Beware of this mortgage company owned by David Romanoff. He is a mortgage broker who loans to own. He will find a mortgage for you then forces you into foreclosure and ends up with your house. Look at the Worcester Registry of deeds and see all of the people he foreclosed on. He tries to hide and put properties into his wife's name or other aliases. Her name is Karen Lowe-Romanoff who is a real estate agent. Romanoff is also partners with Stanley Cherny from West Hartford, Connecticut. Cherny and Romanoff have another Mortgage company they co-own together called Time financial. Google it and you will see how they were involved in someone signing a signature from a deceased lady for a mortgage. Their license in New Hampshire was permanently revoked. Why they are still in business in Massachusetts is beyond me. Stay far away from this company or any of its associates. read more