DO NOT go with this company if you are a first time home buyer. At first I thought my loan officer was looking out for my best interest. Instead she was looking out for herself and the company. She was very nice in the beginning. My loan officer couldn't get my loan amount correct. I even asked her 4x times to fix it. She lied about points and cost. She quoted me $1k. When I looked on my loan worksheet she charged me $3k instead of $1k. Also, she said my PMI was gonna be under $100. On my worksheet it was $191. Finally, I felt enough was enough. I need to look for a new lender. Time is ticking, my offered got accepted and no time for this back and forth mess. This loan officer was trying to take advantage of first time home buyer,like myself. Thank goodness I did my research and found another company who charged me 8k less for closing cost! Btw once I told her I was going with another company, she corrected the loan amount and lower the cost of the points. By then it was to late. My loan officer initials at S.Z. read more

We Lending - She quoted me 1k and charged me 3k ‍ - Mortgage Lenders Near Me - Lake Forest, California

I applied for a loan to refinance my house. I was offered a very good rate. But at the end I was told that by Loan officer Eliu Lopez "sorry not enough time for our underwriters to review your documentation". We won't be able to complete the review on time. He said "If I try to give the same rate will cost you around $14K. more for closing cost". I provided all documentation requested more than one time. I wasted my time and money I trusted and didn't deliver. He didn't even apologize. I won't recommend We lending very poor customer service. They are not reliable. read more

Truly incompetent and poor customer service, multiple missed items for a simple pre approval, they don't get back to you when they say they will, plenty of other lenders out there, so why should I do business with you???? Pretty sure when someone's trying to give you money for multiple deals you should probably try and do a good job, but I guess that's not your policy? read more

Bad service and communication. Refinance takes 2 months to close. Loan processor/officer lied and was negligent.

Horrible lending company!! Was trying to refi my 2 HOMES Worked with a lender Jessica Reynolds and her prosecutor Sara gell made tons of promises.. I gave them everything they wanted worked with her 7 weeks they had me get a appraisal everything was fine.. the rates started to go up. They started playing games said there were red flags charging me $1100 to extend my loan. Before you know it the rates were hi my closing went up $2200 for the lock in rate.. And Sara would say talk to Jessica. Jessica would say call Sara. Before you know it rates were to hi and they both told me not are problem and wouldn't help me!!!! On top they wouldn't give me any money back I paid for!!! WE LENDING is a joke and hope no one has to go through what I did!! JESSICA REYNOLDS loan agent SARA GELL prosecutor I would never recommend either of them or WE LENDING read more

We recently did our refi with Andrea at WE Lending. Andrea was so patient and super sweet, answering all our never-ending questions... even on the weekend! She clearly goes above and beyond for her clients! The WE mobile app made everything super easy by securely uploading all our documents directly into the app. Andrea sent us regular emails updating us on the timeline and needed signatures. They had competitive rates and we closed on time. We'll definitely use Andrea and WE again for our next purchase or refi. Thanks again Andrea!! read more

Abraham piña was amazing and is the best in the buisnes he helped me with the purchase of my home and got me the best rates. He was very profesional and always honest with me. I highly recommend him read more

Outstanding! I selected W.E. to refi my existing VA home loan. The process could not have been simpler and each W.E. employee I had contact with was cordial and professional. They also beat any other offer as far as costs and interest rate. I highly recommend Western Express Lending. read more

Didn't go far at all with my refi. Shortly after submitting my documents I realized they don't listen to what I wanted, their numbers were wrong,poor communication and BAD customer service. They would not provide me with an official loan estimate and they ran my credit twice! When I finally messaged him to say that I will not be moving forward with them I got absolutely no reply. No okay? No thank you? Nothing. Then I reached out to whatsamortgage on Instagram because he's the one who connected me to them, no reply from him either. None at all. I just completed my refi with someone else and I'm very happy with my choice. read more

We received countless ReFi offers in the mail not long after buying our house. We finally tried with one company, supposedly under the FHA Streamline program, but they kept asking for so much income documentation that shouldn't have been required. We then contacted WE Lending and started working the Brian. With barely any income information, he got us off and running. Brian was so helpful and quick to respond to any questions. 3 weeks later, we were signing our new loan docs with our interest rate cut nearly in half to 2.5 percent. Thank you Brian and WE !!!Lending !!! read more

If I could give this company Welending a zero I would. This has to be the worse company to do a refinance with. My loan officer Michelle Smart I knew from my previous loan through a bank was not professional as she was before. She ignored most my emails, text or calls. I asked her to lock me in a rate she wouldn't reply and than when she did lock me in the rates went up and we had to buy into the interest rate. It jumped from 3,000 down to 9,000. She never apologized and she blamed the economy saying she thought she can get a better rate even when I asked her to please locked it in. The manager Chris was first helpful than him himself started making all these excuses on why he couldn't talk. I had to call corporate and they pushed them to do what they needed yo do. It took about 2 months to close which pushed my time again and I had to pay for lock fee like 39 a day. All in all this was the worse customer service. DO NOT GO THROUGH THIS COMPANY. read more

