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    Capital One Café

    4.2 (101 reviews)
    Closed 7:00 am - 6:00 pm
    Updated 3 months ago

    Services - Capital One Café

    Personal banking

    Capital One Café Photos

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    CAPITAL ONE CAFÉ ATMOSPHERE

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    Recommended Reviews - Capital One Café

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    Mocha
    Christopher G.

    As a work/study/lounge space, this cafe is fantastic. So spacious with cozy vibes on its 2nd floor and work rooms for silence. Capital One cardholders get half off their drinks, which is a huge plus. Sure, there are more traditional coffee shops all throughout the city, but I'm glad to know this very spacious one exists. Would be a great spot to relax at after checking out if a hotel but before heading to the airport.

    Chai
    Ren H.

    I really enjoy the Capital One cafes. They have a discount for Capital One customers and the service is friendly. We got a Chai to share which was great. The interior was large with lots of seating. A good cafe to go to.

    Nadia S.

    Such a great spot in SLU. The café has two floors with plenty of seating, outlets, and a relaxed vibe - perfect if you are working or just hanging out. I tried the honey lavender latte (so good!) and the service was friendly. The manager mentioned their photo policy (no staff in pics), which I appreciated since I was taking a few shots for the review. If you have a Capital One or Discover card, drinks are 50% off - a nice benefit!

    Peter W.

    Is it a bank, cafe, or coworking space? It's all three in one place. Capital One partners with Verve to provide a space for coffee/tea, banking, and coworking within local communities. Prior to their cafes, Capital One was an internet bank that provided all of their services online and over the phone with no physical branches unlike traditional banks. The introduction to their cafes are pseudo branches that triples up as a cafe and coworking space that creates a local community, which can be a cool way to get away from your office. Their spaces has a modern feel that consists of exposed brick walls, lots of windows/natural lighting, hardwood floors, glass doors, wooden furniture, interesting shaped coaches, and some games (Connect Four, Chess, Corn Hole). It's open to everyone, so you don't need to Capital One customer to utilize the space or have coffee. However, if you are there's a 50% discount on your drinks. Now being the critic, I would say the following: - Coffee/Tea: 5/10 Pretty standard, but with the 50% Capital One customer discount it can be a better option than other cafes. - Ambiance: 10/10 Great space overall for the reasons I mentioned above. - Functionality: 8/10 Reliable Wi‑Fi and abundant outlets make it a solid remote‑work option. The layout supports both casual socializing and focused work, though ambient music and foot traffic can make it louder than a traditional quiet coworking spot. - Customer Service: 9/10 The staff are always friendly and hospitable. Sometimes the pleasantries is a bit repetitive and can create some awkwardness. This hybrid space is a thoughtful blend of cafe, coworking area, and bank branch. It's ideal if you want a lively, well-designed spot to work, meet, or take care of banking without a stuffy branch environment. The coffee won't top specialty shops, but the friendly staff, solid amenities, and the 50% Capital One drink discount make it an appealing, practical option for remote workers and locals alike.

    Strawberry foam matcha
    Hannah W.

    Capital One Cafes are great options if you're traveling for work or are on workations! As a Capital One or Discover cardholder, you get 50% off drinks, and can reserve a private nook to take calls through the app. I've been to a few, but this one was nice and quiet and had plenty of seating available. There's a second floor with community rooms as well as restrooms.

    Matcha with strawberry foam? Something
    Yin K.

    Finally get to try their matcha drinks as it always runs out quick! I do also notice they have changed their seasonal drinks this time from ginger soda matcha into this matcha with strawberry foam (?). I am a big fan of matcha and unfortunately this disappoint quite a bit. I can barely taste any matcha. At the bottom of the drinks, i can see bits and chunks of matcha undissolved. Foam was fairly tasteless and just kinda like greasy aftertaste. But as always, great environment to get some work done here with some great drinks (coffees).

    Ashley W.

    This place has beautiful seating! I got the honey lavender latte, which I believe is available year-round. They use Verve beans. The location of this store is beautiful! I am usually impressed with Capital One cafe decor, but this store is wonderfully decorated! There is ample seating on the first and second floors. I like the variety of table sizes. There are circular, square, and long rectangle (like fancy cafeteria). There are also funky chairs you can relax in. Bathrooms are on the second floor and are very clean.

    Ginger Turmeric Latte
    Jesica V.

