DO NOT HIRE THIS COMPANY. I originally signed and hired Divine Developments LLC October 3, 2023 and…read morepaid $9,912.87 and signed a contract on January 18, 2024, in good faith. They promised to handle my insurance-covered storm repairs, including permits, supplements, and full coordination with my insurer. I was told not to contact my insurance company -- they'd "handle everything."
They never pulled permits. Never did any work. Never refunded me.
I asked them to start the work (beginning a few weeks after signing as I had significant damage to my home) or return my money over a dozen times between April and November 2024. I gave them every chance. Instead, they made excuses and then claimed I owed a 20% cancellation fee based on a document (their inflated ECR) they created after the fact, one I never saw nor agreed to at signing.
The contract also states:
"Your out-of-pocket expenses will not exceed your deductible, and you will be responsible for any non-insurance related costs."
I did not request non-covered work. I did not authorize additional services. The contract also states "This agreement relies on approval from your insurance company. It does not bind you or Divine Developments LLC until your insurance company approves and Divine Developments accepts it."
John Murphy aka Rich Kim told me "If you want the roof done without addressing the siding and chimney then you have to sign a waiver to address those things or you must get that situated before us moving forward" he claimed they couldn't handle a roof replacement without doing my siding.
In past insurance claims, supplements were submitted during construction, not prior.
Divine Development's own contract acknowledges that the agreement is contingent upon insurance approval, but they never initiated any work even after partial approval was received.
Divine Development's failure to start work cannot be blamed on my insurer. Their misrepresentation of the insurance process was used as an excuse to delay performance while retaining nearly $10,000 of my funds.
Throughout our correspondence, Mr. Murphy/Kim insisted that work could not begin until all supplements were approved by State Farm. This is factually and procedurally false.
In reality:
Contractors regularly begin work based on the initial approved scope;
Supplements are routinely submitted during construction as new conditions arise;
Their reliance on this excuse to justify months of inaction and deflect from nonperformance was misleading and manipulative.
The person I dealt with called himself John Murphy, but I later confirmed through Erie Insurance, legal filings, and his own social media video that he's really Richard Han Kim. He used multiple names, including "Rich Kim" on video, while signing contracts and threatening people as "John Murphy." It was all a front.
When I left a factual review to warn others, he threatened me with legal action. That was October 17, 2024. He threatened me again on April 17, 2025. This man took my money, never showed up, and then tried to intimidate me into silence.
To this day, they've never done a single bit of work. They never pulled a permit. They never did what they promised and they never gave my money back.
I've since found they are named in a $77,000 court judgment in New York for unpaid loans. They're also listed on the D.C. revocation list and used a Regus virtual office to get licensed in Connecticut. And they falsely claimed BBB accreditation in their contract.
I've filed complaints with the AG, FTC, DCP (Case #2025-380), and BBB (a second after uncovering more deceit and lies). They also had their license revoked from DLCP.
They scammed me, lied to me, ghosted me, and threatened me for speaking out.
You've been warned. They are everything wrong with this industry.