Terrible company! I should have went through conventional loan. The loan officer cancelled my loan after everything was completed. I was locked at 3% but he could not find a buyer of my loan and not the mortgage rate went to 4.25% . They screwed me up. he said I asked silly questions and was ridiculous. he never called unless I asked and at times it took him days to respond. Now, I can not refinace because my mortgae is at 4.25 and the market today is 4.25. Jerks. read more

I refinanced my home in corona through We Lending in April/may 2021. The process took about 5 weeks or so but honestly it's because I dragged my feet with the application process and in making the decision to finally refinance. I personally took a loss because I waited too long to make my decision and rates went up a half percent and never came back down. We Lending still got me from 4.5% to 3.5% and basically $600 less on my mortgage per month! What a savings! Now my wife and I can start looking into a rental property in Las Vegas and we are for sure using We Lending! Danna and his team communicated so quickly and explained the process to me in a way that was easy for me to understand! My previous experience with other companies and lenders on refinances were hectic and confusing. I wish I had found out about We Lending years ago! That would have saved me Time and Money!! They are honest and patient and don't have dollar signs in their eyes when they talk to you! They actually care and are so tuned into how Student Loans effect a mortgage! They are starting on my mother's and my sisters homes based on my experience! Feel free to message me if you have questions about my experience!! read more

Very fast and painless process on my refinance. Brian was very helpful and I enjoyed the fact that he accepted texting as a form of communication. As a mother to three kids, this is a very convenient option to communicate. read more

We Lending helped me refinance my house at a great low rate for a reasonable fee. I am self employed and that made qualifying for the loan much more difficult in these pandemic times. All the people that helped me at We Lending where very helpful and professional and quickly responded to my questions and concerns. The traveling notary and escrow officer picked by We Lending where also very helpful and professional in helping me with my refinance loan. I would highly recommend We Lending if you need a loan. Thank you We Lending. Bruce, Huntington Beach, California. read more

BE AWARE! Bait and Switch! Fraud-Dishonest! Go with a bank or company you can trust. We had been pre approved for a great loan from our bank but the sellers agent said in order for them to accept our offer we need to go with Total Quality Lending. They said they will give us the same loan or even better. They made it seem like that was the case but totally screwed us over and later said we won't fix it. We signed a closing disclosure form with a PMI of $187.23 which was supposed to be sent over when we signed our documents. We got an email that our loan was funded and in our account it shows the same PMI of $187.23. After everything was done and signed and funded, we got a bill with a PMI of $296.83, difference of $109.6!!! When we contacted the company they said oh there was an email but we didn't see it and we didn't inform you but oh well you signed the document and we cannot change it at this point. Their mistake will cost us over $10,000.00! They acted like they would fix the problem but a manager called us and said there is nothing we can do, we made a mistake but you are stuck with these high payments that you can't afford. My husband and I are both teachers and we are unable to pay so much more a month but no one cares and no one is trying to fix their mistake. Our loan from our bank had a PMI of $135.00- we have great credit and qualified for a great loan but they tricked us and stuck us with a high payment we cannot afford. My friend who got a higher loan and has less income has a lower PMI than us! The seller's agent who referred us kept rushing everyone and kept making false calls on our behalf to speed up the process. Now I understand why! Stay away and go with a bank you can trust. WeLending switched our PMI amount after we had signed a Final Closing Disclosure form they changed amount before we signed without any notice & on our account login still show the amount we were promised as funded. There are no signs of this new PMI that they tricked us into signing. read more

As a realtor your only as good as your team. With that said this is not a company I advise. I worked with an excellent loan officer there and assistant the best of the best, but when it comes to the processing and underwriting, they just seemed like they don't care. 90% of my deal through "We" were the most uncomfortable situation for me and most of all my clients. Never did any of my deals close on time. Almost all of my deals had to get done via corporate or management! Complete headache! I understand that lenders are busy in these times but when all my another deals with other outfits get done early or on time this company so far a minimum of 2 weeks past original close of escrow. And if it wasn't for the the loan officer and assistant doing everyone else's job NOTHING I MEAN NOTHING WOULD EVER GET DONE. I'm Literally begging for them to do their job and it always comes out just to be another headache and it's unfortunate so take it for what it's worth. But I will never never even if I have to lose a client even if I have to lose a deal, if welending is involved I'm sorry maybe I'm not the realtor for you that's because I care. read more

Best mortgage lender I have ever worked with! Our transaction was ready to close before our closing date. Honestly the least amount of stress ever buying a home. I would recommend Western Express Lending to anyone needing a home loan. read more