well they didn't and they did not lock in my rate until 5 days before closing on a 45 day escrow. Why they didn't lock in 3 days after opening escrow like they're supposed to is beyond me. I should've listen to my gut and gone with my broker. In the end I ended up having to buy down the rate and I still got screwed with a higher rate. I highly recommend looking elsewhere.

I highly recommend Scott Shimamoto as a lender! I had the privilege of working with him on my last…read moretransaction. He is one of the hardest working guys I know. He was able to pre approve my clients and get my loan funded on time. He was very professional and has a great personality that puts you at ease, at such a stressful time for some clients. Thank you Scott!

We were so fortunate to have Michael to refinance our house recently. We got the best rate for our…read morenew loan. Micheal is very knowledgeable and experienced broker. He responeded our questions quickly and professionally. The whole loan process was smooth. We highly recommend Micheal from First King to anyone who needs financial lending.

Michael King is like no other in the industry! It's what this industry is built on and relies…read moreupon: TRUST, INTEGRITY, KNOWLEDGE, COMMUNICATION, TRANSPARENCY! Michael's years of experience he brings to the table speaks volumes when it comes to putting together a vast range of straightforward to complex transactions! You risk not going to Michael FIRST @ FIRST KINGS! Never disappoints! He always puts my clients first! His support staff is top in the industry!

Eddie Ornelas, helped me with my home refinance and was a pleasure to work with. He was thorough,…read morepatient, quick and super knowledgeable. I had previously done a refinance that took a very long time and was very frustrating; however, this experience was not nearly as long and dreadful. Not only did he keep me informed every step of the way, but he also helped to educate me on refinancing and home ownership. The fact that he took the time to explain things to me, and ensure that I was comfortable with the process, made me really appreciate working with him. Home refinancing is sometimes such a burden, and an overwhelming process, but it helps to have a loan officer who not only knows what he is doing but makes sure you do, and tries to get you through the process as quickly and as efficiently as possible. I've referred several friends and family to him since!

I had a pretty much painless first home-buying experience, and believe that it was the direct…read moreresult of the exceptional service and guidance I received from Eddie. I worked with him over a period of about 10 months, at first connecting to do some research and ask some prelim questions, then the pre-approval process, and ultimately the final loan when I decided on a property. At each step, he was patient with my questions and never once made me feel foolish for asking even the most basic things (a stark contrast to my experience with other people through the overall buying process). He always went the extra mile to make sure I understood everything that was coming my way, provided guidance and support at every step, and was always an email or phone call away. I especially appreciated that he took the time to talk me through the overall buying process on several occasions (major milestones, next steps etc., even outside of just the loan process) and always made an effort to keep me in the loop, so I never felt concerned about how the process was moving along. By the time I signed my final loan docs, I felt confident and prepared, which was helped even more by Eddie taking the time to jump on the phone with me that night for a final walk-through and pep talk to calm down my jitters. Overall, just a really great experience, and definitely someone I'd want to work with again if any loan needs come up the future. 100% recommend!

I highly recommend Cary at Tri Star Home Loans. As a…read morehomebuyer, this process can be overwhelming and honestly a little scary, especially when you don't know what to expect. Cary made a huge difference in my experience. He was transparent, patient, responsive, and helped me understand what was happening every step of the way. What I appreciated most was that I never felt like I was just another transaction. When I had questions or concerns, Cary was there to explain things and help keep the process moving. I always felt that I could reach out and get an honest answer. Buying a home is one of the biggest financial decisions a person can make, and having a lender you can trust matters tremendously. I am now officially a homeowner, and I am truly grateful for Cary's guidance and support throughout this journey. If you're nervous about buying a home or don't know where to start, I absolutely recommend reaching out to Cary. He will help guide you through the process and make sure you understand what is happening along the way. Thank you, Cary, for helping my family and me get to this moment. I will gladly recommend you to anyone I know who is looking to purchase a home.

Carey was always there when I didn't understand something. He went above and beyond to help make…read moreour dream come true. He never made me feel like I was bothering him and never was frustrated. It was a pleasure working with him and I would highly recommend him. He's very nice and friendly as well,which always makes it a pleasure to work with when times can be very stressful.

If your looking for a lender that can get the job done, you should call Kenji Tatsumo at Kennedy…read moreCapital. He has helped my clients when no lender could. He has a great support team and they can close escrow within a 30 day time frame. If you're looking to buy your 1st Home, maybe move up to a BIGGER home or thinking of refinancing, look no further, call Kenji FIRST and he'll make it happen.

My husband and I were recently purchasing a home and needed a broker. Kennedy Capital was…read morerecommended to us by a family member and we gave them a try. We're very glad we did! This being our first home, we had questions regarding the process and needed a lot of things clarified. Kenji and Ann were always there for us, quick to respond to emails and answer our calls. (Ann is basically the sweetest, nicest person on Earth!) Thanks to Kennedy Capital, we got our loan closed on time (with a great rate) and are now living in our first home! I highly recommend Kennedy Capital to anyone unsure of a broker to use; they won't disappoint!