Dallin Law, Jon Desjardins and their team at Sun American Mortgage were a very pleasant surprise…read morecompared to the stress and hassle we anticipated having as part of the home-buying process. Far from being a stressful mess of hassle and paperwork, working with Dallin and his team was easy and smooth, from the first pre-qualification phone call to the approval process. The whole team was responsive to our questions and was with us through every step of the mortgage lending process. It's really telling when our escrow officer told us that she was very impressed with our lender and how quickly they got necessary documents put together. Sun American is a hidden gem in the mortgage industry in the valley, and I would not hesitate to recommend them, or to do business with them again anytime.

We recently purchased a home and we used Derek Hargrove as our lender and he is INCREDIBLE!!! Very…read morequick to respond, very personable, and is just hilarious. He contacted us right away when the interest rates dropped and saved us a lot of money per month by getting us a lower interest rate. Definitely would recommend Sun American and Derek Hargrove!

If you are looking for a lender that does not play games and wants to get you a great rate then…read moreAblending is not for you. I provided all documents needed to lock a rate and they did not do it. When I found out they did not lock I asked for updated rates and Mark refused until I provided more documentation. Won't even quote new rates? Thats playing games and poor service. No thanks Mark, there are plenty more lenders that will respect borrowers and not play stupid games. I have now been informed from my insurance companies that due to Marks poor communication it messed up the original refinance insurance payments and now I have to spend time tracking down the over payments and missed payments from the impound collections that should have been setup or communicated to me and the insurance companies at closing. BEWARE anyone that is thinking about using him I did not have a good experience and still continue to have problems from the first refinance!

Mark and his Sr. Loan Processor, Amy, are quite the mortgage duo! Mark and Amy were able to…read moresuccessfully help my family refinance an investment property we own in Northern CA. ABLEnding made the process quick and convenient and I wouldn't hesitate to recommend Mark to any of my friends or family looking for a home loan mortgage product. Thank you Mark and Amy!

Tolis Mortgage Company is amazing! Not only did they re-finance our home but they were amazing in…read morethe whole process! Art and his team were attentive and completely professional throughout the re-finance. Linda who worked with us on this loan was OUTSTANDING! Not only was she knowledgeable but she was always on point. Her suggestion to lock in a volatile market was spot on and she saved us a lot of $$$. Will NEVER go anywhere else again when re-financing!!! Thank you so much for all your efforts!!!

Tom and Becky Sallander Fountain Hills AZ…read more Art did a fantastic job on our refi in Fountain Hills. We were fortunate to find Tolis Mortgage. He and his team went to work immediately to make the entire process streamlined and efficient. The outstanding customer care and personalized service is why I would highly recommend and encourage anyone needing a loan to contact Art.

Michael, Leslie, Kristin, and Todd are whom I dealt w/ at Velocity Financial w/ our refi. All of…read morethem are experts in their field, know how to make a deal work, and just always very on top of your loan when it comes to what's required from the lender. We're very happy with our end result and wouldn't hesitate to recommend family and friends to them. Thanks again guys! Nick.

Their poor training / service on a refi cost me 1/4-1/2 a point on my interest rate. Not only that…read morebut I literally had to push the entire process through. Even on a current loan refi there is no streamline process. Do you know what I they gave me to help reconcile me losing a ton of money over 30 years????? An automated letter and a $10 Starbucks gift card .. nice.

I hate to have to do this, because as a person I really liked my loan officer- but I feel like I…read moreneed to warn others. This company gave us a full bait and switch. They use high pressure sales tactics to convince you they're giving you the best deal when the jig is up, and will feed you many things they think you want to hear just to agree to what they're offering. When we began the preapproval process with them, we only ever talked about a single DPA program where the down payment is forgiven. Never once were any other options discussed or offered, and our preapproval paperwork was for the primary loan only. Once we were under contract we found out that they had actually gotten us a high interest second loan for the downpayment- NOT what had in mind. They proceeded to go back and forth on several things, including whether or not my interest rate was locked, what the interest rate would actually be, price of closing costs, etc. Never was anything straight forward. I was continually asked to sign paperwork that was significantly different than what my LO was telling me my loan would look like, and that it would be changed later. They advertise as a no fee lender, but they either add in a $5000 broker fee to closing costs OR 1.5% on your loan (which equates to tens of thousands of dollars). Worst was, when I found another lender, I was subject to high pressure sales techniques sprinkled with contradictions and blatant inaccuracies. I'll spare you the detail, but I cannot not even tell you how many misrepresentations, coercions, and outright lies were used in my dealings here. Again, I thought my LO was a nice person and probably just trying to make it. However, this company is predatory. Don't walk, run. At the very least, do your OWN research, be skeptical and ask for ALL the details every step of the way, and compare your options with another lender. Once I worked with another lender I realized how straightforward and matter of fact they were, I realized how much stress trying to work with this lender was.