    I needed thousands of dollars in cash to buy a used car and had to drive all the way to Seattle from Tacoma. But you know what? It wasn't so bad. The service was really great. I felt welcomed and assisted and really appreciated the help -- plus they offered me a drink on the house. Unfortunately, I didn't much like my Ginger Turmeric latte (I think it tasted like cinnamon Big Red Gum) but I did like going upstairs and lounging on one of the sofas up stairs. This place is really cool and it's also a co-working spot in addition to a bank and a cafe -- kind of a strange combination. But it works.

    Macchiato
    Generous Y.

    One of the last few Capital One Cafes in the Seattle area. Such a cozy vibe. Serving up Verve coffee, it's a great spot to get work done. Spacious with tons of room to spread out and be productive. Coffee is good, but the price with a Capital One card makes it better.

    Alex N.

    I got the Matcha latte with strawberry foam and it was OK, I got it because of their summer deal. Strawberry was just like food coloring and did not taste like strawberry whatsoever. However, the Matcha wasn't too bad, it was very milky though. Overall great study spot and I would possibly come back

    Matcha
    ThuyVy N.

    Wanted to use our coupons for a handcrafted drink and we were extremely disappointed to find out the entire seasonal menu was out bc syrups were out. We then thought we would pivot to smoothies but the barista (kinda rudely) interrupted us to say that smoothies do not count as handcrafted drinks. So we decided to get a matcha which did count and a smoothie with a sandwich. I was sad to realize that the 50% off handcrafted drinks when paying with a Capitol one did not work which I guess is inline with why the coupons didn't work. Overall the space is nice and the last time I went here i really liked it but overall the service today was not very pleasant, some of the staff was friendly but our main barista was not, and the lack of availability of menu items was not good either. The smoothie was fine but a little sour, the matcha was not mixed the best and you could see the chunks on the bottom and the sandwhich started off good but the more I ate I realized it was extremely salty (I got Dijon, bacon, and croissant). I'll come again bc I still have one coupon left for a free drink so hopefully next time will be better.

    Grace K.

    Coffee is medium roast which is not my style. There are very friendly Capital One personals. I love chatting with them. Ambience is great. It's the best third place in Seattle. Very comfortable couches and chairs available. You can find more space in upstairs. Totally recommend here!

    Honey lavender latte, blueberry muffin, oat milk matcha
    Diana C.

    The service was really good here! There's a huge amount of space to sit downstairs or upstairs and do work or chat. We were waiting on the bus away from the rain, so it was also great for that. The muffin my partner had was fine and he enjoyed the honey lavender latte. My matcha was also fine. You also get a 10% discount on your whole order if you have a capitol one card/are a customer of their bank. Would definitely stop by again!

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    16 days ago

    great food place and great customer service that I would recommend to anyone who likes this type of food

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    10 months ago

    The specialty lavender latte hit the spot. Friendly baristas and check-in person. Clean space although didn't stay long.

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    7 months ago

    Great service, clean, nice atmosphere, food and drinks are excellent. I can do some banking.

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    Ask the Community - Capital One Café

    I just want to make a deposit and unable to get there by closing. Do they have an ATM outside?

    Yes. They have 2 ATMs in the lobby that are 24 hours.

    Is there parking?

    No private parking for CapOneCafe but there is public parking at 320 Westlake just a few doors down...

    Can I pay my bill at a Cap one cafe?

    Only if you can do it in an ATM- the store staff are marketing employees not bankers

    View All 4 Questions

    Review Highlights - Capital One Café

    More importantly, the staff at both the Peet's and the Capital One itself are really great and nice people!

    Mentioned in 18 reviews

    Read more highlights

    Anchorhead Coffee - CenturyLink Plaza - Honey bunches of oats cold brew & hot vanilla latte

    Anchorhead Coffee - CenturyLink Plaza

    4.5(1k reviews)
    0.6 miDowntown
    $$

    While visiting Seattle, I drank a lot of coffee. This was hands down the best espresso I had in the…read morecity. This place is busy! There was a line both times I came in here on the same day. One visit was earlier in the morning, and the place was packed. The line was nearly out the door. The second time was later in the morning; the pastries were wiped out, and the place was still decently full of coffee drinkers. I ended up visiting the second time because of their very cool merch selection, and I regretted not buying a shirt I liked the first time. I only tried the espresso here, though they had many other tasty-sounding drinks and delicious-looking pastries. The espresso was not bitter, well-balanced, and at a great temperature. They serve it right with sparkling water on the side. Absolutely perfect! Out of all of the coffee spots in Seattle, Anchorhead Coffee is worth the visit for sure!

