I worked with the MD Office...They are the worst. Was working with them as a real estate investor. Have a tenant buyer who was purchasing the home from us. Was an FHA. They said that they would work with her to fix her credit and let us know when she was ready to close. We were very open to that because we had the option open for an extended period and were willing to wait up to 3 years for her to be ready. Our only requirement was that she qualify for a loan where the payments met or were lower than her current monthly payment. They told us in January that she was ready. Long story short, it is JUNE and we are still not yet closed. We have gotten them everything they needed within 24 hours (sometimes within hours) and so has the tenant buyer. She had to constantly resend paperwork over because Atlantic Home Loans kept losing it. They also were horrible at communicating, even on the weeks where they claimed that we were closing and didn't. I was hoping to build a long term relationship with them and have them hand,e our other tenant buyers but I will NEVER use them again. If they did this to me, imagine what they would do to a homeowner who they probably will only work with once. So frustrating. read more