My husband and I worked with Jordan at Affinity Mortgage on the purchase of our home in Gilbert in…read moreJuly-August 2013. I can't speak highly enough of this company. Not only were misc fees CUT that another company was wanting to charge us, but our rate was RIDICULOUSLY low. In addition to all this, Jordan was kind, responsive and on the ball when it came to closing our loan so fast. Even with a few bumps in the road (not from their doing), they were still able to blow timelines outta the park. I recommend them highly to all friends and family members!

I highly recommend KRF Financial. My wife and I worked with the owner, Kurt, to purchase our house…read moreover 5 years ago and then again recently to refinance. He is honest, helpful, friendly, genuine, upfront, and got us a great rate each time. He is very quick to respond to emails, texts, and phone calls. When we worked with him the first time, I was hesitant at first because he is a broker and I was leaning towards working directly with a mortgage company. But our friends highly recommended him, so we included him in the list of people/organizations we considered to fund our home loan. I had a lot of questions for him, and he took the time to answer all of them in easy-to-understand terms. We had to get a house in a hurry, and it turned out that he could get us the loan quicker (and ahead of schedule), get us the best rate and best amortization schedule, and explain the whole process better than anyone else. I felt a lot better working with him than taking my chances with being another "number" with a mortgage company that might not have gotten the loan funded in time or with a company that may not have been able to customize the services to fit our particular needs. My real estate agent was also extremely impressed with Kurt and said that he's definitely one of the best! When we worked with him the second time when we refinanced, we were just as impressed as we were the first time. Again, we were able to get a great rate and he was very responsive, very helpful, etc. I'm very detail-oriented and have high standards, so I think it says a lot that I entirely trust KRF Financial.

We were on the hunt for a mortgage broker. I searched broker sites,BBB and finally came upon KRF…read more We finally made an appt. to go in and meet with Kurt, he is a professional and also very caring person. What an amazing group of people. They work very efficently and prompt with all the paperwork. I would recommend KRF Financial if you are looking to get away from the Box Bankers and Mortgage people. I wanted someone that would understand that when I call, I expect an answer. Thank you Kurt and Sheri, top notch in our book! Keep up the great work. Jim & Andee

Although I have not closed on my home yet (June 1st), the experience with Suburban Mortgage has…read morebeen great and I highly recommend them! As a first time home buyer I have been nervous, excited, anxious, overzealous, etc etc and have had a million ridiculous questions. I know that my poor loan officer is probably ready to jump out of a window, but he has done an amazing job to help cure my concerns and the team has tried hard to make the process as easy as possible for me. I definitely require a lot of hand holding. In fact, I am ready to add Richard to my speed dial because I think he makes a great diffuser when something scary comes up and I am sure he would be great at helping me with my dating life :-p So, a wholehearted thanks to you guys! I appreciate having you on my side!!

Bad Bad experience with Paul Sutton of Southwest Direct Mortgage! I wish he would have been honest…read moreand invested the time to give me real advice. My credit dropped so low after working with him that now I don't even qualify for a home loan. Then when he knew my credit dropped he stopped returning my call, left me wondering what happened. I'm working with another loan agent just to get my score back to where it was. Ugh. He put me in a real bind!!

In 2012 I signed up with Lending Tree. Timothy Jaap was first out of the gate calling me within a…read moreminute of clicking the submit button. I got continuous calls from others over the next few days, but you know what they say about the early bird and the worm. Timothy was informative and very helpful. Extremely honest. I did not feel pressured. We ended up getting a fabulous rate for a 20 year at 3.5. Because we had over 40% in equity, over $1,000 in fees was waived. We didn't have to go anywhere to sign papers. A notary came to our home in Seattle. Very easy and no nonsense. Our mortgage was sold to U.S. Bank and we have been very pleased with them as servicers.