    Anchorhead Coffee is a great shop to stop by for a coffee fix. I stopped by on a weekday morning…read morearound 9 am and there a long line. Thankfully, it moved pretty fast so we were out within 25 minutes. My husband and I ordered the cold brew and the seasonal hey ube latte. The cold brew was my absolute fave of the two since it was creamy and unique. The ube latte was a solid drink, but I couldn't taste much of the ube essence. There's multiple tables inside to sit. The employees are also friendly and helpful. Prices here are a bit steep, but drinks are high quality.

    Photos
    Anchorhead Coffee - CenturyLink Plaza - Pistachio Matcha and Blackberry Coffee

    Pistachio Matcha and Blackberry Coffee

    Anchorhead Coffee - CenturyLink Plaza - Blueberry Matcha

    Blueberry Matcha

    Anchorhead Coffee - CenturyLink Plaza - Iced Pistachio Matcha

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    Iced Pistachio Matcha

    Yoka Tea - matcha Einspanner

    Yoka Tea

    4.7(134 reviews)
    2.4 miMadrona

    Yoka Tea took over the former Verite Coffee & Cupcake Royale space in Seattle's Madrona…read moreneighborhood. They have been very successful the past year, that they will be opening a second location in Ballard. I had this bookmarked for awhile, but finally had the opportunity to stop in on 5/15/26. I was also amazed at the retail & residential transformation. Efiicient & well staffed. Bright transformation with merch and innovative beverages. Definitely a hub for the cafe laptop crowd and lively meetups. Decent music overhead. All the tables, counter, and shared seating were packed. So I took in the vibe seated on a bench by the entrance. I enjoyed my Hojicha Einspanner. It held up even in traffic driving through Madrona, CD, North CapHill, Montlake onward heading back north. Great spot in Madrona. Looking forward to their second spot in Ballard!

    Before my Seattle trip, Yoka Tea was one of the main matcha spots I knew I wanted to hit up and I'm…read moreso glad I did!! I stopped by for my matcha fix two days in a row. The staff was so sweet, drinks were ready quick, and the overall vibe of the cafe is perfect for relaxing and studying. I also love the selection of Asian goods and local artist-made stickers they have by the register (I got a totoro sticker)! I first tried the turon matcha which I thought was good but had a mild banana flavor. I was expecting more of a caramelized flavor but I still thought it was good. The next day, I ordered the matcha einspanner. Their housemade yoka whip was so yummy and added the perfect amount of sweetness to the matcha latte. Overall, the matcha here is smooth and both drinks weren't too sweet.

    Photos
    Yoka Tea - (5/15/26)

    (5/15/26)

    Yoka Tea - Such a cute spot

    Such a cute spot

    Yoka Tea - Interior

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    Interior

    Phe - honeycomb

    Phe

    4.5(307 reviews)
    0.9 miCapitol Hill
    $$

    Food+ drinks: 5/5 Service: 4/5…read moreAmbiance: 4/5 My friends and I made sure to stop by this spot while we were in Seattle, and it definitely lived up to the hype! We went around 11 in the morning, and it was PACKEDDDD. The inside was completely full, and there was even a line out the door, so I honestly didn't think our group of 4 would find seating. The line moved really fast tho, and we managed to grab one of the viet style low table and chair setups that you'd typically see on the street back home, I liked it a lot. The drinks and food also came out surprisingly quickly despite how busy it was. We ordered a lot to try! Drinks: 1 phe muoi $6.75 1 matcha einspanner $8.75 1 earl grey matcha $9 1 banana pudding matcha latte $11 1 hojicha latte $6.50 Their matcha was smooth, no astringency, I wished it was more matcha taste bc it's a little light but that's just me bc I like umami matcha. Food: Phe Sliders $13 MUSTTTT GET!! My group absolutely devoured these. The rolls were soft and airy, and somehow the sliders still felt light and not too heavy. The aioli was sooooo yum we scrape every bits of it lolllll. I'd honestly come back just for this dish alone. xoi chay $15- Really good breakfast option. The sticky rice was soft and chewy, and all of the toppings came together really well. Easily my new favorite spot. I get why it's so popular on social media, and I'll definitely keep coming back whenever I'm in Seattle for sure!!

    I got the early grey matcha, which was pretty but a bit bland in the matcha taste. The phe den was…read moregreat, with a rich flavor that was almost savory. We also got the musubi on a whim but really enjoyed them. Cute interior and vibes. Line can long but the staff work quickly to keep things moving.

    Photos
    Phe - Inside

    Inside

    Phe - Hojicha banana pudding

    Hojicha banana pudding

    Phe - Phe Me, or Phin coffee drink with black sesame cream.

