I will be leaving a similar review on every site I possibly can, shout it from the hilltops, refer…read moreevery friend and family member I can, and forever be grateful for theLender! If you don't like reading, just skip to the last paragraph. theLender is NOT the best at answering "panicking" non- essential e-mails from rookie mortgage seekers, at least not with me. Wait, how can you start a 5 star review with a negative? Because I don't want potential clients to be turned off if that shows up in other reviews. The scenario: wife and I fell in love with a new "being built" home in Riverside County. Didn't really have much money in the bank, and a modest-at-best credit score... but I knew it would be a long escrow (house was just foundation when we went under contract) and had $$$ coming in over the next couple months.... So we signed... Had MANY lenders that I was working with. Online lenders, the builder's lender, basically everyone other than big banks who traditionally like 20% down and 800 credit scores. The "promises" that were made by these lenders initially during the pre-approval (yes, I was smart enough to do that first) began to change slightly every couple of weeks -- more money down, rate increases. As luck would have it, my identity was stolen during the escrow process. Poop show. Well to try and save our dream house and not lose our earnest money, I was looking at tens of thousands of dollars out of pocket (more than initially quoted), and a 7 1/4 interest rate that would basically break me, and max me out every month. As my love's dream home was slipping away, the builder's agent (love her!) suggested I call "Deb" at theLender. We're talking 31 days before closing... Like a freakin super hero out of nowhere, Deb and her team came in to save the day! They found me more incentives than the builder's lender did, and undercut the interest rate of every lender I ever spoke with by over a point and a half. They not only saved our home, but gave me a comfortable payment that I can handle. I can't thank or recommend them enough! So as far as the emails, when something needed to get done, they were on it!! Because they're so awesome, they were just too busy making our dream come true to entertain my daily panic! My team: Deb Stark Cheryl Amaral Denienne Leed

Absolutely the worst company I have ever dealt with. From the beginning, the communication was…read moremisleading, unprofessional, and felt intentionally deceptive. Every step of the process came with hidden issues, unexpected fees, changing information, and constant runarounds. It honestly felt like they cared more about squeezing every dollar possible out of customers than actually helping people. The level of transparency was terrible. Promises were made and then suddenly changed at the last minute, creating unnecessary stress and confusion. Trying to get clear answers was nearly impossible because nobody seemed willing to take accountability. The entire experience felt dishonest and predatory. I would strongly recommend anyone considering working with this lender to read the fine print carefully and explore other options before signing anything. This was one of the most frustrating and disappointing business experiences I've ever had.

I love working with Coast 2 Coast. Steve and Franco have completed three of my loans since 2020…read more Any time I have issues regarding a loan, I call them for help and it 100% never disappoints. This last refinance was saving me from a nightmare loan with Lakeview/Mr. Cooper. Franco walked me through the numbers and all my questions - fast responses with professionalism and just nice to have true human service. Nowadays with automated /AI on the other line or international call centers, finding businesses like Coast 2 Coast is so rare. Do not hesitate to reach out to them. I'd give them 10 stars if I could :)

They helped me for refinancing my home loan . They did it fast. Franco and his team was helpful…read morefrom day 1 till it get closed smoothly

I worked for LoanDepot for a few years since I was in the mortgage industry for a while. I really…read moredid enjoy working here. Everyone was really nice a little out there lol! I don't know if the loans were legit since you know mortgage is a bit up and down. However I did enjoy working here and the people I worked with. Have a really beautiful day!! Be kind to everyone life is way too hard!!!

Yes loan depot can help you get a mortgage loan. That is what I expected. But, I've had nothing but…read moreglitches on their website to try to do the simplest tasks like setup autopay or schedule paperwork returns. So yes, they will provide you the service, but make sure you are ready to deal with some snags. That is my review

Full circle home loans was an absolute joy to work with. The transition of buying a home was so…read moresmooth and easy. My wife and I would definitely use there services on our next home. Thanks everyone at Full circle.

The only mortgage lender I would use from here on out. Seth is honest, knowledgeable, and truly…read morecares for his customers. He spoke to me about some concerns about the deal to make sure I was aware, and I don't think any other lender would have done that because they would just want the deal. They have competitive interest rates and even matched the fees I quoted. His team, Summer and Bernie, were organized, communicative, and so quick that we were able to close in 21 days. Can't thank them enough.

Shane and his team have assisted several of my clients with their loans for their home purchases…read moreand refinances. They are fast and efficient, and their team is very on top of things. They also have really good rates. I highly recommend them if you are looking for excellent service!!!

I normally don't write reviews, however, after my 2nd financing need and experience with Shane &…read moreSynergy has been outstanding. Shane has help me and my family achieve our financial goals by getting us the best rate possible. Shane is thorough in explaining the available options and it is constantly following thru on the process making the experience seems-less. Shane went above and beyond as to answering after hours and while he was on vacation. I will definitely recommend Shane & Synergy to my friends and family.

I had an outstanding experience at the Lake Forest branch of Orange County's Credit Union. From the…read moremoment I walked in, the staff was welcoming, professional, and genuinely helpful. I went there to open both a personal account and a business account, and the process could not have been smoother. Everything was clearly explained, and I never felt rushed or confused at any point. A special thank you to the branch manager, Anthony Tomassetti, who went above and beyond to make sure all my questions were answered and that everything was set up correctly. His professionalism and attention to detail really stood out. It's rare to find this level of customer service at a financial institution. I highly recommend the Lake Forest branch of Orange County's Credit Union to anyone looking for a stress-free and friendly banking experience.

