This review is not based on a serious injury or illness.
Three stars because I cannot review based on a serious illness or injury and their billing practices are not fair.
The facility is clean, modern and they saw me relatively quickly because there were only two patients ahead of me.
I showed them my insurance card and provided my Health Spending Card (HSA) which is equivalent to a credit card if funds are available which they were for a co-payment (if required by my insurance provider).
What you need to know, they loaded my HSA Card to their database. Within the questionnaire they state they will automatically withdraw funds due to them for services provided.
Weeks later, I received an email stating my bill of $200.00 was due. No EOB, no statement via USPS mail or the email I received, just a statement stating I owe $200.00. The email also stated to contact another insurance plan (I don't belong to), directly to request Carbon Health be added as an in-network provider. Why would I do that? Why would they ask me to do that? Did they bill MY insurance provider? The one I gave them proof of coverage with? It seems to me if they had, I would have received an EOB by now, they would have too, how did they determine I owe $200.00 for the service with no EOB? Why bill with no supporting billing documents?
A couple of days later, I received an email from my HSA provider stating this facility charged and was paid $200.00. I have yet to see an EOB from the facility or my insurance provider, yet this facility billed and received $200.00 for a service my insurance provider may have covered, may have paid for, may have paid a partial fee. I don't know! The email said I could call with questions. I work, 8-10 hours a day. I have not been able to call yet. Even so, a statement with a supporting EOB is standard practice in billing. They do not provide a statement or EOB, just an email stating bill is due, call us, then withdraw the funds from the card they require be on file within days of sending the email. I will try to call during a work break.
If you're OK with their billing process of receiving an e-mail notice with no statement, or EOB from your insurance carrier, go for it. If you're not, go elsewhere, when I said I did not want my card on file, I was informed that's their billing practice. Bottom line, like it or leave. I will leave.
Your other option is to know exactly what you're responsible for, have the facts in hand in writing, pay cash and DO NOT give them a credit card, FSA, or HSA card!
Revised 9/20/2023.
My response to their comment below. NONE of my other providers demand a credit card be on file. I pay them when I receive my EOB and the amounts due match. If they had an insurance reply from my insurance provider of what was due, why not simply include it when they sent their email statement?
NOTE: I inquired if they accepted my insurance before seeing anyone there. They said yes. I have yet to see an EOB or proof from this facility I owe them the funds they withdrew from my HSA card.
I sent a question via email after they withdrew funds via my card. I sent an inquiry, they sent a received my question reply on 9-4-2023, it's 9-20-2023, I have yet to receive an answer.
I have no problem paying for a service received. I do expect to receive proof of what they charged my HSA card is in fact due them. read more