I have had such an incredible experience with Credit Absolute. Their system is essentially flawless as their portal breaks down all their efforts, results, deletions, & percentage left to complete PER bureau. They are extremely meticulous & their team updates you each step of the way by email. You have 24/7 access to your portal, on-going education, and can email with any questions you may have. Their education portion is priceless & their team really helps to not only FIX errors BUT also teach you long-term solutions or hacks that maybe you thought were correct but they were not. For example, many people will think that a credit card utilization is best at BELOW 30% - That is definitely incorrect. To maximize the "Sweet Spot" & maximize your PTS elevating, this is where their education will teach you a solution in less than 5 minutes. I unfortunately went thru a bad divorce & still had my named attached to things that were not even my debt as well as things that I was not even aware of. I also had to fight some errors that my name was attached to when my father passed. Having always had excellent credit, a lucrative career, having owned several homes, cars, etc... These errors not only complicated things but Credit Absolute's service brought an end to that chapter of my life where I could finally experience true freedom. Within 2.5 months (Signed up mid August & completed my 2nd Monthly Review in November - Scores reflected a credit pull from Oct 30th) HERE ARE MY FANTASTIC RESULTS! My scores jumped +98 PTS for Equifax ... + 104 PTS for TransUnion ... +19 for Experian! These are results coupled with education that DIFFERS from anywhere else you will learn with a bonus that you have access to the education FOR LIFE & their aggressive deletion process. Also, keep in mind... Any repair services you hire has a portion of a WAITING game as the bureau's have 30 days to respond, so these results were in only TWO rounds of CERTIFIED letters! I highly suggest the certified letters as it holds the bureaus more liable and puts a more stringent time-stamp on responding. I am beyond gracious and thankful for Credit Absolute's honesty and professionalism. They literally go line by line on your invoice to make sure you understand & before signing up for the service, they explain their BEST and WORST case scenario of $$$ due for their services - This way you have a good working knowledge of what is expected of you. There are ZERO surprises with this company other than fantastic long-term results! They can work with you financially with a payment plan if needed during unexpected emergencies so PLEASE stop wasting your time looking for a better service because I guarantee you - THERE IS NOT ONE. Also, this team has experience in mortgages, etc so they have extensive knowledge to help you meet whatever your financial goals are. Derek ... Karina ... Felicia ... THANK YOU from the bottom of my heart! Below are my results for proof from my portal - The only thing whited out are my starting scores. Don't hesitate ... Call them now for your free consultation & I guarantee you will ABSOLUTELY not regret it! :) read more

Several years ago while trying to make a purchase on a car I was told my credit score had a bunch of negative marks on it from student loans to credit cards. Which werent my accounts. Since that time Ive been working on my credit report with numerous companies who promised me results, but failed. None the less I was still in the same situation as before, no items removed and my credit slowly progressing due to good cosigners on the things I needed in this world. Recently while trying to get a loan on a house my broker told me to reach out to Derick Vogel and Credit Absolute. At first I was hesitant but Derick quickly won me over and told me we dont get paid unless we succeed. I figured at this point I had nothing to lose. I gave Derick and his team a chance. They told me they would send dispute letters out and we would review the results in 35 days. I was 22 days in on my first round of dispute letters and noticed my score had gone up 55 points!!!! My Experian file showed ZERO Student Loans!!!! We have my first review next week to see what all was removed. Needless to say Im extremely pleased and happy with the Credit Absolute team. I would recommend them to anybody. With such great result in such a short amount of time, Im eager to see what the future holds. Take it from me. Ive tried every company out there and nothing ever worked. If you want professionalism, comfort, and positive results then choose Credit Absolute! read more

