Michael G. is always such a great help. He is responsive and answers my questions in detail so that there are no questions. Thank you Michael for offering great customer service! read more

Very pleased with the service provided to me by Michael Guarino. He was so very professional and helped me with my concerns. I would definitely encourage anyone who needs financial help to go to DMB Financial and especially Michael Guarino. read more

Do not use this service unless you want to keep getting charged and get minimal results. Then after your contract should be up and everything should be paid they want to start charging you more because they cannot complete their end of the contract on time. This should not be my fault, I hired them to do a business in which they failed to do. read more

Please stay away from this company! I stupidly trusted the person who called, Amber Sweet, she seemed knowledgeable about my situation with a different finance company. Amber completely lied to me about a refund I was supposed to get. Amber then talked me into believing her company worked with my other finance company (A Lie) and that I owed a final payment of nearly $675.00. Because of the refund she told me I was getting I agreed to it. It wasn't until Amber started demanding a monthly payment too, I caught on. Unfortunately, it was too late. Amber Sweet stole the money from me and now its gone. DO NOT MAKE THE SAME MISTAKE I DID! RUN FROM THEM! read more

I am so pleased with the service DMB Financial, LLC has provided over the last few years. No matter who I speak with at DMB, they are always incredibly helpful, polite, and understanding. In these difficult times, it is nice to work with people who comprehend your situation without passing judgment and offer real resolutions! By making that call, you will gain some peace of mind and begin to see the light at the end of the tunnel. You won't be sorry! Special thanks to my representative, Michael Guarino, for his encouraging words and efforts on my behalf! read more

DO NOT use them, they said they will do all these things to help and in the end, all they want is your money. YOU can do this all on your own, all you have to do is call them whatever credit card you owe and work out a payment plan. THEY want their money back and are willing to take half of it back. There is a downside that money that is left over will count as income on your taxes, but you will not have it affect your credit score, it takes 30-40 days for them to update the balance as zero. Amber Sweet is one unprofessional employee who thinks she knows everything. "I used to work in mortgage, your friend doesn't know what she is doing" Real professional on a recorded line. read more

terrible! they just take your money and take and take and make your credit report terrible for there benefit! run as far as you can! never use such company and they have a forever revolving door of employees read more

I am thrilled with the fantastic settlements DMB Financial has been able to negotiate for me. I had one $7000 credit card debt that they settled for $2500 OMG and one for $4000 went away for $2000! And they always take my calls immediately and answer my questions (sometimes panicky) and calm me down, in a patient and supportive manner. Thank you to Luis Cruz and the entire staff at DMB -- you guys ROCK!! read more

DMB is amazing. Used them when I accumulated debt that weren't originally my own and they relieved my stress and anxiety immensely . The staff is top tier ! Highly recommended. read more

DMB has gone above and beyond to help me settle my debts. Luis Cruz has called me weekly (sometimes 2x a week updating me on my case. I'm very happy with the results from DMB Financial so far. read more

DMB Financial has accomplished a great thing for me by clearing my debt. It took a long time due to the amount of debt I had but it is now done. DMB has been up front with me on all debts and was able to adjust when a debt was found later in the process. They supported me when I was getting sued as well in resolving the issues as fast as possible. Thank you for all you have done. read more

Overall, it's been a great experience with DMB. I had about 20k of credit card debt and they helped me get setup with a payment plan that was affordable and manageable. After a few years, the debt is cleared, my credit score keeps going up, and I feel like I have a fresh start. Nobody wants to be in this position and mistakes happen, but they made the whole process as smooth as possible. If someone is in a similar position as I was in, I highly recommend them. I worked with Lynne and she was awesome. Thank you! read more

My father has been working with DMB for about 3 or 4 years now. They have been good at communicating steps at every level and maintaining us abreast of settlements. The agents in charge of my dad's account have been changed 3 or 4 times throughout the process, but the last one, Luis Cruz, has been very good at communicating for the time he has been the agent. I believe that my dad could have done this on his own and that it wasn't necessary to go through a debt relief company, but as far as they go, DMB has been up front and consistent with their services. We are at the tail end of the payment plan, and I'm hoping that they do what they promised they would. That awaits to be seen. read more

I have had nothing but positive experiences with DMB. I signed up in 2018 with $10,000 of credit card debt and it is gone. If you attend all of the participant phone calls and listen to what you're being told, you shouldn't have any surprises. I had my payment arranged to be taken out of my account on the 9th of each month and when I needed to switch it to later in the month, it was no problem. They do make you aware that the payment may start to draft out of your account a couple days before your actual payment date and will send you an email reminding you to have money in your account. Everyone I dealt with was lovely. I literally cried the day my debt was paid off. read more

what was suppose to be a 4 1/2 year pay off for all of our bills, as promised, turned into 5 1/2 years. I also loss track of all the different agents we had in that time frame. One or two agents sent emails claiming to have tried to reach me by phone. which was a lie since my phone records missed calls. would we use them again NO. read more

Very poor communication. I think they have a "revolving door" of employees. That's never good.

