Rafael Garcia's expertise made the refinance of our home an easy process. Rafael and his team were…read morealways available for questions. I would definitely contact him again for any future home purchase or refinance needs.

From the owner: Our mission and passion has been to work with home buyers to fulfill the dream of home ownership,…read moreand to build lasting relationships that create value and stand the test of time. We make prompt decisions, have more flexibility and choice, and have an experienced and professional team. Add that to our quick closings - usually 30 days or less - and the choice is clear. We offer loans to purchase or refinance of SFRs (1-4 units), condos, townhomes and manufactured homes; for primary residences, second homes and investments; using VA, FHA, USDA, Conventional loans; with some programs providing 100% financing.

Sergio Angeles and staff are awesome to work with. They made it easy to buy a new home!read more

I am a happy homeowner thanks to Sergio. My family and I have been living in our home since last…read moreAugust and we know his help made this possible. **I was looking for his address to send a thank you and saw the previous review. I am a business owner and feel it is only fair to review a business you have actually had a transaction with- if you got a weird feeling and chose not to move forward- you have that right- but to attack someones reputation without solid ground is erroneous.** I was introduced to Sergio by my Realtor and from day one he was responsive and worked fast. My loan was approved within a month and his cooperation with underwriting in the mortgage company was imperative. The underwriters were asking for documentation out of the ordinary (due to our type of employment) and the sellers were impatient to sell- between an awesome Realtor and very serious mortgage broker my dream has come true! THANK YOU SERGIO! **Previous review has been removed since my original review. It is not appearing in the "Filtered" reviews nor is it showing as "Removed for violating Yelp guidelines". Hmmmm...

It was such a great experience working with Oscar Mora at TreeHouse Mortgage. He and his staff…read moremade sure that his clients were safe during this time of Covid. We also appreciated Oscar's knowledge and honesty formalizing a plan for our refinancing. The whole process went smoothly and Oscar's timeline for the completion of our refinancing was right on schedule. We highly recommend Oscar and his knowledge and great work ethics. Paul & Lupe Marie Hernandez

We just completed our loan process with Treehouse Mortgage for the second time. Oscar Mora and his…read moreteam are great! We were sent frequent updates and informational videos at each step in the process. They encouraged us to ask questions. Everyone we spoke with was very professional and personable. Many thanks to the team!

Review for Steinbeck Real Estate - Angela Savage, Realtor…read more I recently had the pleasure of working with Angela Savage from Steinbeck Real Estate, and I can highly recommend her for anyone looking to navigate the complexities of the real estate market. Angela is an exceptional professional with over two decades of service and her expertise truly sets her apart. In 2021, Ms. Savage assisted me in selling my condominium of 14 years and recommending things to do to improve the property to sell and giving me a base price to list at. I obviously wanted more, but her knowledge of the current market was spot on and the right buyer was available to help facilitate this closing. Fast forward February 2025. Ms. Savage was aware that I had been looking for a new home since late November 2024 and was sending me updates almost daily on homes that I was interested in South Salinas that met at least three requirements that I had: a) awesome kitchen b) two car garage c) a nice backyard to entertain and/or relax. She knocked it out the of park, on a listing that literally was up for a few days. She contacted me right away and said we needed to do a walk-through ASAP...it was one of those homes that was literally on the market and didn't have an open house...a few days later we put in an offer and just a little over 4 weeks later we had closed this transaction. Ms. Savage's due diligence to follow up and assist with this closing made this a smooth transaction. She diligent and even returned my phone calls and texts right away even on the weekend. She made recommendations that made sense and noted that they could be resolved with the seller/buyer agreements (contingency). The negotiations really made a difference as I felt lost in the paperwork and she reassured and went over anything I was unfamiliar with. Overall, I am happy with the purchase I had made and the ability to live in a part of South Salinas, that I always dreamed I could. I am fortunate to personally know Angela Savage, a broker/realtor for Steinbeck Real Estate in Salinas, California. I look forward to my next transaction with her company and the opportunity to sell or buy another home. I don't take recommendations lightly, I really believe if you are looking for the right home and want the best, consider Angela Savage at Steinbeck Real Estate or any of her team members. They are a class act.

If you are looking to either buy it sell a property I would highly recommend Jennifer Hardy. We…read morehave purchased and sold many houses in the past, and she was very thoughtful. She was always in touch and on top of everything. Our purchase went very smoothly. Tom & Terri Clark

The bank manager Lori Miranda stole my identity, my stimulus payment, amended my taxes, had bank…read morecustomers robbed outside the bank in 2011, intercepted my tax return this year and closed my account. She would steal my money since 2017 and sold my identity to the dark web now my family is being threatened by her in-laws. And she set up two bank robberies !!!

From the owner: "Safety and soundness" is a term we've taken seriously and spoken of genuinely since 1905. It…read morepoints to the very foundation of the Mechanics Bank business model that puts safeguarding your money first. For some, business is strictly about profits and losses. For us, it's about people and mutually beneficial relationships that endure. Understanding that every decision we make affects our clients, our employees and our shareholders, we know that, together, we're stronger. There's also exceptional strength in our numbers, which far exceed banking industry norms. For over a century, we've strived to exceed our clients' expectations every day by making wise and reasoned decisions that protect their best interests. This has been and will remain our foremost commitment. Visit MechanicsBank.com to learn more.

Liz was incredibly helpful and attentive in securing my loan, and patiently aided me in what is…read moreusually a stressful process. My real estate agent was so impressed with Seraph's rates and Liz's professionalism that she even used them herself for her own loan! I couldn't speak more highly of them - definitely consider them first.

Aimee is the best! Seriously, my husband and I couldn't be happier with the way our refinances have…read moregone. That's right-I said refinances because we've worked with Aimee twice. That says a lot right there. Aimee is super patient, smart and responsive. I have a lot of questions and she's so quick to get back to me and never talks above me when explaining-she's able to go over the details at my level so I feel confident with what I'm signing. I couldn't recommend her enough!

I want to thank David for helping me refinance my home. I was a little nervous but he made the…read moreentire process easy to understand and comfortable. David is professional and honest he will give you options without feeling pressured. I recommend if you are in the market for a new home or refinancing to reach out to him. Letty

From the owner: We Provide Multiple Listing Service for 2%…read more We Get It Sold! Save Your Equity! While also helping buyers find there dream home. Home Loan$ Purchase Money or Refinance cash out. Commercial Loans, Private Money, Hard Money. We Close Loan$ Atendemos en Espanol

James was incredibly helpful, diligent and patient though some serious escrow struggles, he came…read morethrough BIG TIME, during covid, fires, unforeseen life struggles and otherwise.. actually getting us a SUPER low APR, and getting us into our dream home. It was anything but easy but he got it done and we are forever grateful! Thank you James!!

From the owner: The resourceful and skilled team at Concept Mortgage is eager to help you reach your dreams. If you…read moreneed an experienced Watsonville, CA mortgage team focused on precision, give us a call.