1. Dakota Adjusters

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Sioux Falls, SD

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Dakota Adjusters

2.5 (2 reviews)

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8 years ago

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Citibank and Citicards

Citibank and Citicards

(76 reviews)

I would give Citibank and in particular Citicard even higher than 5 stars if I could. They are that…read moregood. I purchased an large, inflatable swimming pool for the backyard in May 2020, hoping , as many people did, that we could use it as an anitdote to the general restrictions of the Covid-19 pandemic. The seller turned out to be in China (although that's not always a bad thing), and this wasn't apparent from their website. When I finally received their product (which I suspect took so long because they didn't manufacture it or buy it from the manufacturer until I bought it), it was the wrong size (smaller). A few months later, after wrangling with the seller online (to no avail) and with PayPal (lots of promises of help, but ultimately no help in getting a refund), I contacted Citicard ... and received lots of help, good, professional help. I submitted the requested documentation online (easy with their online systems), was issued a provisional refund after review, and waited for the seller to respond to them. The seller essentially refused the return shipment, then lied and said they hadn't received it. Citicard told me my claim was denied and the refund cancelled, but offered me a chance to submit additional supporting documentation regarding the return shipment, which I did. After a review of the additional documentation, they reinstated the provisional refund, contacted the seller and must have said, essentially, "How do you explain this?" One month later, the provisional refund became permanent. When no one else will help you and you're about to see over $600 go down the drain, having Citicard on your side is a lifesaver. When their webpages say, "How can we help?" it's not just an advertising slogan. They helped when no one else would.

Received offer of CITI CUSTOM CASH CARD WITH 12months no interest with balance transfer, okay…read moresigned up Jan. 2024. Card had a $5000 credit limit. Feb 2026 lost card due to 2 patrons @ outdoor restaurant fighting and tipping 3 high-top tables against railing causing items on table to tip against outer railing and fall onto edge of OHIO River. 1 clutch purse & wallet found 3 credit cards fell into river. Card replaced 1 week later with a minimal credit limit of $810. Took until today to get straight answer and they stated credit score low. Current score is 721 thru Experian Boost!!!!!!!!!!!!!! Many family/friends told me tell "CITI to take a long walk off a short pier"!! Okay I admit the terms looked good at the time. Should have checked YELP. What is it they say "live & learn". Will tell you their customer/call center is out of the country and of the 5 people I spoke with only 2 fairly easy to understand. My bank offered a loan without interest for 12 months to payoff & drop CITI ASAP TA DA !!!!!!!

Paytrust - Current Paytrust.com Logo

Paytrust

(263 reviews)

The Good: I have been using PayTrust continuously since it…read morewas "PayMyBills.com" (2002?). It changed my life and helped me to better manage my monthly bills and paperwork associated with them. I can go back years and print off proof of payments and get images despite over that same period changing banks, credit card companies, losing files in moves... The Not so Good : It looks like they have moved to a support and maintain philosophy as no new development is evident for many years now. They do not offer a mobile app, and their UI is very "wooden". The Bad: Only recently they been NOT indexing newly established payees, simply bouncing the bills back to my home address only to be received too late to pay on time. Conclusion: I need an alternative if anyone can offer one that has at least all of the current functionality so I can move on to something else before I get the inevitable email saying they are shutting down.

Please do not use this company if you are a family. This service maybe good for a business with…read moresubstantial revenue. First they charge a fee for each bill that's paid, then they charge for email responses, also they withdraw the money for bill and hold it in another account then they pay the bill with a special account. Some companies reject the special account further delaying payment of the bill because then they send a paper check! I have had bill delayed up to 8 days cause multiple late payments and overdrafts fees. Then the bill manager instead of taking responsibility will direct you to the contract. The VP and Roni were very responsive. However the system is just garbage all the way around. Just don't risk it. Now I have to clean up the mess. I should have to listen to my spouse. Paytrust and Silverbells are one in the same

Dakota Adjusters - debtrelief - Updated October 2026

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