I joined CKO in October of 2018 after I took the intro class. I didn't really want to, but I felt forced into it since I bought the gloves for $25. (they make you buy the gloves no matter what) So, I went to another class, and I had no idea what I was doing and the person conducting the class was too busy screaming to actually help me. I tried my best, but it was really intimidating being in a class of experts with no one to help you. I went to one or two more classes and then I finally said that enough was enough. I was going to hurt myself or someone else because I had no idea what I was doing and there was no one there who was willing to teach me. I signed a 1 year contract, and to get out of the contract it would cost me almost $650. I didn't have that kind of money and I thought that it was completely unreasonable. I decided to just let the payment come out month after month. I had one payment left, and my debit card expired. I thought about calling and paying my last payment, but why? Why should I pay this company $75 for a service I am not using, I haven't used their equipment or even stepped foot in the Plaza in almost a year. So, I let it go. I received a phone call from an associate there who asked for my payment and I explained to her all the above information and that I would not be giving her my last payment. I asked to speak with a manager or the owner to explain it to them as well. They weren't there, so she said she'd have them call me. Two months goes by, no call. It's now December 13th, I recieve a phone call from an unknown number in California, I sent it to voice mail. Instead of leaving a message, they call back immediately. I answered, it was a man named Carlos from a collection company called Swift Funds Financial (super shady name). He tells me that I owe CKO Kickboxing $687!!!!!! I lost it! For one missed payment of $75 they want me to now pay almost $700, are they out of their minds!!!! Carlos then goes on to tell me that if I don't pay it today that at 3pm pst they will be notifying the credit bureau and I will have a strike on my credit. So this man is threatening me and intimidating me for ONE payment that I missed for a service that I haven't used! I got Carlos' information and I immediately called CKO I was so angry! What type of business tries to intimate customers into paying for something they clearly don't use. It was absolutely obsurd! Then woman on the phone says to me that if I was willing to pay my last payment, she'd call the collection's agency and cancel it. I unfortunately paid her, because I was scared that I was going to have a hit to my credit. I later found out that this was a scam. The collection agency whether it was real or not could not have notified the credit bureaus without first giving me the time and opportunity to resolve the issue. It's absolutely ridiculous and I would NEVER EVER trust this company. It's disgusting what they did and completely immoral and unethical! read more