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    Dakota Adjusters

    2.5 (2 reviews)

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    8 years ago

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    Citibank and Citicards

    Citibank and Citicards

    (75 reviews)

    I would give Citibank and in particular Citicard even higher than 5 stars if I could. They are that…read moregood. I purchased an large, inflatable swimming pool for the backyard in May 2020, hoping , as many people did, that we could use it as an anitdote to the general restrictions of the Covid-19 pandemic. The seller turned out to be in China (although that's not always a bad thing), and this wasn't apparent from their website. When I finally received their product (which I suspect took so long because they didn't manufacture it or buy it from the manufacturer until I bought it), it was the wrong size (smaller). A few months later, after wrangling with the seller online (to no avail) and with PayPal (lots of promises of help, but ultimately no help in getting a refund), I contacted Citicard ... and received lots of help, good, professional help. I submitted the requested documentation online (easy with their online systems), was issued a provisional refund after review, and waited for the seller to respond to them. The seller essentially refused the return shipment, then lied and said they hadn't received it. Citicard told me my claim was denied and the refund cancelled, but offered me a chance to submit additional supporting documentation regarding the return shipment, which I did. After a review of the additional documentation, they reinstated the provisional refund, contacted the seller and must have said, essentially, "How do you explain this?" One month later, the provisional refund became permanent. When no one else will help you and you're about to see over $600 go down the drain, having Citicard on your side is a lifesaver. When their webpages say, "How can we help?" it's not just an advertising slogan. They helped when no one else would.

    Received the sales pitch on the American airlines flight of 0% balance transfers and all the other…read moreperks. Signed up for the card, transfer a balance. Now I pay interest on all purchases even when I pay them off each month because I have a 0% balance . Makes no sense at all. Took over four customer service phone calls to have someone actually explain this to me.

    Paytrust - Current Paytrust.com Logo

    Paytrust

    (263 reviews)

    Please do not use this company if you are a family. This service maybe good for a business with…read moresubstantial revenue. First they charge a fee for each bill that's paid, then they charge for email responses, also they withdraw the money for bill and hold it in another account then they pay the bill with a special account. Some companies reject the special account further delaying payment of the bill because then they send a paper check! I have had bill delayed up to 8 days cause multiple late payments and overdrafts fees. Then the bill manager instead of taking responsibility will direct you to the contract. The VP and Roni were very responsive. However the system is just garbage all the way around. Just don't risk it. Now I have to clean up the mess. I should have to listen to my spouse. Paytrust and Silverbells are one in the same

    Once a gem, now completely useless. Cumbersome, horrible user interface...and it got worse - much…read moreworse - after the upgrade a year ago. I'm surprised that I don't need to launch the program with a "C:/! The reports and the overall capacity of the program and the bill payment was impressive but now impossible to manage... it's easier to get into a coconut then it is the Paytrust data. This program is stuck in the 1990's. Even the 2 Step Authorization is clunky. They require a outbound call and it's a slow process. When you say "hello" there is a slow talking, long introduction ("Hello.......this is Payturst..... calling for your code number shown on your screen..... hit 1 to proceed........more instructions then enter/speak the code on the screen. But you have to wait until the message ends before you can input the code. No way to short cut it by just saying the code. A small thing but.... Death by a thousand slashes! It's a real shame.... There aren't many programs like this that I know of. I had to finally dump it today. Even the cancellation process annoyed me.... I sent a letter and they responded with a letter saying I had to call to cancel. Then I got the operator whose second job is selling timeshares... and he would stop trying to keep me in. Sadly, Run away from this one. BooHoo.

    Dakota Adjusters - debtrelief - Updated July 2026

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