Don't just walk away from this company, RUN! As fast as you can. They take your money & Don't provide any services. I've been paying $357 a month for about 15 months. They have settled two of my debtors & they are paying very little on those. Most of my money has been going to fees. If you choose to use them please look at all reviews. read more

I used DMB thinking it was a good option to get out of debt. I assumed once they settled with a company, they'd pay them and not take their fee first. After they settled with two creditors, I was confused as to why this would take so long as I was paying $500 a month. After I knew the settlement fees were paid, I cancelled the program. When I called to do so, Cindy Peters, told me that anything they settled would be cancelled and I'd be back at square one along with paying interest. I simply called Capital One and Wells Fargo and set up my own bank account information and continued to pay on the agreed upon settlement. There was no starting over, no extra interest charges, or hassle. I'd recommend you stay away from DMB at all costs. Anyone can settle their debts on their own. Just call or write any creditor. read more

I was very skeptical at first because they were telling me to stop paying on my credit cards and to not answer the phone when the creditors call. It's very much a trust the process program. After 3 years I finally settled my last credit card through DMB and officially paid off more than $17,000 in credit card debt. It definitely is worth it in the long run as long as you understand this isn't a quick and easy fix. read more

I am writing this review about DMB Financial so that others who are in a similar "no-win" situation that my husband and I were in, may find themselves on the other side as we are now. I was actually looking into getting a consolidation loan to pay off our outstanding debts which would have been at an extremely high interest rate and would have taken us at least 6 years to pay, if we were lucky. We did not qualify for that loan so I was transferred to DMB Financial for assistance. That was the best thing that could have happened to us. The representative was extremely empathetic, knowledgeable and patient when explaining to me how they could help us get out of the situation that we were in. My husband was skeptical at first but I had a really good feeling about them and what they said made sense financially. Therefore, we decided to give it a try and I am not lying when I tell you it was one of the smartest things that I have ever done! We have completed the program and now we are free of those debts that kept me up at night! We had a few snags on our end but they worked with us to ensure our success with the program. My husband and I will be forever grateful to Mike G, our contact at DMB, who ALWAYS got back to us within 24 hours when I called and always made me feel better when the call was done. So, in conclusion, if you are in need of assistance with your debts, you couldn't do any better than to call DMB Financial - you won't regret it! read more

I have been with DMB for a few years now, and they are wonderful! They helped get me out of debt! They do a great job at looking for solutions to improve your credit and to settle your debts! They also did a great job with handling a subpoena with a credit card company. They're fair and honest and they get your authorization before settling an account! read more

This company needs to be closed down. I have made 5 payments of $2020 and "they forgot " to tell me to move personal funds out of an account I have active with Wells Fargo. 26k was taken by Wells Fargo because DMB did not do their job. Head manager Ray Lake said to me "well, you sound like a savvy business woman. Don't you think you should have known not to keep funds there?" My response was "no! I've always paid my bills on time. I hired your company to tell me exactly what to do. I've done everything to contract." This company is solely focused on taking fees while NOT ensuring the safety and protection of the client. In addition, I learned today from my lawyer that it's illegal for them to take on business debt when a company is still in business. They 100% knew I was still in business as they were deducting my 2k/month in fees from my business checking account. If you are currently doing business with this company , I highly recommend you stop and find a company who really knows what they are doing. It can literally cost you all your liquid savings. Go elsewhere! read more

If I could give a zero star, I would. This company absolutely rips you off. DO NOT use them. They are terrible customer service and beat around the bush when you confront them about things. They said they made payments when I spoke to my creditor and they did not make the payments. I ABSOLUTELY DO NOT RECOMMEND. You can settle with your creditors directly. read more