This credit union recently updated their online banking system making it unusable on my MacBook…read more I have made various attempts to get this fixed but they are unable to fix. Not that they even made a serious attempt. Their fix was that I have updated my software which it was. They do not seem to understand or care that they are dealing with money and they definitely do not care about the Customer. This problem did not exist before their change and they want to blame anything but their own incompetence.

The people at this company are very unprofessional. I received correspondence in the mail so I gave…read morethem a call. I thought they were a previous lender I had worked with because the letter was misleading. When I called, I was transferred to Darlene, who is a lender I worked with. I explained to her that I wanted to get more information and see what the rates would be for IRRL VA Streamline. I also mentioned to Darlene, that we might possibly do a cash out. My husband and I wanted to get rates before making a decision. I also stated, we weren't sure what path we were going to take, as I needed to okay everything with my husband. I simply wanted to get information. I have done this before with other companies and it was not like this. However, with this company required me to produce 2 yrs of taxes, W two's, check stubs/ statements, driver's license and mortgage statement. I questioned why they would need all that documentation unless I was moving forward with them. saying Darlene told me I needed this documentation.Just to get a rate. Against my better judgment, I sent documentation for both my husband and I. A few days went by and Darlene called me and my husband and I were both on the call. She gave us the rates, and she kept pushing a higher rate for a cash out, and stating it was the one tge VA reccomended for us. My husband and I explained to her that we did not want that, and after the phone call, we both agreed that we did not want to move forward with this company. Not only did we not like their process or their rates that they gave us, we just felt like we were misled when we called them. They were not the company we wirked with previously. I had kept mentioning their name the previous company.That is, and they never said a word.So they never disclosed to me that they weren't even who I thought they were. We figured that out on our own. Having this information, we decided to just go with another company. I left Darlene a message, and told her that I was moving forward and there was no need to call me back that I was not going to proceed with Valorem Lending. Since then I have been contacted by Darlene in a harassing kind of way. She began asking me questions that I had already explained. Then multiple people at Valorem cintacted mw via phone, claiming to be managers, asking me why I was not moving forward. I even had two more managers call and say that my file was pending, and they just wanted to complete the process. I explained to them, I needed my file closed, this happened multiple times after that (15+) total. As well as other employees at Valourum Lending calling me, and when I called the number back. it was Darlene's recording. Wow.... really?! I have been contacted by so many loan companies since then. I get called every day by people telling me my loan is processing and it just needs my information to approve it. Ever since I have given my information to Valorem my phone is blowing up everyday. I know it has something to do with me giving them my information because i've never received phone calls from loan institutions like this before. I wish I never ever would have called Valorem Lending. I have never experienced this with any other company. I have never seen such unprofessionalism, and this is not an exaggeration. Please don't make the same mistake I did.

Eric helped us through the whole process explaining every step, and he got us a great deal. Would…read morerecommend to anyone

Thank you, Mike Miller, for working with us. I had a conversation with my carpool buddy and asked…read moreif she knew of any lenders, she immediately referred you. She said so many positive things about you, and so when we reached out to you at the very end of January, and you immediately replied back with answers to our many questions, along with estimates and rates, we knew we could trust that you would get the work done. You funded us in less than a month and while we were on emergency leave, the paperwork was set to be recorded. We liked that you thought out of the box, yet explained to us what we needed to do on the more complicated items We appreciate your honesty and integrity in working out a loan for us that we are extremely happy with. JK Chang

Matt Wright and Jen Madden are a dynamic duo! They got us a great loan, worked efficiently and…read morequickly and had terrific communication with us throughout the process. From start to finish was under 2 weeks and we were thrilled. Will definitely use there services again and highly recommend them!

I didn't end up originating my mortgage through him, but I just had to come on here and say I…read moreHIGHLY recommend Drew Clemans for your mortgage origination needs. Throughout my entire home buying process Drew was generous with his time and expertise, literally every step of the way. His bio mentions that his approach is rooted in education, and that really came through in my experience. He took the time to make sure I understood what was happening and why, which made the whole process feel a lot less overwhelming. His advice was thoughtful and tailored to my situation, never generic or salesy. He knew I already had a lender but he was still willing to give him time and advice with no strings attached. He also connected me with a homeowners insurance agent who ended up getting me a much better policy than what I was originally planning to sign up for. That referral alone made a huge difference. Drew is the kind of person you want in your corner when you're navigating the home buying process. Knowledgeable, kind, and genuinely invested in helping people. I truly can't recommend him highly enough.

I worked with Drew as a first-time home buyer, and he honestly made the whole process so much…read moreeasier. I ask a ton of questions and tend to overthink, but he was patient the entire way through. He was quick to respond (even over text), always kept me updated, and made sure I actually understood what was happening at each step. Most importantly, he gets things done and is always on top of everything. If you're looking for a lender you can trust, especially if it's your first time buying, I definitely recommend Drew and the Transparent Mortgage team. They were great to work with.

Glenn was recommended to me by a friend, and I am so thankful he did. Glenn is an absolute rock…read morestar! Since this was my first home, he coached me through the process of applying for a loan and closing on a condo. He was extraordinarily patient, and made sure I understood all my options and their effects. Everyone involved in the transaction was impressed with Glenn's speed, diligence and attention to detail. With his help, I was able to secure a loan significantly under market average and had a remarkably smooth closing process. He really went above and beyond for me, even finding a better deal on home insurance than I could on my own! I can't recommend Glenn enough. He'll make sure your home purchase goes smoothly, and save you money while doing it.

I've worked twice with Glenn Daynes on refinances. He made the process so easy. Thank you for your…read moreprompt responses to my questions and your professionalism. I absolutely recommend First Financial and Glenn! Simply top notch!