I found out about Credit Absolute a couple years ago and what a blessing. I have told many friends and family about the amazing professionalism, and the huge difference in my kids and my life they have made. My credit has haunted me since my divorce and since I found accounts on my reports that weren't even my own. From the start Derick, Ariel, and Becky have worked hard to clear my report and keep me moving toward the credit score I hoped for. The prices are more than reasonable for the remarkable differences they make in removing the negative credit from all 3 credit reporting agencies. They are patient with clients as I am a contractor and when I am not working the work with me by giving me time needed to pay the balance I owe the company so that I as a single mom of 4 can continue working on my credit while supporting my children. I am thankful to the Owner and staff at credit absolute without them I would never be able to buy the home I dreamed of or get to the credit score I needed. Life isn't easy and throws its twists and turns, but this company is more than just a credit repair company they are blessing. My credit score has gone up 200 points since my start I couldn't be more thankful!!! I highly recommend Credit Absolute for all your credit repair needs! read more

Me and my husband were so blessed that we found credit absolute thru yelp. Before we enrolled to the credit repair program, my husband got about 640 credit score and I got 593 in my equifax. My husband got 2 secured credit cards and I can't get approve of any credit cards. After a month of being in the program, credit absolute got 15 negative reports deleted in my credit report and 4 negative reports of my husbands. My husband's credit score went up to almost 700 and mine went up to 689 in my equifax. Also, I got approve for a credit card and my husband also got approve for a costco citi credit card with 2k credt limit. Credit absolute is a great company to have your credit repaired. They are a group of people that are willing to help you. Thank you Derick, Felicia and Becky for helping us to get to where we want to be... Also, they do not just repair your credit for you, they also coach you on how to pay and use your credit cards wisely. We are more excited and looking forward to what Credit Absolute can do wih our credit reports. Again, thank you very much from the bottom of our hearts. God bless! read more

After reading all of the great reviews about Credit Absolute, I decided to give them a shot. I do not regret that decision! When I first started out my credit score was below 500 with a TON of accounts in collections and late payments.. Fast-forward a few months, I'm now sitting at a 600+ credit score 80+ late payments removed, and I'm almost ready to buy a house. The whole team over at Credit Absolute has been so helpful in guiding and teaching me throughout this process. (A very special thank you to Felicia for being so welcoming and available to answer EVERY question I have ever had about credit.) A little advice to people contemplating on whether or not to join - DO IT. Initially, I was hesitant because some things just seem too good to be true, right? Wrong. It really is THAT easy.. These people go to bat for you and they LITERALLY do all of the work. You have nothing to lose. If you are looking for credit repair, you're here for a reason. If you don't do anything about it, nothing is going to change. Give them a chance. I wish I had done this years ago. read more

Out Freaking Standing Service My wife was looking on YELP for companies to increase your credit scores and she found Credit Absolute and read all the reviews. After showing me the web site and the reviews my first thought was there is no way this company was first "legit" and second help that many people like us boost their credit score. Well I was dead wrong. My wife and I started with Derik and the team in February of 2021 and thinking we would only going to go a few months and see if it would help. After our monthly meeting with Felicia and 9months later they have managed to help boost my credit score by 200 points and my wife's by 50 points. If you follow the steps they inform you on how to build your credit and if they tell you will build your credit. When you get a credit card pay the amount they advise you to pay and listen to them don't be afraid to get a second credit card "listen to Felicia's Advice HAHAHA" she's there to help you. I would recommend Derik and the Team to anyone out there struggling to get their credit inline. read more

Hello My Name Is Alex Berry, At the start of this year I set out looking for some help with building credit for my new business and to fix my own personal credit. I found Credit Absolute, and what a blessing its has been. I spoke with Derick Vogel, He made me feel so comfortable with what his company could do to help me with building my company and my personal credit. I'm so pleased to say that in a few mouths of working with Credit Absolute that My business credit is coming right along, But my personal credit has made the biggest improvements Trans Union went from 525 poor to 723 good, up 198 points Equifax went from 563 poor to 581 poor, up 18 points Experian went from a 567 poor in march to 623, fair up 56 points This was better than I thought it would be in such a short period of time. So if you need help with any credit issues, The answer is Credit Absolute. Thank you for what you have done up to this point and I'm looking forward to the future. read more

