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    Services - Francisco Coronel

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    6 years ago

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    Ray Gonzales - State Farm Insurance Agent - State Farm Logo

    Ray Gonzales - State Farm Insurance Agent

    (145 reviews)

    Ray just saved us over $1,400 a year on our home and auto insurance - which is, obviously, huge -…read morebut what really blows me away is the experience. Ray spent over three hours on the phone with me answering my endless list of questions with total patience and zero rushing. He explained everything in a way that was actually easy to understand, broke down confusing terms, and helped me feel confident that I was choosing the right coverage for what my household truly needs (not just whatever spits out the lowest quote). He also called my mortgage company with me and streamlined the entire process of canceling the homeowners insurance being paid through escrow and getting the new State Farm policy in place. That alone saved me so much time and stress. Ray had helped me immensely when living in California, and so I know the customer service doesn't stop after the deal is made. He is always a text away (like a good neighbor) with a very speedy and efficient response. His follow through is incomparable. Now that he's set us up in Arizona, I know I can confidently expect the same. You just don't get this kind of top-tier, first-class customer service - especially in insurance. Ray doesn't just fire off a quote; he advises you thoughtfully, and responsibly like he's helping his own family. He absolutely has clients for life in us. Thank you, once again, Ray!

    What can I say about our agent, Ray…read more.... Only that he is totally awesome and is always there when we have questions or concerns. My husband and I recently had a huge incident a couple months ago involving our Tundra and Ray was there every step of the way guiding us through this difficult time. So thank you Ray for being so kind and patient while we were going through this process.

    Direct Service Insurance

    Direct Service Insurance

    (10 reviews)

    Overall this was a horrible experience. Patrick Hall the owner and his assistant Joanna Garcia…read morenever communicated with me. I always had and still have to call them after they were paid in full. Patrick later admitted that he didn't know what he was doing regarding a particular insurance policy I needed. He was also the cause of a $55,300 not being paid to me because the insurance wasn't done properly. Took him over 4 months and I went somewhere else. Also, Patrick and his assistant have a $900 of mine that going on 72 days today that I have not been reimbursed. Please don't use this company they lie and don't know what they're doing on most things.

    Patrick Hall, with Direct Service Insurance, has met my family's insurance needs excellently and…read morecompetitively for many years. Other reviews have mentioned that he tracks down great prices, I recommend Patrick for that reason alone, yet what I appreciate more and more through the years is the warmth and attentive service that I've experienced as he and his wonderful assistant Joanna have met our needs. In addition to Patrick's kind, effective insurance service; his connections are incredibly vast, extending into a unique network of trustworthy professionals throughout the county and beyond (all who usually mention how much they appreciate Patrick). He's gone out of his way more than once to introduce me to someone he knows who happens to be just the expert I needed to help me through challenges, even in matters outside of insurance. In Southern California's unprecedentedly volatile insurance markets, Direct Service Insurance is an invaluable resource to myself and my family. Though designed to protect and keep us safe from life's uncertainties, insurance may not always feel comforting, but Patrick and Joanna at Direct Service will guide and assure you. Not only are they easy to reach, they will reach out to you when you need them to. Patrick and Joanna are kindly souls who offer excellent, efficient, experienced insurance service. I've become convinced by their years of wonderful service that they genuinely care about me and my family.

    Francisco Coronel - homeinsurance - Updated May 2026

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