This company is amazing they've always done so much for me and got me the best prices ever use themread more

Todd and Cheri are such a wealth of information anytime I stop…read more in the office. Not only helpful, but saved me money on top of it all. I wouldn't hesitate to send family or friends. Walter K

Excellent experience. We needed some documents notarized and received a quick reply to our request…read more Pleasant, organized, and quick to respond! Thank you!!!

Stephen was extremely helpful in switching my home, auto, and umbrella to a new insurance company…read more He got us a fantastic rate that was way cheaper than what we were paying previously. He did all of the leg work with setting up the new insurance and cancelling the old one. He asked the right questions to get the rate as low as possible and told us what are good options vs costly less utilized ones. Super responsive via email, even writing to us on a Holiday. Made it so easy. Can't say enough positive things about the experience.

I had full coverage with this auto insurance company. My parked car was hit by another driver while…read moreI was inside CVS. I immediately called the police to report the accident. The next day I filed a claim and even went back to CVS and checked with several nearby businesses for surveillance cameras, but none had any footage. I've never been in an accident or hit anyone's car in my life. After some time, my claim was denied by Tracy Larkwich, who was extremely rude. After one phone call, she completely stopped answering any of my calls. They denied the claim because they found yellow latex paint on my car. They claimed it doesn't belong on cars in Massachusetts and is usually on poles, so they decided I must have hit something and was lying about the accident. This is ridiculous. There are many vehicles in Massachusetts with yellow latex paint, and the accident happened in February when there was snow on the ground. Instead of helping their customer, this company is victimizing victims just to avoid paying claims. They take your premiums every month but refuse to honor the full coverage when you actually need it. Terrible service, rude adjuster, and completely unfair denial. I would never recommend this company to anyone. Stay away!

The other insurers attempted to total my vehicle, and N & D called me to say they cleared it up and…read morewas being repaired. They are one of the best insurance companies I've dealt with. Number one in my book!

We were house hunting during COVID for a home. Alex made sure she was by our side every step of the…read moreway. From the pre approval to the actual approval of our home. She made the financial part we had to deal with quite smooth. Alex made sure to get us the best rate possible when it came to our home. I would definitely work with her again!

From the owner: I am a woman of God, A wife, A mother and a Seasoned Financial Professional. I have worked in…read morevarious facets of the Financial Service Indrustry and I specialize in three key areas: Mortgage Origination, Financial Coaching, and Life Insurance. As a Mortgage Broker, I will assist you in Finding the right Mortgage solutions, whether you're a First Time Home Buyer, looking to unlock the equity in your home, Exploring Investment Opportunities, I have the expertise to guide you through the process, step by step. As a coach, in a judgement free zone, I am here to motivate and guide you to financial freedom and achieve your goals. I am also here to help establish your business and assist you in accessing funding to start or scale your business. As a life insurance producer I am deeply committed to guiding families in making strategic and intentional moves with your finances to protect your legacy.I work closely with you to implement a plan to meet your short and long term goals and place you in the custome insurance vehicle to suit your unique circumstances and provide peace of mind to you and your loved ones. What sets me apart is, I am here to help, listen, understand, build, support and guide you on your financial journey while honoring the highest level of confidentiality. I’m here to make it easier for you. Your goals are my goals, and together we'll work towards securing your financial future. I am the last Financial Coach you will ever need!

I also want to detail my own personal experience due to the other user's 1 star review. My father…read moreis a retired insurance agent, so 4 years ago, I asked if he could help with my policies (home and car) after my previous agency relocated too far away. He found that I was way over insured in some areas (car) and underinsured in others (home, umbrella, etc). Since he was retired and now out of state, he didn't have the ability to handle it all himself. My father recommended Steve Palenscar (a contact he made in the past as an insurance agent) SPECIFICALLY because he knew he would personally work with me to get properly insured, not use a preset default from a computer program. Long story short: Through a discussion over the phone about my finances, assets, family, etc, we were able to personalize my coverage to suit my family personally, and I am now adequately covered in case someone makes a claim against anyone in my immediate family (umbrella policy). I'm not an insurance expert, but I am paying less from my combined policies and am actually better protected. Below is part of my Google review related to customer service received so far. Since change to this agency, I have purchased 3 cars and Steve Palenscar has handled just about all of the painful RMV tasks that I have normally had to deal with. That includes having one of his guys wait in line at the RMV to get my plate for me! The 3rd and most recent vehicle purchase is what prompted me to write this review. I purchased a salvage (aka. totalled) car from an auction in Georgia, and soon learned that getting an out of state salvage car legally registered in MA is quite an ordeal. As always, I have been able to email Steve for help and advice and typically get all my complex questions answered in a day. I was given a simple set of tasks to complete, and he will handle all the rest. I cannot recommend this agency enough.