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    Phe Me, or Phin coffee drink with black sesame cream.

    Coffeeholic House - Purple haze

    Coffeeholic House

    4.6(807 reviews)
    5.1 miColumbia City
    $$

    Recently remodeled, Coffeeholic offers a refreshed and inviting space that's both modern and…read morecomfortable. It's a great spot to relax, catch up, or just enjoy a quality drink. Their menu keeps things simple but well executed, featuring coffee, matcha, and a selection of pastries, with drink sizes ranging from 8 oz to 24 oz depending on what you're in the mood for. I ordered the Matcha Purple Haze, which stood out with its smooth, well balanced flavor definitely something I'd come back for. I also tried the Coffeeholic Dream, and it was a hit rich, flavorful, and clearly crafted with care. The staff were friendly and welcoming, and the overall presentation of the shop really adds to the experience. Between the quality drinks, clean aesthetic, and great service, Coffeeholic checks all the boxes for a solid coffee spot.

    I've been staying walking distance from here and have now come here three different times…read more I'm a huge fan of Earl Grey Matcha so I decided to try their Tokyo fog. which is iced Earl Grey tea with Matcha cloud foam. I found it very delicious and light and refreshing. If you're looking for a Matcha, the Matcha flavor isn't very strong and it mostly tastes like an earl grey latte, but it is delicious and creamy. I ended up coming back and getting it again but with extra Matcha foam for additional Matcha flavor. Absolutely loved this drink. I also got a Matcha latte with black sesame cold foam. I've had a black sesame Matcha from somewhere else before, and the sesame flavor was very light, so that was what I was expecting, but was met with a very strong sesame flavor. I was not a huge fan as it felt overpowering and I couldn't taste the matcha. However, this is just a personal preference thing and if you like black sesame you should definitely try it! I'm not sure what much they used, but it didn't taste like the best quality, but it is still delicious and their drinks are all fun . The inside is small but and warm and cozy and they do have some seating. I was always able to find a spot. Super cute place with very sweet baristas.

    Photos
    Coffeeholic House - Egg cloud cream foam with ube drizzle-ube coffee

    Egg cloud cream foam with ube drizzle-ube coffee

    Coffeeholic House - Dark Night (Black Sesame Latte)

    Dark Night (Black Sesame Latte)

    Coffeeholic House - Tiramisu Egg Coffee - IG: @nelson_eats

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    Tiramisu Egg Coffee - IG: @nelson_eats

    Espresso Vivace Roasteria - The signature Cafe Nico

    Espresso Vivace Roasteria

    4.1(905 reviews)
    0.9 miCapitol Hill
    $$

    Vivace espresso "Ooh La La". Every time my tastebuds desire that taste of a robust caffeine fix , I…read morestop at VIVACE on Broadway! Definallty the emerald city's smoothest java shot around. What's amazing is theres no acidic taste ruining your beverage , just a smooth euphoric rush of caffeine coursing through your body. I normally get an iced latte to get my geyser gushing but a straight shot does happen occaisionly. Outside of the superior taste the caffeine kick back is like a NASA ROCKET BOOSTER piloting Artemis II... Now the hired hands are fined tuned & trained baristas extracting the brown juices from local roasted beans. BTW VIVACE roasts its own coffee, specializing in a Northern Italian style developed by founder David Schomer since 1992... This is why you'll love its taste... VIVACE's interior space is very large for small & medium size gatherings with a hipster eclectic taste of furnishings. Also beware free WiFi if you're a lounge lizard is available... During good weather days outside seating is available for the rare days the gods allow Seattle sun to shine down upon us. Table & chairs on sidewalk allows you front row seating to the freak show for entertainment. Not much more to say, so grab a shot of caffeine!

    This is probably my favorite coffee shop in the US. The cafe Nico is my favorite coffee drink I…read morehave had and usually get this along with an espresso whenever I visit Seattle. The espresso itself is mostly crema, really well done and not something I have found many places outside of Italy they definitely know what they are doing. Plenty of seating and places to work if you want to work there and they also sell pastries and take home items like beans, mugs, espresso cups etc. Definitely worth a visit if you are local in the Seattle area or visiting. Parking on broadway is a bit hit or miss but you can usually find a spot either on the main street or a nearby side street.

    Photos
    Espresso Vivace Roasteria - Nice lobby

    Nice lobby

    Espresso Vivace Roasteria - Caffe Caramel

    Caffe Caramel

    Espresso Vivace Roasteria - Seating area

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    Seating area

    Capital One Café - banks - Updated May 2026

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