(Dave White Auto Credit)
Scam artists. Changed the price on my paperwork on my vehicle after I signed it and intentionally neglected to put that sheet in with my paperwork so I wouldn't have proof. Vehicle fell apart immediately after purchase. Had to dump thousands into repairs because of "temporary fixes." There was gum on a hole in the brake line. I almost died when the rust spread past the gum and the pressure dropped while I was on the highway.
Explained to finance department the large sum of cash I had to put into it, and that payment would be a bit late due to it. They waited for the vehicle to be repaired, and repossessed it for two weeks behind on payment. Said I could get it back if I paid an extra thousand for the repossession fees, then when I declined, immediately filed suit and garnished. Then added 1000 into "cleaning" and "refurbishing" the vehicle they got back from me in better shape then when I bought it.
All in all, I signed to pay 5000 for the vehicle. I was scammed to 8000. Then, without any explanation it became 10,000 WHILE I WAS STILL MAKING PAYMENTS. They give you the run around and general vague answers about interest, even though interest is there already when it's deducted from your payments at almost 50%.
Then I paid 3000 bringing it down to 7000, but with interest 8500. Complained about the interest rate, so they just stopped all interest (oddly). Then they repossessed it after two weeks late payments, and charged 2000 more through various dubious and probably fraudulent practices. Now I've been garnished 300/mo for over a year and still haven't even put a dent into it.
Also, installed the pass-time system while lying to me about what it does. It beeps loudly and obnoxiously. every time you start your car starting A WEEK BEFORE THE PAYMENT IS EVEN DUE. A very embarrassing device. Apparently the reason he didn't tell me was because he had to resubmit the loan for the new amount after he altered the paperwork, and I wasn't cleared without it. He called me at home and told me I have to come in and have it installed (after I had left the lot with the vehicle).
Buyer beware. read more