I recommend this company to anyone who has questions concerning their credit! Whether it be building, improving, or simply gaining knowledge on how to better your credit score and be informed on how to manage good credit! Credit can be scary and my whole life I avoided building my credit and it wasn't until I was well into adulthood that I realized what a mistake that is. Derick and his team have been so helpful in informing me the steps to take toward improving my credit score. Every time I speak with Felicia I feel like I'm talking to a friend who I can trust, she answers all my questions and concerns with ease and has helped my credit score go up so much in the last 6 months. Karina has also been around for coaching and helped me when I needed answers to questions I had involving improving my score! This is a company I feel comfortable working with and again would recommend it to anyone looking to better their credit, good or bad! read more

So, we just got started 03/19/2018 and the consultation was amazing and informative, not just about our personal credit, but how to grow our business as well! Derick even made it better when he called back, and told us what we needed to do to start building our credit and what cards we needed to get started with. We have not been able to really qualify for anything, but today he gave us some great coaching direction and we were like kids in a candy store when we got approved for a great credit card and the limit was more than we expected!!! Not only that, we were educated like never before. We have spent countless dollars and have not seen any real results and we cannot wait to come back tell you more of our testimonies, so stay tuned! We feel confident for once in a company that knows what they are doing and everyone is on the same page. The Gentrys7 P.S. Thank you Nick Foster for referring us (Foster Financial CPA, also a A+) read more

I find it hard to believe this company has 5 stars I feel like all of the reviews are fake! My husband and I decided to move forward with this company he paid them 299.00 for a start up fee and they sent out letters. There was no follow up and its been 60 days. I canceled with them and they do not want to refund my money. DO NOT TRUST THIS COMPANY don't let the five star reviews fool you! Derrick Vogal, the CEO of the company is very rude and does not want to refund my money. I have reported this company to the Federal Trade Commission, Better Business Bureau, and my bank. Derrick claims he helped me raise my credit score, he is so wrong, Credit Karma, helped me by offering a credit card. Credit Absolute did ABSOLUTELY NOTHING FOR ME BUT RIP ME OFF!!! I HAVE REQUESTED A REFUND FROM THIS COMPANY, DERRICK VOGEL HAS JUST DECIDED TO IGNORE MY REQUEST!!! PLEASE BEWARE HE IS A CON AND THIS COMPANY IS A FRAUD!!! VERONICA SCHMIDT read more

It's been just over a year, 13 months to be exact since found Credit Absolute. It's hard to trust in someone you don't know or to trust a company when you read mix reviews!! To me, what negative reviews that I could find and that were read, were people who had the wrong expectations and was hoping for a magician. They told me at our first meet and greet "we do not have a magic wand to wave and make everything go away" When credit absolute started to help me a little over a year ago, my credit was 492 as an average score!!!!! Now my average credit score is 692!!! With two of my scores in the 720 range!!! If you take the advice and follow the direction the program helped me and continues to help!!! Since the help have refinanced a vehicle and purchased a brand new one with 4% apr! It's over due but better late then ever, thank you guys for working so diligently with my credit!!! read more

I highly recommend Credit Absolute to everyone!! I sure wish I knew about Credit Absolute a long time ago.....Derick, Felicia and the entire team are all very kind, compassionate, honest, caring, professional & just AWESOME!! :) Their knowledge and willingness to share what they know to help you is OUTSTANDING & very rare to find! I am very happy that I have finally invested in not just myself and my future, but a company that truly cares about you and your future! Derick, Felicia and his entire team have been true Angels for me! I am very grateful & thankful for them! They have helped me more than words can express. What can I say other than Derick, Felicia & his entire team at Credit Absolute totally ROCK & are the BEST in my book!!! Thank You Credit Absolute! May you continue to be blessed to bless others!! Stay safe, blessed & awesome!~Gina :) read more