I've been paying DMb for three years to just find out they haven't been paying creditors they had agreementd with now my paycheck is going to be garnished. I have made multiple phone calls to DMb and they assured me they fix the problem they have not been paying for the last eight months. They misled me from the beginning and have ruined my life do not sign up with them read more

Honestly think this was the biggest mistake I've ever made. I have friends who've used other companies, and they seem to be so much easier to understand what is going on with each account. Two sign-ons just to figure out where your money is going and for how long. And the amounts just don't seem to add up. read more

This is the worst debt relief company you get use, stay far away. They lie they steal and don't offer no help or resolution. I was taken to court and now owe more than before and they don't take blame or do nothing.. all they do is lie and steal your money.. don't use them at all. Horrible company. read more

I had 67,000 plus unsecured debt on credit cards and personal loans, etc. I got to the point, that I could not effort the monthly minimum payments of totaling $1,154. Contacted DMB Financial and they offered me to settle my debt through a 5 years program where I paid $824 monthly. This sounded good and I went for it. My credit score dove from 715 to 464 in the first 5 months, then I took action to my own and contacted all of my creditors. They were all ready to help me more than DMB Financial did! Some creditor settled for 20% that I owed, while others offered a 60 months pay off program with zero interest! DMB Financial forgot to tell me that they will withdraw their profit (40% of the amount they decreased on your each account) from your checking account after every settled account and do not pay any creditors until they got their money! This will lower your credit score further down! It is a lot better deal to contact your creditors on your own and negotiate with them with a deal, believe me! read more

Terrible communications. They want to stop paying your credit cards! Then they let you deal with the lawyers and collection agencies. They charge you 25% of whatever your debt is for something you could do. They don't return calls. Shady! I canceled my account the day I signed up after reading the contract. I need to be more careful from now on. Worried they still have my bank account information. Avoid! read more

not good at all customer service is basically non existent. They charge you 25% of the bill, before the deal is made, they also charge you to pay each month to deposit money into your escrow account, the fees total 26 dollars a month or so. I get a letter from an account wanting to settle and they say "send it to us" then they settle for the same amount but charge me 25% on top of the settlement, on a deal I could have made myself. That happened one time then I got smart. If you call them and tell them you settled the account they treat you like you are some dummy who got took. The whole thing is a scam. read more

DMB FINANCIAL is a scam... Do not use any of their services, because you'll regret it forever. They are not BBB accredited company and that should raise a red flag. If your doubting me, please do your own research and you'll know what I'm talking about. read more

This company is charging you %25 of whatever your balance is, to call the credit companies and do a job you can do yourself. Any credit company will work with you and offer you the same settlement percentages, you just need to know how to bargain with people. Offer them a percentage up front and they will be more than willing to work with you anyways. The Manager of the settlement department that calls the creditors directly has absolutely no tact when it comes to explaining things to you. I would not recommend this company to anyone. read more

For the person that said DMB Financial is a scam. Did you know that all it takes to get BBB accredited is to pay a fee. Being Accredited really doesn't mean much. read more

not good customer services at all and after they get you to sign up. They take forever to get back to you. I cancel my stuff and was like I can do what they do for free. Plus they will have to be late on your stuff and mess your credit report even more. Other companies don't have you be late and mess your credit up or change you 25% of the debit. Look for other company to help you at a fair price. read more

This is the worst company, its a decision I am regretting. For the first 3 months I was getting weekly calls, I have been with them for a year and a half, I have not received a settlement or offer after 3 months. My financial Advisor was changed without my knowledge. I emailed the new Advisor 3 times and have yet to receive an email back. Money is coming out of my bank every month and I have no f### idea whats going on. They supposedly have a 4 star BBB rating, probably hired actors and false advertising. I have also called my advisor a few times, not even the decency to return a call. They got my money now they ignore. Its a miracle I haven't been sued yet. I am considering bankruptcy now because they just arent helping. read more

Stay away from this company! I had been a client of theirs for about 2 years now. Not only did they rip me off for my money but they were also dishonest to me. Every month this company has been taking money from me that was going towards their tax program and I never even use their services for taxes to begin with. I believe at the beginning of the program I may have been suckered into signing up for that. I was completely unaware of that. If I didn't get into detail with asking questions of my payments nobody would've ever told me and they would continue to take my payment for that until I finished the program. To clients who are currently in the program please reach out to them and make sure you are not getting charged for their tax program unless you really are using the services for that. This happened to me and I would not want this to happen to other people as well. Had I known that they would do this to me I would've never signed up for the program to begin with. read more