I deposited a check for $1300 through Chase's mobile app on November 22, 2024. Moments later I received an email from Chase acknowledging my deposit and advising that the funds would be available in my account in three weeks. This seemed unusually long for a check to clear so I called Chase Customer Service for clarification. The Chase agent I spoke with advised that mobile deposits take much longer than checks presented for deposit at a branch. He also indicated the local branch could speed up the deposit.
After the call I went to my local branch at 3527 Connecticut Ave in Washington DC. When I explained to the Chase representative my question about the deposited check, I was told it takes as long as it takes and it would still take three weeks if I presented the check at the bank. I couldn't understand the three week lead time to clear a $1300 check from the DC Treasury and stated that in the last few months I sent two bank wires to EU auction houses that took 2 days. While I was still talking, she said have a good day and walked away. This is the first time I needed to consult with an agent at my local Chase branch about a problem and I certainly was not treated like a valued customer.
I will be closing all of my accounts with Chase and looking for a bank where interaction with employees is not so grim and cheerless and where customer engagement strives to rise above careless and indifferent. read more