I'm so grateful for Credit absolute. From the very beginning speaking with Derick I felt at ease because he was so knowledgeable about how everything worked. Then there are his associate Felicia and Karina who have both been so great through this entire process doing monthly reviews so I can see first hand the progress and improvement. I will say it was a lot I didn't understand about credit until I started with them and now I feel comfortable and equipped to better manage my credit successfully. Most importantly though is the fact I got real results! My credit score has went up almost 40pts since starting last summer and I honestly couldn't of done it without this company. I still have a little ways to go but I'm confident I will almost A1 credit once I'm completed because it hasn't even been a year and I'm seeing major improvements. read more

I had an excellent experience working with Credit Absolute and (Derick). From the moment I reached out through their easy-to-use online form, the process was smooth. I was looking for ways to increase my credit score, and Derick not only provided clear and honest guidance but also took the time to explain my options without any pressure. Unlike some other companies, Credit Absolute genuinely focuses on helping their clients, not just selling a service. Derick pointed me in the right direction with practical steps to improve my credit, and I felt confident that I was receiving honest, well-informed advice. If you're looking for a trustworthy company to help you with your credit, I highly recommend Credit Absolute. I felt they truly care about their clients and make the process simple, effective, and pressure-free. read more

I started Credit Absolute in April 2020, we are now in the beginning of May 2020and my score has already increased tremendously. I was not expecting movement so soon! The team is very well versed and experienced in what they do, most importantly they love helping others get credit approvals and it shows. You are provided with a lot of resourceful videos to get an understanding of how credit works, the myths, and the methods to help you get back on track. In addition, the team is very attentive with updating you every step of the way, sending you emails of progress and setting up one-on-one sessions. I joined Credit Absolute to get me on track to purchase a home & I can easily see that happening sooner than I thought. I am grateful for their quality of business, it was the best decision I made. read more

Great company! My husband and I needed to get our credit score up and we didn't know were to start. After looking at all of the reviews we decided to call credit absolute. They are very professional and get straight to the point. Derek was awesome we answered all of my questions. I was even able to text him and he replied right away with answers. Felicia was absolutely amazing she made my husband feel comfortable to were he would ask questions and usually I do all the talking and explain to him later. My credit score was at 523 and my husbands was at 585. Im now 611 and my husband is at a 635 and that's just in within 1 month or 2. I love how you can stop the process at any time but always be a member and go back when you need to. Thank you you guys for everything! read more

Over a year ago my husband and I were looking to fix our credit so we can buy a home. we searched and called so many places and they all seemed to want monthly payments and outrageous fees. i found absolute credit and they were able to discuss with me the cost and how their process works. They were professional and affordable and offered the convenience of setting up phone appointments or going to their office. they have been extremely helpful in answering all of our questions and are always quick to reply if we ever have anymore. in the past 13 months our credit has jumped over 100 points and i am happy to say i have finally been able to get credit cards and the tools and knowledge to keep increasing my credit. read more

As a top producing lender for over 20 years I have tried and tested many credit companies with minimal to no success. Derick and his team are top class professionals with REAL results that have aided many of my clients over the years. If you are needing or looking to have some items regardless of how minor or major do not waste your time or money with empty promises from other companies operating as if they are a law firm while ripping you off..... Derick and Credit Absolute are in my opinion the first and only call to make. Period, and I am happy to take personal phone calls as a reference if needed Derick has my contact info and authorization to have anyone call me direct. read more

This company is amazing and has answered all of my questions with full knowledge. Never once have I doubted their abilities to increase my credit score and lower my interest rate on my current car loan. My credit score grew more than 60 points within the first 6 months. I am now on my way to finally purchasing my first home. Every time I got a phone call it was such a pleasant call. They were always rooting for me to continue to build my credit. It was always honest and to the point. That's exactly the motivation I needed. The biggest thing I learned was to always ask questions and to stay focused on my end goals. read more