Steve and staff are the best, always there to help with all your needs. We have been with Foley &…read morePalenscar for many years and have many policies with them. We would like to thank them for many years of excellent service!! michael & Bridie B

I have been working with Service first and Siobhan for more than 20 years. Rarely do you find a…read morebusiness that truly lives up to its name - SERVICE FIRST. That is true in so many cases working with this team. Insurance is only as good as the people and the company that stand up for you when you have a loss, and Service first does just that! I've had countless opportunities to change insurance companies over the years through friends, work partnerships etc. And have never wavered. I've referred many people to Service First over the years and they remain customers to this day. Can't find a better person, or group, to work with. Thank you Service first.

Siobhan is very helpful and saved me lots of money on my insurance. I strongly recommend this…read morecompany. I think you would be happy also.

I switched to Progressive in April after being referred by my fiancé because they quoted me a rate…read moreof around $110/month. I was told it might increase slightly after underwriting, but with a clean driving record for nearly 10 years, I wasn't concerned. Instead, my premium jumped to $673. The increase happened because Progressive automatically added my parents to my policy simply because they live in my household--even though I clearly stated during the application that no one else drives my car, the vehicle is solely in my name, and my parents each have their own vehicles and insurance. What frustrated me most wasn't just the increase--it was the lack of communication. Progressive withdrew nearly $700 from my account without ever calling me or sending a clear notice by mail. They claim they notified me through emails and my online portal, but important changes like this shouldn't be buried among dozens of routine notifications. When I called, the underwriting representative was dismissive and even disconnected the call when I asked for a supervisor. Thankfully, the supervisor I eventually reached was kind and helped correct the issue. I'll keep my policy through September since I've already paid for it, but I won't be renewing. A company shouldn't automatically make changes that increase someone's bill by hundreds of dollars without making every effort to ensure the customer is aware. My previous insurer may have cost a little more, but they were transparent, professional, and much easier to work with.

***Consumer Fraud Company*** Just scroll down these Google…read morereviews to read all these 1 star comments about this large scale fraud operation called Progressive. They engage in "steering" consumers to their "Progressive approved body shops" aka Direct repair shops so that the shop will do the exact sub-standard repair Progressive requests them to do. My son vehicle was struck from behind on an off ramp, the other driver admitted fault and was covered by Progressive. The very first adjuster quickly went out to look at damage to the rear of the vehicle, and stated they would have a body shop "just fill in the hole" on the plastic bumper. I advised that we would not do that, and we would take it to a body shop to have it properly inspected. We took vehicle to a wonderful, honest body shop, who is also an independent body shop, not a Progressive approved kickback business. The body shop inspected and confirmed the vehicle needed a new bumper and the exhaust repaired. A second Progressive adjuster then goes to the body shop, and requested the professionals to "just heat up the bumper, so it melts a little bit and then reshape it" because she once saw it done on a video. The body shop, Thank God... thought she was crazy and denied that request stating they would not ruin their reputation by doing such as substandard repair. Numerous phone calls and texts between myself and the adjusters and supervisors, half the time no response back, and Progressive agreed to replace the bumper, but refused to fix the exhaust, saying there was no evidence of the exhaust being damaged in the accident. My evidence was the exhaust was fine before the accident, and then the exhaust was rattling after the accident. The professionals as the body shop agreed it was damaged in accident, but Progressive still refused. In fact, stated that if we want to argue this point, they will just stop paying for the rental car we have. I have already filed a formal complaint with the NH Department of Insurance and will also be filing a complaint with the Attorney Generals office reference the substandard repair tactics that violate state law that states repairs must be done to "pre-loss" conditions. Hopefully, state regulators can get a hold of this bully run business.

I was shopping around for a new car insurance agent since Plymouth Rock raised my rates for no…read moreapparent reason (no points, crashes, or claims) so I was on a hunt for car insurance. Kimmi at Cavanaugh Insurance gave me the best insurance experience I have had so far. Kimmi went through my existing car coverage and gave me a quote that as 33% less than my existing agent with better deductibles and lower premiums. She held my hand and explained what each part of the coverage actually covered and what I would be paying out of pocket if anything happens. She gave me a choice to choose alternative premiums and fine tune my car insurance to my liking. She answered all my questions by email within an hour or so and we got everything squared away in ~2 days (with canceling of the old insurance company and signing the new one). This was all done by email, I never had to step foot in the office. This is one of the best car insurance experiences I've had so far and I strongly suggest giving them a try for a quote!

I don't post comments often (good or bad), but I figured these guys earned it. I already have 4…read moreautos thru the Cavanaugh Agency for a number of years and I am adding a 5th for my youngest son. Without even asking the person I was working with (Stacy) reviewed my policy and looked into the rest of my coverages and she made suggestions to me that saved me money. I thought that was really cool. I won't go into the several things we did and as of this writing, I am not sure of the final total $$$ I will be saving over the 5 autos, but it is estimated at $300 to $400 for the year.